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undefined Smart CSE C10LF 10kg Condenser Tumble Dryer - White

Smart CSE C10LF 10kg Condenser Tumble Dryer - White

Current sale price is £269

(Save £40)

Regular price was £309

4.1 out of 5 stars

100 reviews

undefined CS149TW4 9kg Load, 1400 Spin Washing Machine - White

CS149TW4 9kg Load, 1400 Spin Washing Machine - White

Current sale price is £259

(Save £50)

Regular price was £309

4.4 out of 5 stars

62 reviews

undefined CS148TWBB4 8kg Load, 1400 Spin Washing Machine - Black

CS148TWBB4 8kg Load, 1400 Spin Washing Machine - Black

Current sale price is £249

(Save £60)

Regular price was £309

4.5 out of 5 stars

26 reviews

undefined CS 14102DWBB4/80 10kg load 1400 spin B Rated Washing Machine - Black

CS 14102DWBB4/80 10kg load 1400 spin B Rated Washing Machine - Black

Current sale price is £279

(Save £80)

Regular price was £359

4.3 out of 5 stars

11 reviews

undefined Discovery Play Centre

Discovery Play Centre

£42.99

undefined Smart CSEC9LF-80 9kg Condenser Tumble Dryer, with Smart Connectivity - White

Smart CSEC9LF-80 9kg Condenser Tumble Dryer, with Smart Connectivity - White

Current sale price is £259

(Save £40)

Regular price was £299

4.1 out of 5 stars

163 reviews

undefined Double The Clean (Worth £49, 23% Saving)

Double The Clean (Worth £49, 23% Saving)

Current sale price is £30

(Save £8)

Regular price was £38

5 out of 5 stars

1 review

undefined CS148TW4 8kg Load, 1400 Spin Washing Machine - White

CS148TW4 8kg Load, 1400 Spin Washing Machine - White

Current sale price is £249

(Save £50)

Regular price was £299

4.7 out of 5 stars

46 reviews

undefined CSOW4966TWMBB680 9+6kg Smart Pro Inverter - Black

CSOW4966TWMBB680 9+6kg Smart Pro Inverter - Black

Current sale price is £369

(Save £100)

Regular price was £469

5 out of 5 stars

1 review

undefined Toot-Toot Drivers Bluey: Road Trip Play Set

Toot-Toot Drivers Bluey: Road Trip Play Set

£44.99

undefined CS 14102DW4/1-80 10kg load 1400 spin B Rated Washing Machine - White

CS 14102DW4/1-80 10kg load 1400 spin B Rated Washing Machine - White

Current sale price is £269

(Save £70)

Regular price was £339

4.5 out of 5 stars

6 reviews

undefined Pro-Collagen Marine Cream SPF 30 50ml

Pro-Collagen Marine Cream SPF 30 50ml

£95

4.8 out of 5 stars

1.1k reviews

undefined CROE C9TBGB-80 9KG Condenser Tumble Dryer

CROE C9TBGB-80 9KG Condenser Tumble Dryer

Current sale price is £319

(Save £50)

Regular price was £369

4.7 out of 5 stars

3 reviews

undefined Pro-Collagen Cleansing Balm - 100g

Pro-Collagen Cleansing Balm - 100g

£49

4.9 out of 5 stars

2.3k reviews

undefined CS149TWBB4 9kg Load, 1400 Spin Washing Machine - Black

CS149TWBB4 9kg Load, 1400 Spin Washing Machine - Black

Current sale price is £279

(Save £50)

Regular price was £329

4.3 out of 5 stars

35 reviews

undefined CSE V9DF-80 9KG Vented Tumble Dryer - White

CSE V9DF-80 9KG Vented Tumble Dryer - White

Current sale price is £259

(Save £20)

Regular price was £279

4.5 out of 5 stars

4 reviews

undefined Mini Girl Faux Leather Sandals - White

River Island Mini

Mini Girl Faux Leather Sandals - White

Current sale price is £9.50

(Save £4.50)

Regular price was £14

4 out of 5 stars

1 review

undefined CLHS58EBK UC 55cm Freestanding Fridge - Black

CLHS58EBK UC 55cm Freestanding Fridge - Black

Current sale price is £189

(Save £40)

Regular price was £229

3.3 out of 5 stars

3 reviews

undefined Toot-Toot Drivers Enchanted Castle Slide

Toot-Toot Drivers Enchanted Castle Slide

Current sale price is £19.99

(Save £5)

Regular price was £24.99

4 out of 5 stars

4 reviews

undefined CCH1S513EWK-1 Fridge Freezer - White

CCH1S513EWK-1 Fridge Freezer - White

Current sale price is £249

(Save £40)

Regular price was £289

5 out of 5 stars

2 reviews

undefined 3-in-1 Sports Centre

3-in-1 Sports Centre

Current sale price is £37.99

(Save £12)

Regular price was £49.99

4.9 out of 5 stars

16 reviews

undefined Girls Monogram Velcro Trainers - Black

River Island Mini

Girls Monogram Velcro Trainers - Black

£16

undefined Dynamic Resurfacing Facial Wash 200ml

Dynamic Resurfacing Facial Wash 200ml

£40

4.8 out of 5 stars

3.1k reviews

undefined First Steps Baby Walker - Pink

First Steps Baby Walker - Pink

Current sale price is £29.99

(Save £13)

Regular price was £42.99

4.9 out of 5 stars

56 reviews

undefined Mini Girls Cinched Waist Frill Raincoat - Black

River Island Mini

Mini Girls Cinched Waist Frill Raincoat - Black

£36

undefined Dynamic Resurfacing Facial Pads 60 Pack

Dynamic Resurfacing Facial Pads 60 Pack

£46

4.8 out of 5 stars

2.9k reviews

undefined CCT3L517EWK-1 Low Frost Fridge Freezer - White

CCT3L517EWK-1 Low Frost Fridge Freezer - White

Current sale price is £299

(Save £20)

Regular price was £319

4.2 out of 5 stars

5 reviews

undefined Girls Floral Bow Rib Set - Pink

River Island Mini

Girls Floral Bow Rib Set - Pink

£15

undefined Girls Floral Jelly Sandals - Cream

River Island Mini

Girls Floral Jelly Sandals - Cream

£12

5 out of 5 stars

1 review

undefined Grand Lashes Dramatic Volume, Length and Curl Mascara Set (Worth £57)

Elizabeth Arden

Grand Lashes Dramatic Volume, Length and Curl Mascara Set (Worth £57)

Current sale price is £14

(Save £14)

Regular price was £28

5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.