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Hello Kitty HK and Friends Kingham Roxy Backpack - Multi

Bank Holiday Deal

HK and Friends Kingham Roxy Backpack - Multi

Current sale price is £12.99

Regular price was £14.99

(Save £2)

Scruff-A-Luvs ScruffaLuvs Unicorn Scruffs Single Pack

ScruffaLuvs Unicorn Scruffs Single Pack

£19.99

4.4 out of 5 stars

19 reviews

Hello Kitty Florence AOP Hello Kitty Urban Sports Backpack - Multi

Bank Holiday Deal

Florence AOP Hello Kitty Urban Sports Backpack - Multi

Current sale price is £12.99

Regular price was £14.99

(Save £2)

Scruff-A-Luvs Pet Single Blue

Bank Holiday Deal

Pet Single Blue

Current sale price is £13.99

Regular price was £19.99

(Save £6)

4.8 out of 5 stars

106 reviews

Huffy Frozen Ice Cream Cart

Frozen Ice Cream Cart

£199.99

5 out of 5 stars

2 reviews

ARTHOUSE Pack of 10 Wood Natural Peel & Stick Floor Tiles

Bank Holiday Deal

Pack of 10 Wood Natural Peel & Stick Floor Tiles

Current sale price is £12

Regular price was £15

(Save £3)

4 out of 5 stars

3 reviews

Roblox £20 Gift Card (Digital Download)

£20 Gift Card (Digital Download)

£20

5 out of 5 stars

4 reviews

ARTHOUSE Wood Slats Wallpaper – Natural

Bank Holiday Deal

Wood Slats Wallpaper – Natural

Current sale price is £10

Regular price was £13

(Save £3)

4.8 out of 5 stars

19 reviews

Lancaster Golden Tan Maximizer After Sun Lotion 250ml

Golden Tan Maximizer After Sun Lotion 250ml

Current sale price is £24

Regular price was £31

(Save £7)

4.7 out of 5 stars

63 reviews

Scruff-A-Luvs ScruffaLuvs Bunny Scruffs Single Pack

ScruffaLuvs Bunny Scruffs Single Pack

Current sale price is £14

Regular price was £19.99

(Save £5.99)

4.5 out of 5 stars

22 reviews

Huffy 16" Frozen Bike

16" Frozen Bike

£159.99

4.5 out of 5 stars

2 reviews

ARTHOUSE Luxe Texture Pearl Wallpaper

Bank Holiday Deal

Luxe Texture Pearl Wallpaper

Current sale price is £18

Regular price was £24

(Save £6)

5 out of 5 stars

1 review

Roblox £50 Gift Card (Digital Download)

£50 Gift Card (Digital Download)

£50

Huffy Pro Thunder 12" Bike Ion Blue

Pro Thunder 12" Bike Ion Blue

Current sale price is £99.99

Regular price was £119.99

(Save £20)

Hello Kitty 12" Bicycle

Bank Holiday Deal

12" Bicycle

Current sale price is £112.99

Regular price was £139.99

(Save £27)

Huffy So Sweet 20" Bike Pool Blue

So Sweet 20" Bike Pool Blue

Current sale price is £143.99

Regular price was £159.99

(Save £16)

2 out of 5 stars

2 reviews

Pop! Toy Story 5 Characters Mini Backpack - Multi

Toy Story 5 Characters Mini Backpack - Multi

£79.99

Lancaster Golden Tan Maximizer After Sun Serum 30ml

Bank Holiday Deal

Golden Tan Maximizer After Sun Serum 30ml

Current sale price is £19

Regular price was £24

(Save £5)

4.6 out of 5 stars

54 reviews

ARTHOUSE Bumblebee Trail Cream Wallpaper

Bank Holiday Deal

Bumblebee Trail Cream Wallpaper

Current sale price is £11

Regular price was £16

(Save £5)

5 out of 5 stars

1 review

Hello Kitty KUROMI Fernham AOP Roxy Backpack - Multi

Bank Holiday Deal

KUROMI Fernham AOP Roxy Backpack - Multi

Current sale price is £12.99

Regular price was £14.99

(Save £2)

Lancaster Sun Golden Tan Maximizer After Sun Lotion 125ml

Bank Holiday Deal

Sun Golden Tan Maximizer After Sun Lotion 125ml

Current sale price is £19

Regular price was £24

(Save £5)

4.6 out of 5 stars

206 reviews

Roblox £30 Gift Card (Digital Download)

£30 Gift Card (Digital Download)

£30

5 out of 5 stars

2 reviews

Lancaster Sun Beauty Body Dry Oil SPF30, 150ml

Sun Beauty Body Dry Oil SPF30, 150ml

Current sale price is £28

Regular price was £32

(Save £4)

4.7 out of 5 stars

42 reviews

Pop! POP Football: England- Cole Palmer

Bank Holiday Deal

POP Football: England- Cole Palmer

Current sale price is £6.99

Regular price was £12.99

(Save £6)

ARTHOUSE Wood Slats Wallpaper – Charcoal Grey

Bank Holiday Deal

Wood Slats Wallpaper – Charcoal Grey

Current sale price is £11

Regular price was £13

(Save £2)

4.3 out of 5 stars

15 reviews

Pop! POP Football: England- Bukayo Saka

Bank Holiday Deal

POP Football: England- Bukayo Saka

Current sale price is £9.99

Regular price was £12.99

(Save £3)

Pop! POP Rocks: Pop Star 1 - Sabrina Carpenter

POP Rocks: Pop Star 1 - Sabrina Carpenter

£12.99

Hello Kitty 14" Squishle Bike With Backpack And Tassles

14" Squishle Bike With Backpack And Tassles

£189.99

Lancaster Sun Kit International Trio Gift Set

Bank Holiday Deal

Sun Kit International Trio Gift Set

Current sale price is £20

Regular price was £25

(Save £5)

Hello Kitty Collar Legging Set - Light Cream

Bank Holiday Deal

Collar Legging Set - Light Cream

Current sale price is From £17.50

Regular price was From £26

(Save up to £9.25)

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.