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Scruffs Oxford Orthopaedic Mattress - Camel

Bank Holiday Deal

Oxford Orthopaedic Mattress - Camel

Current sale price is From £34

Regular price was From £40

(Save up to £12)

5 out of 5 stars

7 reviews

Polaroid Everything Box Hi Print 2x3 Gen 2

Bank Holiday Deal

Available in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black colours

Everything Box Hi Print 2x3 Gen 2

Current sale price is From £99.19

Regular price was £119.99

(Save up to £20.80)

4.7 out of 5 stars

23 reviews

Roblox £50 Gift Card (Digital Download)

£50 Gift Card (Digital Download)

£50

Scruffs Alpine Box Bed -Taupe

Bank Holiday Deal

Alpine Box Bed -Taupe

Current sale price is From £39

Regular price was From £45

(Save up to £12)

5 out of 5 stars

2 reviews

Scruffs Snuggle Blanket

Bank Holiday Deal

Available in sand, green, brown coloursAvailable in sand, green, brown coloursAvailable in sand, green, brown coloursAvailable in sand, green, brown coloursAvailable in sand, green, brown colours

Snuggle Blanket

Current sale price is From £19

Regular price was From £22

(Save up to £3)

4.9 out of 5 stars

7 reviews

Roblox £20 Gift Card (Digital Download)

£20 Gift Card (Digital Download)

£20

5 out of 5 stars

4 reviews

Polaroid Everything Bundle Go Gen 3

Everything Bundle Go Gen 3

£89.99

4.6 out of 5 stars

17 reviews

Scruffs Oxford Orthopaedic Mattress - Silver

Bank Holiday Deal

Oxford Orthopaedic Mattress - Silver

Current sale price is From £34

Regular price was From £40

(Save up to £12)

4.8 out of 5 stars

8 reviews

Polaroid Everything Bundle Go Gen 3

Everything Bundle Go Gen 3

£89.99

4.6 out of 5 stars

17 reviews

Roblox £30 Gift Card (Digital Download)

£30 Gift Card (Digital Download)

£30

5 out of 5 stars

2 reviews

Scruffs Icon Cat Fountain - 20cm

Icon Cat Fountain - 20cm

£45

Polaroid Everything Bundle Now Gen 3

Everything Bundle Now Gen 3

£129.99

4.5 out of 5 stars

15 reviews

Polaroid Now Gen 3 Purple + Color Film Bundle (8 Photos)

Now Gen 3 Purple + Color Film Bundle (8 Photos)

£129.99

4.5 out of 5 stars

14 reviews

Polaroid Everything Flip Bundle

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Everything Flip Bundle

£204.99

4.5 out of 5 stars

15 reviews

Polaroid Everything Bundle Go Gen 3

Everything Bundle Go Gen 3

£89.99

4.4 out of 5 stars

18 reviews

Polaroid Color film for i-Type - Pokemon Edition x 8 pack

Color film for i-Type - Pokemon Edition x 8 pack

£20.99

MasterClass Smart Space 7pc Stacking Non-Stick Baking & Roasting Set

Bank Holiday Deal

Smart Space 7pc Stacking Non-Stick Baking & Roasting Set

Current sale price is £54

Regular price was £68

(Save £14)

4.2 out of 5 stars

20 reviews

Polaroid Go film (x48 pack)

Go film (x48 pack)

£49.99

4.8 out of 5 stars

17 reviews

Polaroid Everything Bundle Now Gen 3

Everything Bundle Now Gen 3

£129.99

4.5 out of 5 stars

15 reviews

Polaroid Go film - Double Pack

Go film - Double Pack

£18.99

4.5 out of 5 stars

73 reviews

Scruffs Harvard Memory Foam Orthopaedic Mattress (Large)

Bank Holiday Deal

Harvard Memory Foam Orthopaedic Mattress (Large)

Current sale price is From £68

Regular price was From £80

(Save up to £14)

4.3 out of 5 stars

6 reviews

Polaroid Hi-Print 2x3 Printer Gen 2 (White)

Bank Holiday Deal

Hi-Print 2x3 Printer Gen 2 (White)

Current sale price is £79.99

Regular price was £89.99

(Save £10)

4.7 out of 5 stars

19 reviews

Scruffs Classic Flat Faced 2pc Bowl Set - Grey (18/20cm)

Classic Flat Faced 2pc Bowl Set - Grey (18/20cm)

£20

5 out of 5 stars

2 reviews

MasterClass 10pc Stainless Steel Kitchen Tool and Utensil Set

Bank Holiday Deal

10pc Stainless Steel Kitchen Tool and Utensil Set

Current sale price is £76

Regular price was £95

(Save £19)

5 out of 5 stars

1 review

Scruffs Boucle Box Bed

Boucle Box Bed

From £50

5 out of 5 stars

2 reviews

Polaroid Hi-Print 2x3 Printer Gen 2 (Black)

Bank Holiday Deal

Hi-Print 2x3 Printer Gen 2 (Black)

Current sale price is £79.99

Regular price was £89.99

(Save £10)

4.8 out of 5 stars

18 reviews

Scruffs Expedition Delux Drying Coat - Grey

Expedition Delux Drying Coat - Grey

From £19

3 out of 5 stars

2 reviews

Scruffs My First Bed - Cloud Puppy & Kitten Calming Box Bed

My First Bed - Cloud Puppy & Kitten Calming Box Bed

£24

5 out of 5 stars

1 review

Polaroid Go Gen 3

Go Gen 3

£79.99

4.6 out of 5 stars

17 reviews

MasterClass Carbon Steel Non-Stick Wok 35.5cm

Bank Holiday Deal

Carbon Steel Non-Stick Wok 35.5cm

Current sale price is £40

Regular price was £50

(Save £10)

4.4 out of 5 stars

14 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.