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All, Bahco, Cocomelon, Hedstrom, Lyle & Scott, MCM, PS PAUL SMITH, Razor, Xterra, Multi

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Lyle & Scott Lyle & Scott Daniel 3 Pack Trunks - Multi

Black Friday Deal

Lyle & Scott Daniel 3 Pack Trunks - Multi

Current sale price is £19

(Save £12)

Regular price was £31

5 out of 5 stars

2 reviews

Razor Pocket Mod Vapor Electric Scooter - Blue

Lowest Ever Price

Pocket Mod Vapor Electric Scooter - Blue

Current sale price is £329.99

(Save £100)

Regular price was £429.99

5 out of 5 stars

5 reviews

Razor MX125 Dirt Rocket, Kids Electric Dirt Bike - Pink

Black Friday Deal

MX125 Dirt Rocket, Kids Electric Dirt Bike - Pink

Current sale price is £298.99

(Save £51)

Regular price was £349.99

2.3 out of 5 stars

3 reviews

Lyle & Scott Miller 5 Pack Boxer Set - Multi

Black Friday Deal

Miller 5 Pack Boxer Set - Multi

Current sale price is £31

(Save £17)

Regular price was £48

PS PAUL SMITH Swirl Saddle - Multi

Black Friday Deal

Swirl Saddle - Multi

Current sale price is £360

(Save £120)

Regular price was £480

Razor Riprider 360 Lightshow LED Trike - Black

Lowest Ever Price

Riprider 360 Lightshow LED Trike - Black

Current sale price is £109.99

(Save £70)

Regular price was £179.99

5 out of 5 stars

2 reviews

Xterra FB150 Folding Exercise Bike

FB150 Folding Exercise Bike

£149

5 out of 5 stars

24 reviews

PS PAUL SMITH Swirl Mini Hobo Crossbody - Multi

Black Friday Deal

Swirl Mini Hobo Crossbody - Multi

Current sale price is £190

(Save £285)

Regular price was £475

5 out of 5 stars

3 reviews

Lyle & Scott Hamilton 3 Pack Sports Socks - Multi

Black Friday Deal

Hamilton 3 Pack Sports Socks - Multi

Current sale price is £11.25

(Save £3.75)

Regular price was £15

PS PAUL SMITH 3 Stripe & Dots Pack Trunks - Multi

Black Friday Deal

3 Stripe & Dots Pack Trunks - Multi

Current sale price is £34.50

(Save £11.50)

Regular price was £46

Black Friday Deal

3 Pack Chest Logo T-shirts - Multi

Current sale price is £33.75

(Save £11.25)

Regular price was £45

4.3 out of 5 stars

3 reviews

PS PAUL SMITH Swirl Square Zip Cross Body - Multi

Black Friday Deal

Swirl Square Zip Cross Body - Multi

Current sale price is £330

(Save £110)

Regular price was £440

PS PAUL SMITH Men's 3 Pack Vittor Socks - Multi

Black Friday Deal

Men's 3 Pack Vittor Socks - Multi

Current sale price is £42.50

(Save £20.50)

Regular price was £63

5 out of 5 stars

1 review

Razor RipRider 360 Mini Trike

Black Friday Deal

RipRider 360 Mini Trike

Current sale price is £88.99

(Save £10)

Regular price was £98.99

Razor PowerRider 360 Go Kart

Black Friday Deal

PowerRider 360 Go Kart

Current sale price is £199.99

(Save £25)

Regular price was £224.99

5 out of 5 stars

1 review

Razor Power Core E90 Lightshow Scooter

Lowest Ever Price

Power Core E90 Lightshow Scooter

Current sale price is £199.99

(Save £70)

Regular price was £269.99

4.1 out of 5 stars

9 reviews

PS PAUL SMITH Swirl Wavy Jumper - Multi

Black Friday Deal

Swirl Wavy Jumper - Multi

Current sale price is £217.50

(Save £72.50)

Regular price was £290

Cocomelon Deluxe Bobble Ride On

Black Friday Deal

Deluxe Bobble Ride On

Current sale price is £19.99

(Save £18)

Regular price was £37.99

5 out of 5 stars

1 review

PS PAUL SMITH Swirl Large Zip Around Purse - Multi

Black Friday Deal

Swirl Large Zip Around Purse - Multi

Current sale price is £270

(Save £90)

Regular price was £360

PS PAUL SMITH 5 Pack Left Chest T-Shirts - Multi

Black Friday Deal

5 Pack Left Chest T-Shirts - Multi

Current sale price is £60

(Save £15)

Regular price was £75

4 out of 5 stars

1 review

PS PAUL SMITH Swirl Hobo - Multi

Black Friday Deal

Swirl Hobo - Multi

Current sale price is £450

(Save £150)

Regular price was £600

5 out of 5 stars

1 review

Razor Pocket Mod Petite 12 Volt Ride-On - Blue

Black Friday Deal

Pocket Mod Petite 12 Volt Ride-On - Blue

Current sale price is £318.99

(Save £31)

Regular price was £349.99

Cocomelon 10" Balance Bike

Black Friday Deal

10" Balance Bike

Current sale price is £21.99

(Save £18)

Regular price was £39.99

4.3 out of 5 stars

4 reviews

Xterra FB350 Folding Exercise Bike

FB350 Folding Exercise Bike

£169

3.8 out of 5 stars

5 reviews

Cocomelon JJ Heatable

Black Friday Deal

JJ Heatable

Current sale price is £5.99

(Save £4)

Regular price was £9.99

5 out of 5 stars

4 reviews

PS PAUL SMITH Swirl Camera Bag - Multi

Black Friday Deal

Swirl Camera Bag - Multi

Current sale price is £330

(Save £110)

Regular price was £440

Xterra TR260 Treadmill

TR260 Treadmill

£549

4.4 out of 5 stars

7 reviews

PS PAUL SMITH Swirl Belt - Multi

Black Friday Deal

Swirl Belt - Multi

Current sale price is £127.50

(Save £42.50)

Regular price was £170

Xterra TR150 Treadmill

TR150 Treadmill

£479

4.2 out of 5 stars

5 reviews

PS PAUL SMITH 3 Pack Pique Signature Stripe Crew Socks - Multi

Black Friday Deal

3 Pack Pique Signature Stripe Crew Socks - Multi

Current sale price is £52.50

(Save £17.50)

Regular price was £70

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

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You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.