Menu

Search Very

Search Account Saved Basket

New In
DesignerBrands
Women
Men
Baby &Kids
Toys
Sports &Travel
Home &Garden
Appliances
Tech &Gaming
Beauty
Gifts &Jewellery
Offers
Clearance

Search

Last chance - Clearance.

All, Brick Shop, Davidoff, HYPERX, Sharp, Trust, Turtle Beach

Filter

Technology & Gaming152

Home & Garden11

Health & Beauty4

Gifts & Jewellery1

#

7 FOR ALL MANKIND17

A

Abercrombie & Fitch53

Abigail Ahern15

Activity Superstore84

Adam Fires & Fireplaces14

adidas Originals861

adidas Sportswear958

adidas Terrex211

Airbrush Plush4

Alessandro Zavetti15

Alice in Wonderland2

Alix the Label3

AMERICAN TOURISTER12

Applied Nutrition34

Armani Exchange157

Art For The Home7

B

B By Ted Baker48

Baby Annabell10

Back to the Future1

Barbary & Oak16

Barbour International175

Barking Bakery1

BEAU & ELLIOT16

Beauty Of Joseon5

Beaverbrooks196

Bedeck of Belfast20

Ben & Holly's Little Kingdom5

Bianca Fine Linens5

Black & Decker57

Body Sculpture44

Bowers & Wilkins3

Brainstorm Toys3

Brand Threads19

Buckley London1

C

Calvin Klein450

Calvin Klein Jeans281

Calvin Klein Sport15

Canopia by Palram64

Captain America1

Carolina Herrera7

catherine landsfield3

Catherine Lansfield504

CF Real Madrid2

CHELSEA PEERS236

Cheshire Mouldings10

Chi Chi London2

Clair De Lune66

Construct And Create1

Cookeez Makery5

Copenhagen Home19

Cosmic Kylie Jenner8

CosmoLiving by Cosmopolitan58

Created Brilliance35

Creative Tops10

Creativity for Kids2

Criminal Damage1

D

Designers Guild11

Disney Cinderella1

Disney Descendants1

Disney Doorables1

Disney Frozen30

Disney Lilo & Stitch14

Disney Moana 27

Disney Munchlings2

Disney Princess49

Disney Stitch57

Disney The Lion King1

Dolce & Gabbana37

Dora the Explorer8

Double A by Wood Wood40

Dreams & Drapes29

Dress to Impress5

E

EA7 Emporio Armani105

Eleanor Bowmer37

Elizabeth Arden81

Emily Lovelock13

Emma Bridgewater22

Emporio Armani77

Emporio Armani Bodywear47

ENAMEL Copenhagen69

Ernest Jones122

F

Fisher-Price Little People16

Five Nights at Freddy's7

Football Flick29

French Connection240

Friends Like These82

Fujifilm Instax48

FurReal Friends5

G

Gabby's Dollhouse25

Gabby's Dollhouse4

Gallery Direct192

George Foreman4

Giles & Posner1

Girlfriend Collective59

Good Food by Tower2

Good Food by Tower17

Grasshopper Games3

Guardians of the Galaxy1

Guess How Much I Love You1

H

Harry Potter158

Hawaiian Tropics6

Helena Springfield29

Heroes of Goo Jit Zu22

Hollywood Rides4

Hotel Chocolat42

How to Train Your Dragon7

Hush Puppies199

I

Icon Beanbags19

Iconic London46

In The Night Garden1

Interiors By Premier85

Iron Man and His Awesome Friends5

J

Jack & Jones304

Jack & Jones Junior145

Jack & Jones Mini33

Jacques Du Manoir6

James Wellbeloved1

Jean Paul Gaultier13

Jennifer Lopez2

Jim Jam The Label38

Johnnie Walker1

JoJo Maman Bebe26

Joma Jewellery29

Jones Bootmaker57

Joseph Joseph47

Juicy Couture84

Julian Bowen326

Julian McDonald4

JURASSIC WORLD27

Just Sheepskin28

K

k pop demon hunters4

K18 Biomimetic Hairscience1

Kate Spade New York107

Katie Loxton355

Kinetik Wellbeing8

L

L.O.L Surprise!32

L'Oreal Paris97

L'Oreal Paris Men Expert16

land and shore40

Lauren by Ralph Lauren77

Laurence Llewelyn-Bowen50

LEARNING RESOURCES3

LEGO Animal Crossing5

LEGO Architecture4

LEGO Botanical26

LEGO Disney Princess6

LEGO DreamZzz10

LEGO Gabby's Dollhouse2

LEGO Harry Potter15

LEGO Minecraft8

LEGO Speed Champions8

LEGO Spiderman2

LEGO Star Wars27

LEGO Super Heroes11

LEGO Super Mario7

Liberty House41

libra interiors10

Lilo & Stitch23

Lily and Lionel8

Little Acorns44

Little Big Friends1

Little Live Pets12

Little Mistress45

Living and Home126

Long Tall Sally605

Lord of the Rings9

Lord and Labradors17

Love DIAMOND191

Love To Dream23

LPD Furniture12

Lyle & Scott185

Lyle & Scott Golf9

M

Made By Mitchell14

Mamas & Papas438

Manchester City19

Manchester United12

Marvel Avengers9

Marvel Spiderman2

Matthew Williamson6

Maxwell & Williams2

Melissa & Doug32

Michelle Keegan73

Michelle Keegan Home126

Mini V by Very103

Miss Mary of Sweden87

Moda In Pelle34

MOET & CHANDON3

Monty Bojangles3

Moriah Elizabeth3

Morphy Richards113

Moschino Jeans1

Murdock London14

My Little Pony1

N

Nescafe Dolce Gusto7

New Look 915227

Nicole Scherzinger1

Nightmare Before Christmas11

nike max fusion13

Nintendo Switch208

Nintendo Switch 2102

Nintendo Switch Lite8

Nintendo Switch OLED8

Nobodys Child36

Numatic International10

NYX PROFESSIONAL MAKEUP52

O

Olivia Burton58

OSA Fine Spirits5

Oscar Jacobson7

Osprey Action Sports15

Osprey London18

Our Generation25

OUTDOOR REVOLUTION12

P

Pacific Lifestyle47

Paddington Bear6

Panache Sport12

Paradox London47

Paul Smith Junior3

Petit Artichaut21

Philip Kingsley39

Philipp Plein29

Pineapple Elephant19

Playstation 429

PlayStation 5307

PlayStation VR1

Polo Ralph Lauren289

Power Rangers14

Premier Housewares1

Pressure King Pro1

Pretty Lavish55

Price & Kensington24

PS PAUL SMITH82

Q

QUAY AUSTRALIA2

R

Rachel Ashwell19

Rachel Jackson6

Red Riding Hood1

Reflex Active32

Revolution Beauty London27

RHS X Catherine Lansfield2

River Island1560

River Island Baby55

River Island Mini209

Roamer of Switzerland38

Roberto Cavalli7

Rock Luggage258

Rosewood X Battersea1

ROYAL WORCESTER9

Russell Hobbs222

S

Summerhouse by Navigate1

Sam Faiers Little Knightleys1

Sanctuary Spa21

Scottish Everlastings39

Scuderia Ferrari1

Seasalt Cornwall64

Selected Homme34

Shimmer & Sparkle13

Shock Absorber15

Silver Cross116

Silver Whisper15

Simply Silver23

Skibidi Toilet6

Snuggledown of Norway12

Soaked In Luxury2

Sonic the Hedgehog14

Spicers Of Hythe28

Spidey and His Amazing Friends19

Spin Master Games1

Spongebob Squarepants3

Squish-a-longs4

Squishmallows46

Stanley FatMax24

Stranger Things5

Streetwize Accessories5

Stretch Armstrong4

Studio Creator13

Summerhouse by Navigate5

Super Facialist3

Superfresco Easy27

Superfresco Paintable4

Sweaty Betty303

Sylvanian Families18

T

Teenage Mutant Ninja Turtles16

The Aromatherapy Co.2

The Art Group28

The Fine Bedding Company27

The Flat Lay Co.8

The Inside Edit5

The Little Linen Company1

The Love Collection418

The Love Silver Collection1

The Lyndon Co12

THE NORTH FACE499

The Personalised Memento Company196

The Personalised Momento Co3

The Very Collection6735

The Very Collection Curve170

The Very Hungry Caterpillar2

The World of Eric Carle1

Thomas & Friends21

Timberland Pro10

tiny treasures4

TLC Sport Performance7

Tommee Tippee48

Tommy Hilfiger835

Totes Isotoner12

Tottenham Hotspur FC11

Treat Republic96

TRUE RELIGION22

Turtledove London79

Tutti Bambini88

U

UNDER ARMOUR854

Unicorn Academy8

United Oddsocks1

University Games28

V

V by Very Comfort1

V by Very Curve72

Vero Moda Curve1

Versace Jeans Couture61

VICTORIA BECKHAM4

Vida Designs217

Virgin Experience Days205

Virginia Hayward19

Vivienne Westwood65

W

Waffle the Wonderdog1

Weekend Offender110

West Ham United3

William Morris at Home61

Winnie The Pooh8

X

Xbox Series X154

Y

Yankee Candle32

Z

Zavetti Canada74

Playstation 538

Playstation 423

Xbox Series X58

Xbox Series S49

Nintendo Switch 210

Nintendo Switch11

Nintendo Switch OLED8

Nintendo Switch Lite8

Part Assembled1

GeForce RTX 50601

GeForce RTX 50501

Eau de Toilette3

5 out of 5 stars

4 out of 5 stars

3 out of 5 stars

2 out of 5 stars

1 out of 5 stars

Page 1. Results: 1 to 30 (of 169)

Results: 1 - 30 (of 169)

Number of results per page

30products per page

96products per page

Trust GXT709 Luminus Black Gaming Desk with Adjustable RGB LED Lighting

GXT709 Luminus Black Gaming Desk with Adjustable RGB LED Lighting

£149.99

5 out of 5 stars

3 reviews

Sharp 50" UHD 4K TIVO SMART TV with Freely - 50GK4245K

50" UHD 4K TIVO SMART TV with Freely - 50GK4245K

Current sale price is £240

(Save £18)

Regular price was £258

3.6 out of 5 stars

8 reviews

Turtle Beach Stealth Ultra Wireless Controller for Xbox & PC

Stealth Ultra Wireless Controller for Xbox & PC

£145

3.8 out of 5 stars

132 reviews

Sharp 43GM6245K 43 Inch 4K Ultra HD Powered by TiVo Smart TV with Freely

43GM6245K 43 Inch 4K Ultra HD Powered by TiVo Smart TV with Freely

£199

4.1 out of 5 stars

14 reviews

Sharp 70" UHD 4K TIVO SMART TV with Freely - 70GK4245K

70" UHD 4K TIVO SMART TV with Freely - 70GK4245K

Current sale price is £449

(Save £30)

Regular price was £479

3.8 out of 5 stars

18 reviews

Turtle Beach Stealth 600 Multiplatform Wireless Gaming Headset for Xbox PC, PS5, PS4, & Mobile - Purple

Stealth 600 Multiplatform Wireless Gaming Headset for Xbox PC, PS5, PS4, & Mobile - Purple

Current sale price is £84.99

(Save £15)

Regular price was £99.99

4.5 out of 5 stars

43 reviews

Trust GXT 704 Roniq Comfortable, Adjustable Gaming Chair with RGB lighting - Black

GXT 704 Roniq Comfortable, Adjustable Gaming Chair with RGB lighting - Black

Current sale price is £94.99

(Save £35)

Regular price was £129.99

3.5 out of 5 stars

2 reviews

Trust GXT289 Movi Racing Wheel for Xbox Series X/S, Nintendo Switch, PS4 and PC

GXT289 Movi Racing Wheel for Xbox Series X/S, Nintendo Switch, PS4 and PC

Current sale price is £87.99

(Save £12)

Regular price was £99.99

4.4 out of 5 stars

14 reviews

Trust GXT 498 Forta Wired Gaming Headset for PS5

+1 colour

Available in white, black, blue, pink coloursAvailable in white, black, blue, pink coloursAvailable in white, black, blue, pink coloursAvailable in white, black, blue, pink coloursAvailable in white, black, blue, pink colours

GXT 498 Forta Wired Gaming Headset for PS5

Current sale price is From £34.99

(Save up to £5)

Regular price was From £36.99

4.6 out of 5 stars

42 reviews

Turtle Beach Stealth 500 PS Multiplatform Wireless Gaming Headset - Black

Stealth 500 PS Multiplatform Wireless Gaming Headset - Black

£79.99

4.6 out of 5 stars

42 reviews

Sharp CP-SS30 Bookshelf Speakers - Black

CP-SS30 Bookshelf Speakers - Black

Current sale price is From £99

(Save up to £20.99)

Regular price was From £119.99

5 out of 5 stars

2 reviews

Trust GXT700 Omnius Gaming Desk

GXT700 Omnius Gaming Desk

£99.99

5 out of 5 stars

3 reviews

Turtle Beach Stealth 500 Xbox Multiplatform Wireless Gaming Headset - Black

Stealth 500 Xbox Multiplatform Wireless Gaming Headset - Black

£64.99

4.5 out of 5 stars

40 reviews

Turtle Beach Victrix Pro BFG Reloaded Wireless Controller for Xbox - Black

Victrix Pro BFG Reloaded Wireless Controller for Xbox - Black

£179.99

5 out of 5 stars

25 reviews

Turtle Beach Stealth 600 Gen3 Xbox Multiplatform Wireless Gaming Headset - Black

Stealth 600 Gen3 Xbox Multiplatform Wireless Gaming Headset - Black

Current sale price is £84.99

(Save £15)

Regular price was £99.99

4.3 out of 5 stars

63 reviews

Trust GXT 832 Thado Wireless TKL Keyboard & Mouse Gaming Combo with RGB Illumination for PC/ Laptop

GXT 832 Thado Wireless TKL Keyboard & Mouse Gaming Combo with RGB Illumination for PC/ Laptop

£49.99

5 out of 5 stars

2 reviews

Sharp Q - Dolby Atmos - 550W Home Theatre Soundbar - Black

Q - Dolby Atmos - 550W Home Theatre Soundbar - Black

Current sale price is £236

(Save £63)

Regular price was £299

Turtle Beach Stealth 700 Gen3 Xbox Multiplatform Wireless Gaming Headset – Black

Stealth 700 Gen3 Xbox Multiplatform Wireless Gaming Headset – Black

Current sale price is £149.99

(Save £30)

Regular price was £179.99

4.6 out of 5 stars

37 reviews

Turtle Beach Stealth 700 Gen3 PS Multiplatform Wireless Gaming Headset – Black

Stealth 700 Gen3 PS Multiplatform Wireless Gaming Headset – Black

£149.99

4.6 out of 5 stars

36 reviews

Turtle Beach Victrix Pro BFG Reloaded Wireless Controller for PlayStation and PC - Black

Victrix Pro BFG Reloaded Wireless Controller for PlayStation and PC - Black

£139.99

4.9 out of 5 stars

25 reviews

Sharp Q - Wireless Dolby Atmos 200W Rear Speakers

Q - Wireless Dolby Atmos 200W Rear Speakers

Current sale price is £142

(Save £27)

Regular price was £169

Trust GXT1246 Muta Wireless Bluetooth Controller for Nintendo Switch/Nintendo Switch 2

Available in white, black, red coloursAvailable in white, black, red coloursAvailable in white, black, red coloursAvailable in white, black, red coloursAvailable in white, black, red colours

GXT1246 Muta Wireless Bluetooth Controller for Nintendo Switch/Nintendo Switch 2

Current sale price is From £18.99

(Save up to £6)

Regular price was From £24.99

4.4 out of 5 stars

20 reviews

Turtle Beach Stealth 700 Gen3 Xbox Multiplatform Wireless Gaming Headset – Cobalt Blue

Stealth 700 Gen3 Xbox Multiplatform Wireless Gaming Headset – Cobalt Blue

Current sale price is £149.99

(Save £30)

Regular price was £179.99

4.7 out of 5 stars

36 reviews

Turtle Beach Victrix Pro BFG Reloaded Wireless Controller for Xbox - White

Victrix Pro BFG Reloaded Wireless Controller for Xbox - White

£179.99

5 out of 5 stars

25 reviews

Turtle Beach Racer Wireless Racing Wheel for Xbox & PC

Racer Wireless Racing Wheel for Xbox & PC

Current sale price is £109.99

(Save £30)

Regular price was £139.99

Davidoff Cool Water Man Eau de Toilette

Cool Water Man Eau de Toilette

Current sale price is From £29

(Save up to £43)

Regular price was From £35

4.5 out of 5 stars

242 reviews

Trust GXT 409 Trust Oxxie True Wireless Gaming Earphones for PS5, Nintendo Switch 1/2, PC, Laptop, Smartphone

GXT 409 Trust Oxxie True Wireless Gaming Earphones for PS5, Nintendo Switch 1/2, PC, Laptop, Smartphone

Current sale price is £32.99

(Save £12)

Regular price was £44.99

4.3 out of 5 stars

19 reviews

Sharp DR-450 Digital Radio

Available in black, brown coloursAvailable in black, brown coloursAvailable in black, brown coloursAvailable in black, brown coloursAvailable in black, brown colours

DR-450 Digital Radio

Current sale price is £59.99

(Save £15)

Regular price was £74.99

1 out of 5 stars

1 review

Trust GXT 872 Xyra TKL Mechanical Gaming Keyboard

GXT 872 Xyra TKL Mechanical Gaming Keyboard

Current sale price is £59.99

(Save £10)

Regular price was £69.99

4.8 out of 5 stars

12 reviews

HYPERX OMEN 15-ga0001na 15.3in WQXGA Gaming Laptop - NVIDIA RTX 5050 - 16GB RAM, 1TB SSD - Intel Core i5-14450HX - 165Hz

OMEN 15-ga0001na 15.3in WQXGA Gaming Laptop - NVIDIA RTX 5050 - 16GB RAM, 1TB SSD - Intel Core i5-14450HX - 165Hz

£1199

Page 1. Results: 1 to 30 (of 169)

Results: 1 - 30 (of 169)

Number of results per page

30products per page

96products per page

Page2
Page3
Page4
Page5
Page6
Page2
Page6

Next PagePage 1 selected

Use the right and left arrows to scroll through the image carouselPage 1 of 322

Use the right and left arrows to scroll through the image carouselPage 1 of 322

Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

My account

Account summary
Track my order
Delivery & returns

Ways to Pay & Protect

Very Pay
Very Protect
Very Money Matters

Cards & Loans

Very Credit Card
Looking for a loan?

Privacy notice and cookies

Privacy policy
Cookie policy
Manage cookies

Help

Help & FAQs
Product support hub
Financial difficulties
Cost of living support
Persistent debt
PPI complaints
Contact us
Terms & conditions
Product recall & safety
Careers
Become an affiliate
Corporate Social Responsibility
Fraud and scam awareness
Buying guides
Website vulnerability disclosure
Brand directory
Site map
Accessibility

Download the app

Let's get social

© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.