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Yankee Candle61

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UNDER ARMOUR Boys Knit Track Suit - Black

Bank Holiday Deal

Boys Knit Track Suit - Black

Current sale price is £40

Regular price was £50

(Save £10)

4.5 out of 5 stars

48 reviews

UNDER ARMOUR Mens Training Rival Knit Tracksuit - Black

Bank Holiday Deal

Mens Training Rival Knit Tracksuit - Black

Current sale price is £52.50

Regular price was £75

(Save £22.50)

3 out of 5 stars

1 review

Decathlon Mh100 Xxl 4 Person Tent

Mh100 Xxl 4 Person Tent

Current sale price is £99.99

Regular price was £119.99

(Save £20)

UNDER ARMOUR Men's Water-Resistant Backpack with Laptop Sleeve and Adjustable Straps - Black

Men's Water-Resistant Backpack with Laptop Sleeve and Adjustable Straps - Black

£32

Decathlon Air Seconds 4.1 Fresh & Black Tent

Air Seconds 4.1 Fresh & Black Tent

Current sale price is £299.99

Regular price was £349.99

(Save £50)

Decathlon Tent Arpenaz 4.1 Fresh & Black

Tent Arpenaz 4.1 Fresh & Black

Current sale price is £180.99

Regular price was £199.99

(Save £19)

UNDER ARMOUR Mens Challenger Tracksuit - Black/White

Bank Holiday Deal

Mens Challenger Tracksuit - Black/White

Current sale price is £47.50

Regular price was £70

(Save £22.50)

4.4 out of 5 stars

19 reviews

UNDER ARMOUR Mens Golf Matchplay 1/4 Zip - Navy

Bank Holiday Deal

Mens Golf Matchplay 1/4 Zip - Navy

Current sale price is £25

Regular price was £50

(Save £25)

2 out of 5 stars

1 review

UNDER ARMOUR Junior Boys Rival Knit Tracksuit - Navy

Bank Holiday Deal

Junior Boys Rival Knit Tracksuit - Navy

Current sale price is £35

Regular price was £50

(Save £15)

4.7 out of 5 stars

23 reviews

UNDER ARMOUR Womens Training Heatgear Legging - Black

Bank Holiday Deal

Womens Training Heatgear Legging - Black

Current sale price is £26

Regular price was £40

(Save £14)

4 out of 5 stars

5 reviews

Bank Holiday Deal

Training Sportstyle Left Chest Logo T-Shirt - Black

Current sale price is £18.25

Regular price was £23

(Save £4.75)

4.4 out of 5 stars

1.1k reviews

StylPro LED Wavelength Mask

LED Wavelength Mask

Current sale price is £85

Regular price was £99.99

(Save £14.99)

4.7 out of 5 stars

73 reviews

StylPro Red Light Full Body Panel

Red Light Full Body Panel

£179

4.8 out of 5 stars

25 reviews

Decathlon Essential Exercise Bike

Essential Exercise Bike

Current sale price is £125

Regular price was £139.99

(Save £14.99)

4.8 out of 5 stars

5 reviews

UNDER ARMOUR Mens Training Knit Tracksuit - Khaki

Bank Holiday Deal

Mens Training Knit Tracksuit - Khaki

Current sale price is £45

Regular price was £70

(Save £25)

4.6 out of 5 stars

16 reviews

Decathlon Tent Arpenaz 4.2 Fresh & Black

Tent Arpenaz 4.2 Fresh & Black

Current sale price is £199.99

Regular price was £219.99

(Save £20)

UNDER ARMOUR Womens Training Tech Racer Tank - Black

Bank Holiday Deal

Womens Training Tech Racer Tank - Black

Current sale price is £21

Regular price was £28

(Save £7)

4.7 out of 5 stars

7 reviews

Decathlon Folding camping table - 4 to 6 people - Green

Folding camping table - 4 to 6 people - Green

£39.99

5 out of 5 stars

1 review

UNDER ARMOUR Mens Challenger Pro Tracksuit - Black/White

Bank Holiday Deal

Mens Challenger Pro Tracksuit - Black/White

Current sale price is £96

Regular price was £120

(Save £24)

5 out of 5 stars

2 reviews

Decathlon Arpenaz 5.2 Fresh & Black

Arpenaz 5.2 Fresh & Black

£349.99

5 out of 5 stars

1 review

UNDER ARMOUR Womens Rival Fleece Pant - Grey

Bank Holiday Deal

Womens Rival Fleece Pant - Grey

Current sale price is £27.50

Regular price was £55

(Save £27.50)

4.2 out of 5 stars

6 reviews

UNDER ARMOUR Training Tech 2.0 T-Shirt - Black

Training Tech 2.0 T-Shirt - Black

£28

4.6 out of 5 stars

2.1k reviews

UNDER ARMOUR Junior Boys Challenger Tracksuit - Navy

Bank Holiday Deal

Junior Boys Challenger Tracksuit - Navy

Current sale price is £38

Regular price was £55

(Save £17)

4.7 out of 5 stars

7 reviews

Decathlon Adult Elasticated Water Shoes

Adult Elasticated Water Shoes

£10.99

UNDER ARMOUR Mens Training Commit Trainers - Black

Bank Holiday Deal

Mens Training Commit Trainers - Black

Current sale price is £48

Regular price was £75

(Save £27)

4.8 out of 5 stars

54 reviews

Mens Training Tech Woven Wordmark Short - Black

£27

4.6 out of 5 stars

132 reviews

UNDER ARMOUR Mens Training Vanish Woven 6" Short - Grey

Bank Holiday Deal

Mens Training Vanish Woven 6" Short - Grey

Current sale price is £32

Regular price was £40

(Save £8)

4.6 out of 5 stars

261 reviews

Men's Left Chest Logo Short Sleeve T-Shirt - Aegean Blue

£23

4.3 out of 5 stars

919 reviews

Decathlon Stainless Steel Non-stick Camping Cookset 500 4 People 25 Items

Stainless Steel Non-stick Camping Cookset 500 4 People 25 Items

£49.99

UNDER ARMOUR Tech Vent T-Shirt - Grey

Tech Vent T-Shirt - Grey

£32

4.8 out of 5 stars

184 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.