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Tower T17181AFR Dual basket Digital Air fryer - Black with Chrome Trim

Payday Deal

T17181AFR Dual basket Digital Air fryer - Black with Chrome Trim

Current sale price is £59

(Save £40)

Regular price was £99

4.6 out of 5 stars

14 reviews

Indesit IDE6VMB - Electric Double Cooker - Black

IDE6VMB - Electric Double Cooker - Black

Current sale price is £369

(Save £30)

Regular price was £399

4 out of 5 stars

13 reviews

New Balance Unisex 530 Trainers - White/blue

Unisex 530 Trainers - White/blue

£100

4.7 out of 5 stars

3.3k reviews

Indesit CYDA81WWGLUK - 8KG Vented - Dryers - White

CYDA81WWGLUK - 8KG Vented - Dryers - White

Current sale price is £239

(Save £30)

Regular price was £269

3.7 out of 5 stars

15 reviews

New Balance Toddler 530 Trainers - White

Toddler 530 Trainers - White

Current sale price is £45

(Save £20)

Regular price was £65

4.6 out of 5 stars

56 reviews

Tower 20L 800W Digital Microwave

Payday Deal

20L 800W Digital Microwave

Current sale price is £64

(Save £15)

Regular price was £79

4.7 out of 5 stars

23 reviews

New Balance Womens 530 Leopard Print Trainers - Beige

Womens 530 Leopard Print Trainers - Beige

£100

4.7 out of 5 stars

2.8k reviews

New Balance Junior 530 Trainer - Pink

Junior 530 Trainer - Pink

£75

4.8 out of 5 stars

199 reviews

Indesit IB55732BUK 54cm Wide, Low Frost Fridge Freezer - Black

IB55732BUK 54cm Wide, Low Frost Fridge Freezer - Black

Current sale price is £289

(Save £60)

Regular price was £349

4.4 out of 5 stars

5 reviews

New Balance Women's 327 Trainers - Pewter

Women's 327 Trainers - Pewter

Current sale price is £88

(Save £22)

Regular price was £110

4.9 out of 5 stars

31 reviews

New Balance Womens 327 Trainers - Black/Grey

Womens 327 Trainers - Black/Grey

Current sale price is £88

(Save £22)

Regular price was £110

4.5 out of 5 stars

383 reviews

Tower EEJB226 Cavaletto Kettle and 4 Slice Toaster Set - Black

Payday Deal

EEJB226 Cavaletto Kettle and 4 Slice Toaster Set - Black

Current sale price is £69

(Save £10)

Regular price was £79

4.9 out of 5 stars

9 reviews

New Balance Junior Unisex 327 Trainers - Black/White

Junior Unisex 327 Trainers - Black/White

£75

4.3 out of 5 stars

299 reviews

New Balance Junior 530 Lace Up Trainers - Blue

Junior 530 Lace Up Trainers - Blue

£75

4.8 out of 5 stars

205 reviews

New Balance Women's 327 Trainers - Silver

Women's 327 Trainers - Silver

Current sale price is £88

(Save £22)

Regular price was £110

4.9 out of 5 stars

31 reviews

New Balance Women's 327 Trainers - Black

Women's 327 Trainers - Black

Current sale price is £93.50

(Save £16.50)

Regular price was £110

4.5 out of 5 stars

521 reviews

New Balance Womens Running 520 V9 Trainers - Black

Womens Running 520 V9 Trainers - Black

£60

4.7 out of 5 stars

10 reviews

New Balance Womens Trail Running Fresh Foam X Hierro V9 Trainers - Brown

Payday Deal

Womens Trail Running Fresh Foam X Hierro V9 Trainers - Brown

Current sale price is £105

(Save £35)

Regular price was £140

4.2 out of 5 stars

35 reviews

Tower T17190 Vortx XL Dual Layer 11L Air Fryer - Black

T17190 Vortx XL Dual Layer 11L Air Fryer - Black

£149

4.1 out of 5 stars

42 reviews

New Balance Mens 327 Trainers - Black

Mens 327 Trainers - Black

£100

4.6 out of 5 stars

247 reviews

Tower T19058 Frozen Drink Slushie Maker with Digital Display, 5 Drink Pre-sets and Self-Clean Function, 2.6L Tank Capacity, 220W, Black

Payday Deal

T19058 Frozen Drink Slushie Maker with Digital Display, 5 Drink Pre-sets and Self-Clean Function, 2.6L Tank Capacity, 220W, Black

Current sale price is £169

(Save £10)

Regular price was £179

5 out of 5 stars

10 reviews

New Balance Mens Running Fresh Foam X 1080 V14 Trainers - Blue

Payday Deal

Mens Running Fresh Foam X 1080 V14 Trainers - Blue

Current sale price is £88

(Save £72)

Regular price was £160

4.4 out of 5 stars

1.2k reviews

Silvercloud Counting Sheep Bouncer

Counting Sheep Bouncer

£60

3.8 out of 5 stars

80 reviews

New Balance Womens Running 411 Trainers - Black/White

Womens Running 411 Trainers - Black/White

£45

3.6 out of 5 stars

10 reviews

New Balance Womens 530 Trainers - Grey

Womens 530 Trainers - Grey

£110

4.7 out of 5 stars

2.8k reviews

New Balance Womens 530 Trainer - Black

Womens 530 Trainer - Black

£100

4.3 out of 5 stars

4 reviews

Indesit INGF6421XP4UK Total No Frost 421L American Side-by-Side Fridge Freezer - Silver

INGF6421XP4UK Total No Frost 421L American Side-by-Side Fridge Freezer - Silver

Current sale price is £499

(Save £70)

Regular price was £569

2 out of 5 stars

1 review

New Balance Womens Trail Running Tektrel Trainers - Red

Payday Deal

Womens Trail Running Tektrel Trainers - Red

Current sale price is £55

(Save £45)

Regular price was £100

4.5 out of 5 stars

11 reviews

Indesit IB55732SUK 54cm Wide Low Frost Fridge Freezer - Silver

IB55732SUK 54cm Wide Low Frost Fridge Freezer - Silver

Current sale price is £319

(Save £20)

Regular price was £339

4.9 out of 5 stars

14 reviews

New Balance Junior Unisex Running 578 Trainers - Black

Junior Unisex Running 578 Trainers - Black

£35

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

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What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

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You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.