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Microsoft Surface Laptop 13.8in Touchscreen - Copilot+ PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Emerald

Surface Laptop 13.8in Touchscreen - Copilot+ PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Emerald

From £1449

Microsoft Surface Pro 13in Touchscreen - Copilot+ PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Platinum

Surface Pro 13in Touchscreen - Copilot+ PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Platinum

From £1449

Microsoft Surface Pro 13in Touchscreen - Copilot+ PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Black

Surface Pro 13in Touchscreen - Copilot+ PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Black

From £1449

4 out of 5 stars

1 review

Microsoft Surface Laptop 13.8in Touchscreen - Copilot+ PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Black

Surface Laptop 13.8in Touchscreen - Copilot+ PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Black

From £1449

Monster High x Wednesday Collectible Doll, Morticia Addams in Black Velvet Dress

Bank Holiday Deal

x Wednesday Collectible Doll, Morticia Addams in Black Velvet Dress

Current sale price is £24.99

Regular price was £39.99

(Save £15)

5 out of 5 stars

8 reviews

Monster High Wednesday Addams Doll

Wednesday Addams Doll

£39.99

Microsoft 365 Personal 12-Month Subscription for PC and Mac, Tablet and Smartphones

365 Personal 12-Month Subscription for PC and Mac, Tablet and Smartphones

£84

4.1 out of 5 stars

28 reviews

Microsoft Surface Laptop 13.8in Touchscreen - Copilot+ PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Platinum

Surface Laptop 13.8in Touchscreen - Copilot+ PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Platinum

From £1449

Microsoft Surface Laptop 15in Touchscreen - Copilot+ PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Platinum

Surface Laptop 15in Touchscreen - Copilot+ PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Platinum

From £1549

Monster High Boo-tique Hotel Doll House with Spooky Surprises in Every Room and 13+ Accessories

Bank Holiday Deal

Boo-tique Hotel Doll House with Spooky Surprises in Every Room and 13+ Accessories

Current sale price is £66.01

Regular price was £99.99

(Save £33.98)

5 out of 5 stars

24 reviews

Monster High Wednesday Agnes DeMille Doll

Wednesday Agnes DeMille Doll

£39.99

Microsoft 365 Family 12-Month Subscription for 6 People for PC and Mac, Tablet and Smartphones

365 Family 12-Month Subscription for 6 People for PC and Mac, Tablet and Smartphones

£104

3.9 out of 5 stars

15 reviews

Microsoft Surface Pro 13in Touchscreen - Copilot+ PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Dune

Surface Pro 13in Touchscreen - Copilot+ PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Dune

From £1449

Monster High Boo-riginal Creeproduction Rochelle Goyle Doll with Diary, Doll Stand and Pet

Bank Holiday Deal

Boo-riginal Creeproduction Rochelle Goyle Doll with Diary, Doll Stand and Pet

Current sale price is £19.99

Regular price was £29.99

(Save £10)

5 out of 5 stars

1 review

LEGO Bluey Brick-Built Bluey Family Figures 11217

Brick-Built Bluey Family Figures 11217

Current sale price is £44.99

Regular price was £59.99

(Save £15)

4.8 out of 5 stars

5 reviews

Blaze The Spectrum Handheld

The Spectrum Handheld

£109.99

Flymo UltraLife 800 Robot Lawnmower

Bank Holiday Deal

UltraLife 800 Robot Lawnmower

Current sale price is £561

Regular price was £675

(Save £114)

Flymo EasiStore 340R Corded Rotary Lawnmower

Bank Holiday Deal

EasiStore 340R Corded Rotary Lawnmower

Current sale price is £123

Regular price was £146

(Save £23)

4.1 out of 5 stars

45 reviews

Monster High Jinafire Long Doll

Bank Holiday Deal

Jinafire Long Doll

Current sale price is £16.99

Regular price was £29.99

(Save £13)

4.9 out of 5 stars

36 reviews

Flymo 36V UltraMow Duo 460 Cordless Lawnmower

Bank Holiday Deal

36V UltraMow Duo 460 Cordless Lawnmower

Current sale price is £407

Regular price was £520

(Save £113)

2.3 out of 5 stars

3 reviews

Monster High Clawdeen Wolf Fashion Doll & Accessories

Bank Holiday Deal

Clawdeen Wolf Fashion Doll & Accessories

Current sale price is £14.99

Regular price was £29.99

(Save £15)

4.7 out of 5 stars

52 reviews

Monster High Scary Sweet Birthday Draculaura Doll in Party Dress with Balloon & Gift

Scary Sweet Birthday Draculaura Doll in Party Dress with Balloon & Gift

Current sale price is £22.99

Regular price was £29.99

(Save £7)

4.9 out of 5 stars

27 reviews

Flymo 18V SimpliMow 320 Cordless Lawnmower

18V SimpliMow 320 Cordless Lawnmower

£185

4.7 out of 5 stars

15 reviews

Monster High Skulltimate Secrets Gore-geous Oasis Playset - Jinafire

Bank Holiday Deal

Skulltimate Secrets Gore-geous Oasis Playset - Jinafire

Current sale price is £19.99

Regular price was £36.99

(Save £17)

4.9 out of 5 stars

50 reviews

Monster High Frankie Stein Fashion Doll with Pet Watzie and Accessories

Bank Holiday Deal

Frankie Stein Fashion Doll with Pet Watzie and Accessories

Current sale price is £14.99

Regular price was £29.99

(Save £15)

4.8 out of 5 stars

23 reviews

LEGO Bluey School with Rusty and Bluey Toy 11221

School with Rusty and Bluey Toy 11221

Current sale price is £14.99

Regular price was £19.99

(Save £5)

5 out of 5 stars

9 reviews

Blaze THEC64 Handheld

THEC64 Handheld

£109.99

Monster High Boo-riginal Creeproduction Venus McFlytrap Doll with Diary, Doll Stand and Pet

Bank Holiday Deal

Boo-riginal Creeproduction Venus McFlytrap Doll with Diary, Doll Stand and Pet

Current sale price is £16

Regular price was £29.99

(Save £13.99)

Flymo 36V EasiHover 300 Hover Collect Lawnmower

36V EasiHover 300 Hover Collect Lawnmower

£300

4 out of 5 stars

9 reviews

Monster High Boo-riginal Creeproduction Robecca Steam Doll with Diary, Doll Stand and Pet

Bank Holiday Deal

Boo-riginal Creeproduction Robecca Steam Doll with Diary, Doll Stand and Pet

Current sale price is £19.99

Regular price was £29.99

(Save £10)

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.