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EA7 Emporio Armani112

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Elizabeth Arden98

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Estee Lauder107

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Football Flick25

French Connection165

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Gabby's Dollhouse20

Gabby's Dollhouse8

Gallery Direct393

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L.O.L Surprise!30

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Made By Mitchell10

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QUAY AUSTRALIA21

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Rachel Jackson2

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Studio Creator9

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Teenage Mutant Ninja Turtles16

The Art Group35

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UNDER ARMOUR446

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V by Very Comfort1

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Waffle the Wonderdog1

Weekend Offender98

West Ham United5

Western Digital3

William Morris at Home79

Winnie The Pooh9

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Y

Yankee Candle61

Z

Zavetti Canada54

£100 - £25021

£250 - £50018

£750 - £10002

£1000 and more1

Disney Princess9

Gabby's Dolls House1

Lili and Stitch1

Lilo & Stitch37

Winnie the Pooh5

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Double 4ft 6in1

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LEGO Creator 3 in 1 Wild Animals: Colourful Hummingbird 31384

Bank Holiday Deal

3 in 1 Wild Animals: Colourful Hummingbird 31384

Current sale price is £15.99

Regular price was £24.99

(Save £9)

5 out of 5 stars

30 reviews

LEGO Creator 3 in 1 Retro Gaming Console Toy 31380

3 in 1 Retro Gaming Console Toy 31380

Current sale price is £11.99

Regular price was £17.99

(Save £6)

4.9 out of 5 stars

19 reviews

Dreame D20 Pro Plus

Bank Holiday Deal

D20 Pro Plus

Current sale price is £199

Regular price was £299

(Save £100)

4.8 out of 5 stars

11 reviews

LEGO Creator 3 in 1 Cute Hamster with a Flower 31376

3 in 1 Cute Hamster with a Flower 31376

£8.99

4.8 out of 5 stars

25 reviews

Dreame L10s Ultra Gen 3-UK Vacuum

Bank Holiday Deal

L10s Ultra Gen 3-UK Vacuum

Current sale price is £349

Regular price was £549

(Save £200)

5 out of 5 stars

5 reviews

LEGO Creator 3in1 Wild Animals: Panda Family 31165

3in1 Wild Animals: Panda Family 31165

Current sale price is £26.99

Regular price was £34.99

(Save £8)

4.9 out of 5 stars

71 reviews

Disney Lorcana - Decks

Bank Holiday Deal

Lorcana - Decks

Current sale price is £25.99

Regular price was £34.99

(Save £9)

5 out of 5 stars

1 review

LEGO Creator 3in1 Playful Cat Toy Animal Set 31163

3in1 Playful Cat Toy Animal Set 31163

Current sale price is £16

Regular price was £19.99

(Save £3.99)

4.8 out of 5 stars

45 reviews

LEGO Creator 3 in 1 Cute Animals: Playful Puppy Dog 31382

Bank Holiday Deal

3 in 1 Cute Animals: Playful Puppy Dog 31382

Current sale price is £16.24

Regular price was £24.99

(Save £8.75)

4.7 out of 5 stars

22 reviews

LEGO Creator 3 in 1 Turtle with a Water Lily Flower 31377

3 in 1 Turtle with a Water Lily Flower 31377

£8.99

4.8 out of 5 stars

13 reviews

Dreame X60 Pro Ultra Complete Vacuum with Mop - White

X60 Pro Ultra Complete Vacuum with Mop - White

£1299

Dreame Aqua10 Ultra Roller Robot Vacuum & Mop

Bank Holiday Deal

Aqua10 Ultra Roller Robot Vacuum & Mop

Current sale price is £599

Regular price was £1099

(Save £500)

4.3 out of 5 stars

25 reviews

Disney Nightmare Before Christmas Projection Light

Bank Holiday Deal

Nightmare Before Christmas Projection Light

Current sale price is £24

Regular price was £30

(Save £6)

LEGO Creator 3 in 1 Floral Decor Perfume Bottle 31383

3 in 1 Floral Decor Perfume Bottle 31383

£24.99

5 out of 5 stars

8 reviews

Disney Toy Story Howdy Single Duvet

Bank Holiday Deal

Toy Story Howdy Single Duvet

Current sale price is £22

Regular price was £25

(Save £3)

Dreame Aura Bullet Ice Cube Maker

Aura Bullet Ice Cube Maker

£179

5 out of 5 stars

1 review

LEGO Creator 3 in 1 Fierce Shark with a Treasure Chest 31381

3 in 1 Fierce Shark with a Treasure Chest 31381

Current sale price is £24

Regular price was £29.99

(Save £5.99)

4.7 out of 5 stars

19 reviews

LEGO Creator 3in1 Cute Bunny, Toy Animal Set 31162

3in1 Cute Bunny, Toy Animal Set 31162

£17.99

5 out of 5 stars

41 reviews

Creative Tops Set of 4 Everyday Home Placemats

Bank Holiday Deal

Set of 4 Everyday Home Placemats

Current sale price is £10

Regular price was £12

(Save £2)

5 out of 5 stars

2 reviews

Creative Tops Set of 4 Everyday Home Coasters

Bank Holiday Deal

Set of 4 Everyday Home Coasters

Current sale price is £6

Regular price was £8

(Save £2)

5 out of 5 stars

1 review

Alecto BV74 - Earmuff hearing protection for young toddlers

BV74 - Earmuff hearing protection for young toddlers

£30

LEGO Creator 3 in 1 Sea Animals: Beautiful Dolphins 31385

Bank Holiday Deal

3 in 1 Sea Animals: Beautiful Dolphins 31385

Current sale price is £29.99

Regular price was £44.99

(Save £15)

5 out of 5 stars

25 reviews

LEGO Creator 3 in 1 Wild Animals: Majestic Lion 31386

3 in 1 Wild Animals: Majestic Lion 31386

Current sale price is £54.99

Regular price was £59.99

(Save £5)

4.8 out of 5 stars

11 reviews

Disney 7 Days of Bedtime Stories Book

Bank Holiday Deal

7 Days of Bedtime Stories Book

Current sale price is £9.99

Regular price was £12.99

(Save £3)

Disney All 4 WON!

All 4 WON!

Current sale price is £13.99

Regular price was £19.99

(Save £6)

Disney 24 Pc Hair Accessory Set - Multi

Bank Holiday Deal

24 Pc Hair Accessory Set - Multi

Current sale price is £12

Regular price was £19.99

(Save £7.99)

Disney Red And Floating Balloon Drop Earrings - Multi

Red And Floating Balloon Drop Earrings - Multi

Current sale price is £20

Regular price was £24.99

(Save £4.99)

Disney Earring Set - Multi

Bank Holiday Deal

Earring Set - Multi

£19

Disney Minnie Mouse Dog Harness

Bank Holiday Deal

Minnie Mouse Dog Harness

Current sale price is From £12

Regular price was From £20

(Save up to £8)

Dreame L10s Ultra Gen 2

L10s Ultra Gen 2

£289

4.7 out of 5 stars

44 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.