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undefined SpotWash Duo Spot Cleaner

SpotWash Duo Spot Cleaner

Current sale price is £89

(Save £50)

Regular price was £139

4.7 out of 5 stars

687 reviews

undefined SpinScrub Power Plus Carpet Cleaner

SpinScrub Power Plus Carpet Cleaner

Current sale price is £149

(Save £100)

Regular price was £249

4.7 out of 5 stars

162 reviews

undefined Kindle eReader 16GB (2024) - Matcha

Kindle eReader 16GB (2024) - Matcha

£94.99

5 out of 5 stars

15 reviews

undefined Inflatable Camping Tent Air Seconds 4.1 Fresh & Black 4 Person 1 Bedroom

Inflatable Camping Tent Air Seconds 4.1 Fresh & Black 4 Person 1 Bedroom

£299.99

undefined V16 Gaming Laptop - 16in WUXGA (144Hz) - Intel Core 5 - RTX 4050 - 16GB RAM - 512GB SSD - Black

V16 Gaming Laptop - 16in WUXGA (144Hz) - Intel Core 5 - RTX 4050 - 16GB RAM - 512GB SSD - Black

Current sale price is From £699

(Save up to £100)

Regular price was From £799

4.5 out of 5 stars

2 reviews

undefined Mach Air Upright Vacuum Cleaner

Mach Air Upright Vacuum Cleaner

Current sale price is £69

(Save £20)

Regular price was £89

4.2 out of 5 stars

577 reviews

undefined Vivobook - 15.6in FHD - Intel Core i3 1315U - 8GB RAM - 512GB SSD - Silver

Vivobook - 15.6in FHD - Intel Core i3 1315U - 8GB RAM - 512GB SSD - Silver

Current sale price is From £299

(Save up to £231)

Regular price was From £499

4.5 out of 5 stars

2 reviews

undefined Kindle eReader 16GB (2024) - Black

Kindle eReader 16GB (2024) - Black

£94.99

4.9 out of 5 stars

14 reviews

undefined Pace cordless vacuum

Pace cordless vacuum

Current sale price is £129

(Save £50)

Regular price was £179

4.4 out of 5 stars

104 reviews

undefined Rapid Power Revive Carpet Cleaner

Rapid Power Revive Carpet Cleaner

Current sale price is £119

(Save £80)

Regular price was £199

4.5 out of 5 stars

543 reviews

undefined Ferrari SF-24 F1 Car Model Kit 42207

Ferrari SF-24 F1 Car Model Kit 42207

Current sale price is £149.99

(Save £50)

Regular price was £199.99

4.7 out of 5 stars

51 reviews

undefined Platinum SmartWash Pet-Design Carpet Cleaner

Platinum SmartWash Pet-Design Carpet Cleaner

Current sale price is £219

(Save £130)

Regular price was £349

4.8 out of 5 stars

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undefined Air Lift Pet Max Upright Vacuum Cleaner

Air Lift Pet Max Upright Vacuum Cleaner

Current sale price is £119

(Save £10)

Regular price was £129

4.4 out of 5 stars

435 reviews

undefined SpotWash Home Duo Spot Cleaner

SpotWash Home Duo Spot Cleaner

Current sale price is £109

(Save £70)

Regular price was £179

4.5 out of 5 stars

414 reviews

undefined Strix Gaming Laptop - GeForce RTX 5070 Ti - AMD Ryzen 9 - 16GB RAM - 1TB SSD - 16in WUXGA - Grey

Strix Gaming Laptop - GeForce RTX 5070 Ti - AMD Ryzen 9 - 16GB RAM - 1TB SSD - 16in WUXGA - Grey

Current sale price is £1899

(Save £200)

Regular price was £2099

5 out of 5 stars

1 review

undefined Zenbook 14 Copilot+ PC - AMD Ryzen AI 5 - 16GB RAM - 1TB SSD - 14in WQXGA+ - Black

Zenbook 14 Copilot+ PC - AMD Ryzen AI 5 - 16GB RAM - 1TB SSD - 14in WQXGA+ - Black

Current sale price is From £799

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Regular price was From £1099

5 out of 5 stars

1 review

undefined Platinum SmartWash Carpet Cleaner

Platinum SmartWash Carpet Cleaner

Current sale price is £199

(Save £100)

Regular price was £299

4.8 out of 5 stars

6.1k reviews

undefined Camping Tent MH100 XXL - 4 Person

Camping Tent MH100 XXL - 4 Person

£119.99

undefined Kindle Paperwhite Signature Edition (32GB) - Metallic Jade

Kindle Paperwhite Signature Edition (32GB) - Metallic Jade

£189

5 out of 5 stars

3 reviews

undefined Vivobook S 15 Laptop - 15.6in 3K OLED, AMD Ryzen AI 9, 32GB RAM, 1TB SSD - Silver

Vivobook S 15 Laptop - 15.6in 3K OLED, AMD Ryzen AI 9, 32GB RAM, 1TB SSD - Silver

Current sale price is From £849

(Save up to £351)

Regular price was From £1199

4.7 out of 5 stars

7 reviews

undefined Fire TV Stick HD (Newest gen), TV Guide with Live TV, Alexa Voice Remote, smart home controls, HD streaming

Fire TV Stick HD (Newest gen), TV Guide with Live TV, Alexa Voice Remote, smart home controls, HD streaming

£39.99

4.6 out of 5 stars

16 reviews

undefined Zephyrus G 14 Gaming Laptop - 14in WQXGA+, GeForce RTX 5070, AMD Ryzen 9, 32GB RAM, 1TB SSD - Grey

Zephyrus G 14 Gaming Laptop - 14in WQXGA+, GeForce RTX 5070, AMD Ryzen 9, 32GB RAM, 1TB SSD - Grey

Current sale price is From £2099

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Regular price was From £2299

undefined Compact Power Carpet Cleaner

Compact Power Carpet Cleaner

Current sale price is £89

(Save £10)

Regular price was £99

4.5 out of 5 stars

288 reviews

undefined Kindle Paperwhite (16 GB) - With Ads - Raspberry

Kindle Paperwhite (16 GB) - With Ads - Raspberry

£159

undefined NUC 15 ROG Mini PC - NVIDIA GeForce RTX 5080 - 32GB RAM, 2TB Storage - Windows 11 Home

NUC 15 ROG Mini PC - NVIDIA GeForce RTX 5080 - 32GB RAM, 2TB Storage - Windows 11 Home

£3049

undefined Oracle Red bull Racing RB20 F1 Car 42206

Oracle Red bull Racing RB20 F1 Car 42206

Current sale price is £159.99

(Save £40)

Regular price was £199.99

4.7 out of 5 stars

35 reviews

undefined Vivobook - 15.6in FHD - Intel Core i7 1355U - 16GB RAM - 1TB SSD - Silver

Vivobook - 15.6in FHD - Intel Core i7 1355U - 16GB RAM - 1TB SSD - Silver

Current sale price is From £579

(Save up to £251)

Regular price was From £799

4.5 out of 5 stars

21 reviews

undefined McLaren P1 Car Set for Adults 42172

McLaren P1 Car Set for Adults 42172

Current sale price is £299.99

(Save £90)

Regular price was £389.99

4.8 out of 5 stars

111 reviews

undefined Echo Show 15 Smart Speaker and Display

Echo Show 15 Smart Speaker and Display

£299.99

5 out of 5 stars

2 reviews

undefined Kindle Colorsoft Signature Edition (32 GB)

Kindle Colorsoft Signature Edition (32 GB)

£269

2.9 out of 5 stars

8 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.