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Warmlite 1.8kW Bath Log Effect Stove Fire - Black

1.8kW Bath Log Effect Stove Fire - Black

£159

5 out of 5 stars

3 reviews

Banbury & Co Herringbone Luxury Pet Bed - Grey

Herringbone Luxury Pet Bed - Grey

From £25

4.5 out of 5 stars

10 reviews

Warmlite Stirling Portable Electric Fire Stove Heater, Thermostat, 2000W, Grey

Stirling Portable Electric Fire Stove Heater, Thermostat, 2000W, Grey

£79

4.5 out of 5 stars

2 reviews

Banbury & Co Cozy Hideaway Snuggle Pet Bed

Cozy Hideaway Snuggle Pet Bed

£19

4 out of 5 stars

7 reviews

Virgin Wines Luxury Gin Advent Calendar - 24 Bottles

Bank Holiday Deal

Luxury Gin Advent Calendar - 24 Bottles

Current sale price is £90

Regular price was £99.99

(Save £9.99)

5 out of 5 stars

2 reviews

Virgin Wines Ultimate Rose Discovery Case

Bank Holiday Deal

Ultimate Rose Discovery Case

Current sale price is £72

Regular price was £80

(Save £8)

Banbury & Co Grey & Print Quilted Dog Coat

Grey & Print Quilted Dog Coat

From £20

Banbury & Co Banbury Luxury Pet Bed Grey

Banbury Luxury Pet Bed Grey

£15

5 out of 5 stars

8 reviews

Virgin Wines Red Wine Happy Birthday Gift

Red Wine Happy Birthday Gift

£20

Banbury & Co Banbury & Co All Over Print Ceramic Bowl M/L 750ml

Banbury & Co All Over Print Ceramic Bowl M/L 750ml

From £10

5 out of 5 stars

2 reviews

Virgin Wines Champagne Laurent Perrier Cuvee Rose Brut 75cl (Vegan)

Champagne Laurent Perrier Cuvee Rose Brut 75cl (Vegan)

£77

2.9 out of 5 stars

9 reviews

Virgin Wines Italian 6 Pack Fizz Selection including Prosecco

Bank Holiday Deal

Italian 6 Pack Fizz Selection including Prosecco

Current sale price is £72

Regular price was £79.99

(Save £7.99)

3.9 out of 5 stars

9 reviews

Virgin Wines Luxury Mixed Wine Advent Calendar - 25 Bottles

Bank Holiday Deal

Luxury Mixed Wine Advent Calendar - 25 Bottles

Current sale price is £90

Regular price was £99.99

(Save £9.99)

5 out of 5 stars

1 review

Virgin Wines Champagne Laurent Perrier La Cuvee 75cl (Vegan)

Champagne Laurent Perrier La Cuvee 75cl (Vegan)

£58

4.7 out of 5 stars

3 reviews

Virgin Wines 6 Bottle Sauvignon Blanc Wine Selection - Total 4.5 Litres

Bank Holiday Deal

6 Bottle Sauvignon Blanc Wine Selection - Total 4.5 Litres

Current sale price is £68

Regular price was £72.04

(Save £4.04)

4.5 out of 5 stars

4 reviews

Virgin Wines Johnnie Walker Whisky In Wooden Gift Box

Johnnie Walker Whisky In Wooden Gift Box

£56

Virgin Wines Luxury Red Wine Advent Calendar - 25 bottles

Bank Holiday Deal

Luxury Red Wine Advent Calendar - 25 bottles

Current sale price is £90

Regular price was £99.99

(Save £9.99)

2.7 out of 5 stars

3 reviews

Virgin Wines Luxury White Wine Advent Calendar - 25 Bottles

Bank Holiday Deal

Luxury White Wine Advent Calendar - 25 Bottles

Current sale price is £90

Regular price was £99.99

(Save £9.99)

3 out of 5 stars

1 review

Virgin Wines The Seasonal Wine Showcase

Bank Holiday Deal

The Seasonal Wine Showcase

Current sale price is £63

Regular price was £70

(Save £7)

Virgin Wines Prosecco & Chocolates in Wooden Gift Box

Bank Holiday Deal

Prosecco & Chocolates in Wooden Gift Box

Current sale price is £30

Regular price was £32.99

(Save £2.99)

3.8 out of 5 stars

39 reviews

Virgin Wines 6 Bottles of Prosecco Case 75cl

Bank Holiday Deal

6 Bottles of Prosecco Case 75cl

Current sale price is £72

Regular price was £79.99

(Save £7.99)

4.8 out of 5 stars

5 reviews

Virgin Wines Whispering Angel Rose in Gift Box

Bank Holiday Deal

Whispering Angel Rose in Gift Box

Current sale price is £32

Regular price was £35

(Save £3)

3 out of 5 stars

2 reviews

Virgin Wines Chateauneuf-Du-Pape Cuvee Speciale with Accessories

Bank Holiday Deal

Chateauneuf-Du-Pape Cuvee Speciale with Accessories

Current sale price is £46

Regular price was £51.55

(Save £5.55)

4.1 out of 5 stars

15 reviews

Banbury & Co All Over Dog Printed Mattress

All Over Dog Printed Mattress

From £37

Virgin Wines 6 Bottle Pinot Grigio Selection

Bank Holiday Deal

6 Bottle Pinot Grigio Selection

Current sale price is £67

Regular price was £74.99

(Save £7.99)

4.8 out of 5 stars

5 reviews

Banbury & Co Almond Teddy Boucle Cat Igloo

Almond Teddy Boucle Cat Igloo

£35

Banbury & Co Almond Canvas Storage Basket with Rope Handles

Almond Canvas Storage Basket with Rope Handles

£10

Virgin Wines Champagne In Happy Birthday Musical Tin

Bank Holiday Deal

Champagne In Happy Birthday Musical Tin

£44

Banbury & Co Almond Plush Cord Pet Blanket

Almond Plush Cord Pet Blanket

£20

Virgin Wines Johnnie Walker Whiskey & Hotel Chocolat Puddles

Bank Holiday Deal

Johnnie Walker Whiskey & Hotel Chocolat Puddles

Current sale price is £68

Regular price was £72

(Save £4)

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.