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Free home delivery on orders £75+

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Pay later with Very Pay

Up to 40% off Bank Holiday Deals

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The Art Group Set Of 2 Framed Art Scott Naismith (optimism Sunrise Study & Rum Light Study) 34.5 X 34.5cm

Bank Holiday Deal

Set Of 2 Framed Art Scott Naismith (optimism Sunrise Study & Rum Light Study) 34.5 X 34.5cm

Current sale price is £28

Regular price was £35

(Save £7)

5 out of 5 stars

1 review

The Art Group Set Of 2 Framed Art William Morris (peacock And Dragon & Seaweed) 33x43cm

Bank Holiday Deal

Set Of 2 Framed Art William Morris (peacock And Dragon & Seaweed) 33x43cm

Current sale price is £32

Regular price was £40

(Save £8)

5 out of 5 stars

1 review

Peach Fit Womens High Waisted Seamless Leggings - Navy

Womens High Waisted Seamless Leggings - Navy

£30

The Art Group Isle of Skye Emerges Canvas Art Print

Bank Holiday Deal

Isle of Skye Emerges Canvas Art Print

Current sale price is £24

Regular price was £30

(Save £6)

3.3 out of 5 stars

10 reviews

Peach Fit Womens Cotton Poly Long Sleeve Overhead Hoodie - Grey

Womens Cotton Poly Long Sleeve Overhead Hoodie - Grey

£40

Peach Fit Womens Cotton Poly Joggers - Navy

Bank Holiday Deal

Womens Cotton Poly Joggers - Navy

Current sale price is £27

Regular price was £35

(Save £8)

5 out of 5 stars

1 review

The Art Group Over Moonlit Pool by Jo Grundy Framed Art Print

Bank Holiday Deal

Over Moonlit Pool by Jo Grundy Framed Art Print

Current sale price is £104

Regular price was £130

(Save £26)

5 out of 5 stars

1 review

Peach Fit Womens High Waisted Seamless Leggings - Red

Womens High Waisted Seamless Leggings - Red

£30

5 out of 5 stars

1 review

Peach Fit Womens Cotton Poly Shorts - Red

Bank Holiday Deal

Womens Cotton Poly Shorts - Red

Current sale price is £9

Regular price was £30

(Save £21)

smarTrike Traveler Active Stroller & Trike - Olive

Traveler Active Stroller & Trike - Olive

£299

5 out of 5 stars

1 review

Peter Rabbit My First Little Library 4 Book Set

My First Little Library 4 Book Set

Current sale price is £10.99

Regular price was £15.99

(Save £5)

5 out of 5 stars

2 reviews

Peach Fit Womens Cotton Poly Short - Yellow

Bank Holiday Deal

Womens Cotton Poly Short - Yellow

Current sale price is £19.50

Regular price was £30

(Save £10.50)

5 out of 5 stars

1 review

smarTrike Wonder Max Trike - Beige

Wonder Max Trike - Beige

£249

5 out of 5 stars

1 review

smarTrike Traveler Active Stroller & Trike - Black

Traveler Active Stroller & Trike - Black

£299

5 out of 5 stars

1 review

smarTrike Traveler Active Stroller & Trike - Blue

Traveler Active Stroller & Trike - Blue

£299

5 out of 5 stars

1 review

Peach Fit Womens Cotton Poly Straight Leg Jogger - Grey

Womens Cotton Poly Straight Leg Jogger - Grey

£35

The Art Group Emerging Hope Canvas Art Print

Bank Holiday Deal

Emerging Hope Canvas Art Print

Current sale price is £48

Regular price was £60

(Save £12)

5 out of 5 stars

2 reviews

The Art Group Birds and Blossom Art Print by Summer Thornton

Bank Holiday Deal

Birds and Blossom Art Print by Summer Thornton

Current sale price is £52

Regular price was £65

(Save £13)

5 out of 5 stars

5 reviews

smarTrike Wonder Trike - Olive

Wonder Trike - Olive

Current sale price is £139

Regular price was £169

(Save £30)

5 out of 5 stars

1 review

smarTrike Wonder Max Trike - Black

Wonder Max Trike - Black

£249

5 out of 5 stars

1 review

The Art Group Jura Blue Canvas Art Print

Bank Holiday Deal

Jura Blue Canvas Art Print

Current sale price is £44

Regular price was £55

(Save £11)

The Art Group Set Of 3 Framed Art Scott Naismith (creation Of Blue 2/aria/quantum Skye) 34.5 X 34.5cm

Bank Holiday Deal

Set Of 3 Framed Art Scott Naismith (creation Of Blue 2/aria/quantum Skye) 34.5 X 34.5cm

Current sale price is £40

Regular price was £50

(Save £10)

Peach Fit Womens Short Sleeve T-Shirt - Yellow

Womens Short Sleeve T-Shirt - Yellow

£20

smarTrike Wonder Trike - Moonlight

Wonder Trike - Moonlight

Current sale price is £139

Regular price was £169

(Save £30)

5 out of 5 stars

1 review

The Art Group Earthly Motions Canvas Art Print by Petra Meikle de Vlas

Bank Holiday Deal

Earthly Motions Canvas Art Print by Petra Meikle de Vlas

Current sale price is £44

Regular price was £55

(Save £11)

5 out of 5 stars

2 reviews

smarTrike Xtend Ride-on - Cool Grey

Xtend Ride-on - Cool Grey

Current sale price is £89

Regular price was £109

(Save £20)

5 out of 5 stars

1 review

The Art Group Mandi Welton - Woo Hoo Prints (Les Cerises) 30X40

Mandi Welton - Woo Hoo Prints (Les Cerises) 30X40

From £20

smarTrike Xtend Ride-on - Pink

Xtend Ride-on - Pink

Current sale price is £89

Regular price was £109

(Save £20)

5 out of 5 stars

1 review

smarTrike Xtend Ride-on - Teal

Xtend Ride-on - Teal

Current sale price is £89

Regular price was £109

(Save £20)

5 out of 5 stars

1 review

Tech Deck X-Connect Fingerboard Mega Bowl Playset

Bank Holiday Deal

X-Connect Fingerboard Mega Bowl Playset

Current sale price is £16.99

Regular price was £24.99

(Save £8)

4.3 out of 5 stars

9 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.