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Free home delivery on orders £75+

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Pay later with Very Pay

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Jon Richard Gold Plated Crystal Clover Trio Set - Gift Boxed

Black Friday Price Promise >

Gold Plated Crystal Clover Trio Set - Gift Boxed

Current sale price is £28

Regular price was £30

(Save £2)

4.2 out of 5 stars

6 reviews

LEGO Creator Exotic Parrot Toy Set 31136

Black Friday Price Promise >

Exotic Parrot Toy Set 31136

Current sale price is £16.99

Regular price was £19.99

(Save £3)

4.6 out of 5 stars

60 reviews

LEGO Creator 3in1 Wild Animals: Pink Flamingo 31170

Black Friday Price Promise >

3in1 Wild Animals: Pink Flamingo 31170

Current sale price is £15.99

Regular price was £19.99

(Save £4)

4.8 out of 5 stars

70 reviews

LEGO Creator 3in1 Wild Animals: Panda Family 31165

3in1 Wild Animals: Panda Family 31165

£26.99

4.9 out of 5 stars

73 reviews

LEGO Creator 3in1 Typewriter with Flowers Toy 31169

3in1 Typewriter with Flowers Toy 31169

Current sale price is £20

Regular price was £24.99

(Save £4.99)

4.7 out of 5 stars

45 reviews

LEGO Creator Wild Animals: Tropical Toucan 31173

Wild Animals: Tropical Toucan 31173

£12.99

4.8 out of 5 stars

28 reviews

LEGO Creator 3in1 Playful Cat Toy Animal Set 31163

3in1 Playful Cat Toy Animal Set 31163

£19.99

4.8 out of 5 stars

45 reviews

Jon Richard Silver Plated and Pave Bow Trio Set - Gift Box

Black Friday Price Promise >

Silver Plated and Pave Bow Trio Set - Gift Box

Current sale price is £25

Regular price was £30

(Save £5)

2.5 out of 5 stars

2 reviews

LEGO Creator Medieval Horse Knight Castle 31168

Medieval Horse Knight Castle 31168

Current sale price is £80

Regular price was £109.99

(Save £29.99)

4.5 out of 5 stars

43 reviews

LEGO Creator Retro Telephone Building Toy 31174

Retro Telephone Building Toy 31174

Current sale price is £18.99

Regular price was £24.99

(Save £6)

4.9 out of 5 stars

31 reviews

Jon Richard Two Tone Satin Hoop Earrings

Two Tone Satin Hoop Earrings

£20

G.Loomis G. Loomis NRX+ Freshwater 4 Piece Fly Rod - 10ft #6

G. Loomis NRX+ Freshwater 4 Piece Fly Rod - 10ft #6

£849.99

Jon Richard Gold Plated And Emerald Perfume Bottle Earrings

Black Friday Price Promise >

Gold Plated And Emerald Perfume Bottle Earrings

Current sale price is £28

Regular price was £35

(Save £7)

Jon Richard Gold Plated And Ruby Linear Drop Earrings

Black Friday Price Promise >

Gold Plated And Ruby Linear Drop Earrings

Current sale price is £24

Regular price was £30

(Save £6)

Jon Richard Rhodium Plated Crystal Linear Pear Drop Earrings

Black Friday Price Promise >

Rhodium Plated Crystal Linear Pear Drop Earrings

Current sale price is £24

Regular price was £30

(Save £6)

LEGO Creator 3in1 Medieval Dragon Toy Playset 31161

3in1 Medieval Dragon Toy Playset 31161

Current sale price is £41

Regular price was £54.99

(Save £13.99)

4.9 out of 5 stars

34 reviews

Jon Richard Rhodium Plated And Cubic Zirconia Round Tennis Necklace

Black Friday Price Promise >

Rhodium Plated And Cubic Zirconia Round Tennis Necklace

Current sale price is £32

Regular price was £40

(Save £8)

1 out of 5 stars

1 review

Jon Richard 18K Gold Plated Chain And Cubic Zirconia Peardrop Necklace

Black Friday Price Promise >

18K Gold Plated Chain And Cubic Zirconia Peardrop Necklace

Current sale price is £28

Regular price was £35

(Save £7)

Jon Richard Cubic Zirconia Baguette Navette Sapphire Pear Drop Necklace

Black Friday Price Promise >

Cubic Zirconia Baguette Navette Sapphire Pear Drop Necklace

Current sale price is £72

Regular price was £90

(Save £18)

3.9 out of 5 stars

7 reviews

AWE Junior 16+ /Adult BMX/Bike Full Face Helmet 56-58cm Black/Green

Junior 16+ /Adult BMX/Bike Full Face Helmet 56-58cm Black/Green

£50.99

4.8 out of 5 stars

4 reviews

Jon Richard Rhodium Plated Pave Bangle

Black Friday Price Promise >

Rhodium Plated Pave Bangle

Current sale price is £24

Regular price was £30

(Save £6)

Jon Richard Rhodium Plated And Sapphire Perfume Bottle Earrings

Black Friday Price Promise >

Rhodium Plated And Sapphire Perfume Bottle Earrings

Current sale price is £28

Regular price was £35

(Save £7)

Jon Richard Gold Plated And Emerald Tripple Halo Drop Earrings

Black Friday Price Promise >

Gold Plated And Emerald Tripple Halo Drop Earrings

Current sale price is £24

Regular price was £30

(Save £6)

Jon Richard Gold Plated And Emerald Double Drop Halo Earrings

Black Friday Price Promise >

Gold Plated And Emerald Double Drop Halo Earrings

Current sale price is £28

Regular price was £35

(Save £7)

Jon Richard Gold Plated Cubic Zirconia Ruby Pear Drop Earrings

Black Friday Price Promise >

Gold Plated Cubic Zirconia Ruby Pear Drop Earrings

Current sale price is £20

Regular price was £25

(Save £5)

Jon Richard Rhodium Plated Crystal Bracelet

Black Friday Price Promise >

Rhodium Plated Crystal Bracelet

Current sale price is £28

Regular price was £35

(Save £7)

Jon Richard Gold Plated And Ruby Double Drop Halo Earrings

Black Friday Price Promise >

Gold Plated And Ruby Double Drop Halo Earrings

Current sale price is £28

Regular price was £35

(Save £7)

Jon Richard Gold Plate Emerald Halo Bracelet

Black Friday Price Promise >

Gold Plate Emerald Halo Bracelet

Current sale price is £20

Regular price was £25

(Save £5)

Jon Richard Gold Plate And Emerald Halo Necklace

Black Friday Price Promise >

Gold Plate And Emerald Halo Necklace

Current sale price is £28

Regular price was £30

(Save £2)

Jon Richard Rhodium Plated Crystal Linear Drop Earrings

Black Friday Price Promise >

Rhodium Plated Crystal Linear Drop Earrings

Current sale price is £24

Regular price was £30

(Save £6)

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.