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undefined DC-TZ99 Camera 20.3MP 30x Zoom 3.0in LCD 4K FHD LEICA DC - Silver

DC-TZ99 Camera 20.3MP 30x Zoom 3.0in LCD 4K FHD LEICA DC - Silver

£469

4.7 out of 5 stars

31 reviews

undefined Womens Running Dynablast 5 Trainers - Pink

Womens Running Dynablast 5 Trainers - Pink

Current sale price is £92

(Save £23)

Regular price was £115

4.9 out of 5 stars

7 reviews

undefined Console - White

Trade in and get up to £210*

Nintendo Switch OLED

Console - White

£299

4.8 out of 5 stars

128 reviews

undefined Series 13 Black Smart Watch

Series 13 Black Smart Watch

Current sale price is £26

(Save £38.95)

Regular price was £64.95

4 out of 5 stars

9 reviews

undefined Console - Neon Blue/Neon Red

Trade in and get up to £210*

Nintendo Switch OLED

Console - Neon Blue/Neon Red

£299

4.8 out of 5 stars

50 reviews

undefined OLED White Console & Mario Kart 8

Trade in and get up to £210*

Nintendo Switch OLED

OLED White Console & Mario Kart 8

£336.99

4.9 out of 5 stars

31 reviews

undefined Series 13 Pink Smart Watch

Series 13 Pink Smart Watch

£64.95

3.4 out of 5 stars

14 reviews

undefined Womens Running GT-2000 13 Trainers - White

Womens Running GT-2000 13 Trainers - White

Current sale price is £112

(Save £28)

Regular price was £140

5 out of 5 stars

3 reviews

undefined Digital Voucher Visit to Alton Towers Resort for Two

Virgin Experience Days

Digital Voucher Visit to Alton Towers Resort for Two

£80

5 out of 5 stars

3 reviews

undefined DMC-FZ82D 18MP Bridge Camera - Black

DMC-FZ82D 18MP Bridge Camera - Black

£399

4.2 out of 5 stars

26 reviews

undefined Mens Trail Running Gel-trabuco 13 Trainers - Blue

Mens Trail Running Gel-trabuco 13 Trainers - Blue

Current sale price is £112

(Save £28)

Regular price was £140

4.8 out of 5 stars

22 reviews

undefined Mens Running Gel-cumulus 27 Trainers - Navy

Mens Running Gel-cumulus 27 Trainers - Navy

Current sale price is £112

(Save £28)

Regular price was £140

4.6 out of 5 stars

31 reviews

undefined Series 23 Pink Calling Smart Watch

Series 23 Pink Calling Smart Watch

Current sale price is £39

(Save £10)

Regular price was £49

3.8 out of 5 stars

12 reviews

undefined Glam & Glow | 46 cm Doll Vanity Table

Glam & Glow | 46 cm Doll Vanity Table

Current sale price is £22.99

(Save £14)

Regular price was £36.99

undefined Mens Running Stability Gel-Kayano™ 31 Trainers - Black

Mens Running Stability Gel-Kayano™ 31 Trainers - Black

Current sale price is £144

(Save £36)

Regular price was £180

4.7 out of 5 stars

162 reviews

undefined Mens Trail Running Gel-trabuco 13 Trainers - Orange

Mens Trail Running Gel-trabuco 13 Trainers - Orange

Current sale price is £98

(Save £42)

Regular price was £140

4.8 out of 5 stars

21 reviews

undefined Womens Running Gel-Kayano 31 Trainers - Navy

Womens Running Gel-Kayano 31 Trainers - Navy

Current sale price is £144

(Save £36)

Regular price was £180

4.7 out of 5 stars

146 reviews

undefined Nintendo Switch HW (OLED Model) White & SUPER SMASH BROS ULTIMATE & VR Switch headset V2

Trade in and get up to £210*

Nintendo Switch OLED

Nintendo Switch HW (OLED Model) White & SUPER SMASH BROS ULTIMATE & VR Switch headset V2

£399.99

5 out of 5 stars

1 review

undefined Womens Running Gel-Cumulus 27 Trainers - Purple

Womens Running Gel-Cumulus 27 Trainers - Purple

Current sale price is £112

(Save £28)

Regular price was £140

4.9 out of 5 stars

43 reviews

undefined Panasonic DMC-FZ82D Camera Black + Sandisk 128GB SD Card + System Bag

Panasonic DMC-FZ82D Camera Black + Sandisk 128GB SD Card + System Bag

£439

undefined Switch OLED & Nintendo Switch Sports

Trade in and get up to £210*

Nintendo Switch OLED

Switch OLED & Nintendo Switch Sports

From £330.99

4.8 out of 5 stars

23 reviews

undefined Nintendo Switch HW (OLED Model) White &Hogwarts Legacy

Trade in and get up to £210*

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in neon red/blue, white coloursAvailable in neon red/blue, white coloursAvailable in neon red/blue, white coloursAvailable in neon red/blue, white coloursAvailable in neon red/blue, white colours

Nintendo Switch OLED

Nintendo Switch HW (OLED Model) White &Hogwarts Legacy

Current sale price is £334

Regular price was £339.99

5 out of 5 stars

4 reviews

undefined Series 38 Black Silicone Strap Sports Smart Calling Watch

Series 38 Black Silicone Strap Sports Smart Calling Watch

Current sale price is £40

(Save £10)

Regular price was £50

5 out of 5 stars

4 reviews

undefined Womens Running Gel-Cumulus 27 Trainers - Navy

Womens Running Gel-Cumulus 27 Trainers - Navy

Current sale price is £112

(Save £28)

Regular price was £140

4.8 out of 5 stars

43 reviews

undefined Womens Running Dynablast 5 Trainers - Purple

Womens Running Dynablast 5 Trainers - Purple

Current sale price is £92

(Save £23)

Regular price was £115

4.9 out of 5 stars

8 reviews

undefined Womens Running Gel-Nimbus 27 Trainers - Teal

Womens Running Gel-Nimbus 27 Trainers - Teal

£180

4.8 out of 5 stars

80 reviews

undefined Digital Voucher Visit to Thorpe Park Resort for Two

Virgin Experience Days

Digital Voucher Visit to Thorpe Park Resort for Two

£78

4.5 out of 5 stars

2 reviews

undefined Mens Running Core T-Shirt - Coral

Mens Running Core T-Shirt - Coral

Current sale price is £19.20

(Save £4.80)

Regular price was £24

4.9 out of 5 stars

14 reviews

undefined Womens Trail Running Trabuco Max 4 Trainers - Multi

Womens Trail Running Trabuco Max 4 Trainers - Multi

£160

4.8 out of 5 stars

11 reviews

undefined DC-G100D CSC Mirrorless Camera Black 4K 20MP 3.0LCD + 12-32mm Lumix Lens

DC-G100D CSC Mirrorless Camera Black 4K 20MP 3.0LCD + 12-32mm Lumix Lens

£619

1 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.