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Free home delivery on orders £75+

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Pay later with Very Pay

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Teenage Mutant Ninja Turtles11

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Unicorn Academy3

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Virgin Experience Days161

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Michael Kors Empire Three-Hand Gold-Tone Watch

Black Friday Price Promise >

Empire Three-Hand Gold-Tone Watch

Current sale price is £100

Regular price was £199

(Save £99)

Rainbow High Colouring Tool Styling Head Playset

Colouring Tool Styling Head Playset

Current sale price is £26.99

Regular price was £34.99

(Save £8)

4.7 out of 5 stars

22 reviews

Michael Kors Corey Silver Pink Dial Three-Hand Watch

Black Friday Price Promise >

Corey Silver Pink Dial Three-Hand Watch

Current sale price is £100

Regular price was £199

(Save £99)

Michael Kors Harlowe Three-Hand Watch

Black Friday Price Promise >

Harlowe Three-Hand Watch

Current sale price is £135

Regular price was £269

(Save £134)

Michael Kors Pyper Two-Hand Rose Gold-Tone Watch

Black Friday Price Promise >

Pyper Two-Hand Rose Gold-Tone Watch

Current sale price is £175

Regular price was £319

(Save £144)

Michael Kors Pyper Two-Hand Gold-Tone Watch

Black Friday Price Promise >

Pyper Two-Hand Gold-Tone Watch

Current sale price is £175

Regular price was £319

(Save £144)

Michael Kors Women's Harlowe Three-Hand Gold-Tone Stainless Steel Watch, MK7651

Black Friday Price Promise >

Women's Harlowe Three-Hand Gold-Tone Stainless Steel Watch, MK7651

Current sale price is £120

Regular price was £239

(Save £119)

Michael Kors Callum Three-Hand Date Gunmetal Stainless Steel Watch (MK9290)

Black Friday Price Promise >

Callum Three-Hand Date Gunmetal Stainless Steel Watch (MK9290)

Current sale price is £110

Regular price was £219

(Save £109)

Michael Kors Men's Callum Three-Hand Date Gold-Tone Stainless Steel Watch, MK9288

Black Friday Price Promise >

Men's Callum Three-Hand Date Gold-Tone Stainless Steel Watch, MK9288

Current sale price is £110

Regular price was £219

(Save £109)

Michael Kors Georgie Two-Hand Gold-Tone Watch

Black Friday Price Promise >

Georgie Two-Hand Gold-Tone Watch

Current sale price is £292

Regular price was £389

(Save £97)

Michael Kors Maude Three-Hand Black Leather Watch

Black Friday Price Promise >

Maude Three-Hand Black Leather Watch

Current sale price is £112

Regular price was £149

(Save £37)

Michael Kors Women's MK Empire Three-Hand Stainless Steel Watch, MK7650

Black Friday Price Promise >

Women's MK Empire Three-Hand Stainless Steel Watch, MK7650

Current sale price is £100

Regular price was £199

(Save £99)

Michael Kors Lexington Three-Hand Two-Tone Watch

Black Friday Price Promise >

Lexington Three-Hand Two-Tone Watch

Current sale price is £164

Regular price was £219

(Save £55)

Rio Go Smooth Electric Foot File Hard Skin Remover with Vacuum Action

Go Smooth Electric Foot File Hard Skin Remover with Vacuum Action

£29.99

4.4 out of 5 stars

8 reviews

Rainbow High Junior High Babysitters Fashion Doll - Amaya

Junior High Babysitters Fashion Doll - Amaya

Current sale price is £17.99

Regular price was £21.99

(Save £4)

4.9 out of 5 stars

15 reviews

Michael Kors Georgie Two-Hand Watch and Bracelet Set

Black Friday Price Promise >

Georgie Two-Hand Watch and Bracelet Set

Current sale price is £239

Regular price was £319

(Save £80)

Michael Kors Chelsea Three-Hand Gold-Tone Watch

Black Friday Price Promise >

Chelsea Three-Hand Gold-Tone Watch

Current sale price is £164

Regular price was £219

(Save £55)

Michael Kors Georgie Two-Hand Gold-Tone Watch

Black Friday Price Promise >

Georgie Two-Hand Gold-Tone Watch

Current sale price is £164

Regular price was £219

(Save £55)

Michael Kors Men's Callum Three-Hand Date Two-Tone Stainless Steel Watch, MK9289

Black Friday Price Promise >

Men's Callum Three-Hand Date Two-Tone Stainless Steel Watch, MK9289

Current sale price is £110

Regular price was £219

(Save £109)

Michael Kors Lexington Multifunction Beige Gold-Tone Stainless Steel Watch

Black Friday Price Promise >

Lexington Multifunction Beige Gold-Tone Stainless Steel Watch

Current sale price is £179

Regular price was £239

(Save £60)

Michael Kors Womens Lexington Three-Hand Two-Tone Stainless Steel Watch, MK7579

Black Friday Price Promise >

Womens Lexington Three-Hand Two-Tone Stainless Steel Watch, MK7579

Current sale price is £149

Regular price was £199

(Save £50)

5 out of 5 stars

1 review

Michael Kors Lexington Three-Hand Gold-Tone Watch

Black Friday Price Promise >

Lexington Three-Hand Gold-Tone Watch

Current sale price is £164

Regular price was £219

(Save £55)

Rainbow High 3-Story Wooden Townhouse Doll House Set

3-Story Wooden Townhouse Doll House Set

Current sale price is £71.99

Regular price was £79.99

(Save £8)

4.7 out of 5 stars

11 reviews

Michael Kors Lexington Three-Hand Gold-Tone Watch and Interchangeable Topring Set

Black Friday Price Promise >

Lexington Three-Hand Gold-Tone Watch and Interchangeable Topring Set

Current sale price is £202

Regular price was £269

(Save £67)

Michael Kors Georgie Two-Hand Gold-Tone Watch and Bracelet Set

Black Friday Price Promise >

Georgie Two-Hand Gold-Tone Watch and Bracelet Set

Current sale price is £239

Regular price was £319

(Save £80)

Crocs Toddler Classic Stitch Clogs - Multi

Black Friday Price Promise >

Toddler Classic Stitch Clogs - Multi

Current sale price is £25

Regular price was £50

(Save £25)

Rainbow High Junior High Babysitters Fashion Doll - Stella

Junior High Babysitters Fashion Doll - Stella

Current sale price is £17.99

Regular price was £21.99

(Save £4)

4.8 out of 5 stars

11 reviews

Rio 24 LED Touch Dimmable Cosmetic Mirror - White

24 LED Touch Dimmable Cosmetic Mirror - White

£19.99

4.4 out of 5 stars

12 reviews

Rio Go Smooth Stripless Hard Wax Heater Kit

Go Smooth Stripless Hard Wax Heater Kit

£29.99

Rio Professional Electric Nail File With Portable Wearer Controller

Professional Electric Nail File With Portable Wearer Controller

£57.99

4.1 out of 5 stars

14 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.