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Art Lab Fluffy Paint Studio

Bank Holiday Deal

Fluffy Paint Studio

Current sale price is £16.99

Regular price was £19.99

(Save £3)

5 out of 5 stars

2 reviews

Polymaker Filament Starter Bundle Blue

Filament Starter Bundle Blue

£69.99

SCRIB3D Junior 3D Printing Pen

Junior 3D Printing Pen

£39.99

Radley Pockets Small Ziptop Cross Body

Bank Holiday Deal

Pockets Small Ziptop Cross Body

Current sale price is £127

Regular price was £159

(Save £32)

SCRIB3D P1 3D Pen

P1 3D Pen

£39.99

Radley Series 56 Cobweb Silicone Strap Smartwatch & Tws Set - TFT/Calling

Bank Holiday Deal

Series 56 Cobweb Silicone Strap Smartwatch & Tws Set - TFT/Calling

Current sale price is £77

Regular price was £110

(Save £33)

5 out of 5 stars

1 review

Radley Dukes Place Medium Ziptop Grab Bag - Black

Dukes Place Medium Ziptop Grab Bag - Black

£259

5 out of 5 stars

1 review

Radley RY4347 Silver Floral and Rose Gold Detail Dog Charm Dial Stainless Steel Mesh Strap Ladies Watch

Bank Holiday Deal

RY4347 Silver Floral and Rose Gold Detail Dog Charm Dial Stainless Steel Mesh Strap Ladies Watch

Current sale price is £40

Regular price was £115

(Save £75)

4.3 out of 5 stars

7 reviews

Radley Dukes Place - Raffia Medium Ziptop Cross Body

Bank Holiday Deal

Dukes Place - Raffia Medium Ziptop Cross Body

Current sale price is £175

Regular price was £219

(Save £44)

5 out of 5 stars

1 review

Radley Rose Gold Plated Case Hunter Green Leather Strap Watch

Rose Gold Plated Case Hunter Green Leather Strap Watch

Current sale price is £36

Regular price was £89.95

(Save £53.95)

Radley 18ct GP Jumping Dog Bangle

Bank Holiday Deal

18ct GP Jumping Dog Bangle

Current sale price is £30

Regular price was £39.95

(Save £9.95)

5 out of 5 stars

1 review

Radley Smart Series 48 AMOLED Silver Smart Watch

Smart Series 48 AMOLED Silver Smart Watch

£95

4.9 out of 5 stars

8 reviews

Radley The Chancery Medium Flapover Shoulder

The Chancery Medium Flapover Shoulder

£299

Radley Silver Jumping Dog Bangle

Bank Holiday Deal

Silver Jumping Dog Bangle

Current sale price is £30

Regular price was £39.95

(Save £9.95)

5 out of 5 stars

3 reviews

Radley 18ct GP MOP Heart Flower Friendship Bracelet

18ct GP MOP Heart Flower Friendship Bracelet

£45

5 out of 5 stars

1 review

Radley 18ct GP Hammer Hoop Earrings

Bank Holiday Deal

18ct GP Hammer Hoop Earrings

Current sale price is £24

Regular price was £39.95

(Save £15.95)

Radley Pockets Medium Ziptop Cross Body

Bank Holiday Deal

Pockets Medium Ziptop Cross Body

Current sale price is £127

Regular price was £159

(Save £32)

Radley Series 56 Cobweb Leather Silicone Strap Smartwatch - TFT/Calling

Series 56 Cobweb Leather Silicone Strap Smartwatch - TFT/Calling

£85

5 out of 5 stars

3 reviews

Fossil Mens Neutra Chronograph Brown Leather Watch, FS6163

Bank Holiday Deal

Mens Neutra Chronograph Brown Leather Watch, FS6163

Current sale price is £127

Regular price was £159

(Save £32)

4.5 out of 5 stars

90 reviews

Fossil Men's Neutra Chronograph Brown Leather Watch, FS5380

Bank Holiday Deal

Men's Neutra Chronograph Brown Leather Watch, FS5380

Current sale price is £127

Regular price was £159

(Save £32)

4.6 out of 5 stars

144 reviews

Radley Dukes Place Large Leather Ziptop Shoulder Bag - Black

Dukes Place Large Leather Ziptop Shoulder Bag - Black

£279

Radley Ladies Series 21 Smart Ink Lozenge Watch

Bank Holiday Deal

Ladies Series 21 Smart Ink Lozenge Watch

Current sale price is £42

Regular price was £59.96

(Save £17.96)

4.2 out of 5 stars

10 reviews

Radley The Connaught Medium Ziptop Shoulder

The Connaught Medium Ziptop Shoulder

£259

Radley Pale Gold Pink Tone Friendship Bracelet

Pale Gold Pink Tone Friendship Bracelet

£45

5 out of 5 stars

1 review

Radley Gold Plated 5 Link Stainless Steel Bracelet Watch

Bank Holiday Deal

Gold Plated 5 Link Stainless Steel Bracelet Watch

Current sale price is £55

Regular price was £125

(Save £70)

Radley Dukes Place - Raffia Medium Compartment Cross Body

Bank Holiday Deal

Dukes Place - Raffia Medium Compartment Cross Body

Current sale price is £207

Regular price was £259

(Save £52)

Radley 18ct Gold Plated Stone Set & Smooth Friendship Bracelet Twin Pack

Bank Holiday Deal

18ct Gold Plated Stone Set & Smooth Friendship Bracelet Twin Pack

Current sale price is £35

Regular price was £69.95

(Save £34.95)

Radley Triple plated heart charm necklace

Triple plated heart charm necklace

£49.95

Radley Series 32 Purple Silicone Strap Smart Watch

Series 32 Purple Silicone Strap Smart Watch

Current sale price is £45

Regular price was £49.95

(Save £4.95)

3.7 out of 5 stars

3 reviews

Radley Gold Twist Necklace

Bank Holiday Deal

Gold Twist Necklace

Current sale price is £35

Regular price was £69.95

(Save £34.95)

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.