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Pretty Lavish Jade Floral Pleated Maxi Dress - Multi

Jade Floral Pleated Maxi Dress - Multi

Current sale price is £46

(Save £46)

Regular price was £92

4 out of 5 stars

4 reviews

Pretty Lavish Sheree Midaxi Dress - Brown

Sheree Midaxi Dress - Brown

£85

Pretty Lavish Jade Floral Pleated V Neck Midaxi Dress - Pink

Jade Floral Pleated V Neck Midaxi Dress - Pink

Current sale price is £42.50

(Save £42.50)

Regular price was £85

3.7 out of 5 stars

3 reviews

Sharp CP-SS30 Bookshelf Speakers - Black

CP-SS30 Bookshelf Speakers - Black

Current sale price is From £99

(Save up to £20.99)

Regular price was From £119.99

5 out of 5 stars

2 reviews

Reflex Active Series 15 Smart Calling Watch

Series 15 Smart Calling Watch

Current sale price is £25

(Save £34.95)

Regular price was £59.95

3.4 out of 5 stars

18 reviews

Sharp Q - Wireless Dolby Atmos 200W Rear Speakers

Q - Wireless Dolby Atmos 200W Rear Speakers

Current sale price is £142

(Save £27)

Regular price was £169

Pretty Lavish Lottie Printed Linen Puff Sleeve Dress

Lottie Printed Linen Puff Sleeve Dress

Current sale price is £64.25

(Save £27.75)

Regular price was £92

Pretty Lavish Petula Batwing Scarf Maxi Dress - Brown

Petula Batwing Scarf Maxi Dress - Brown

Current sale price is £76

(Save £19)

Regular price was £95

5 out of 5 stars

1 review

Pretty Lavish Ambrose Lace Cut Out Maxi Dress

Ambrose Lace Cut Out Maxi Dress

Current sale price is £73.50

(Save £18.50)

Regular price was £92

Reflex Active Series 29 Smart Calling Watch

Series 29 Smart Calling Watch

Current sale price is £39

(Save £26)

Regular price was £65

4.3 out of 5 stars

7 reviews

Pretty Lavish Keisha Scarf Maxi Dress - Multi

Keisha Scarf Maxi Dress - Multi

Current sale price is £61.25

(Save £26.75)

Regular price was £88

5 out of 5 stars

2 reviews

Sharp DR-450 Digital Radio

Available in black, brown coloursAvailable in black, brown coloursAvailable in black, brown coloursAvailable in black, brown coloursAvailable in black, brown colours

DR-450 Digital Radio

Current sale price is £59.99

(Save £15)

Regular price was £74.99

1 out of 5 stars

1 review

Reflex Active Series 22 Pink Silicone Strap Watch

Series 22 Pink Silicone Strap Watch

£49.95

3.5 out of 5 stars

11 reviews

Reflex Active Series 8 Activity Tracker With Colour Touch Screen and Up To 7-Day Battery Life

Series 8 Activity Tracker With Colour Touch Screen and Up To 7-Day Battery Life

Current sale price is £23.50

(Save £6.45)

Regular price was £29.95

2.8 out of 5 stars

33 reviews

Reflex Active Series 12 Pink Strap Smart Watch

Series 12 Pink Strap Smart Watch

Current sale price is £19.99

(Save £19.01)

Regular price was £39

3.8 out of 5 stars

9 reviews

Pretty Lavish Sawyer Aviator Coat - Brown

Sawyer Aviator Coat - Brown

Current sale price is £64

(Save £28)

Regular price was £92

5 out of 5 stars

3 reviews

Pretty Lavish Sheree One Shoulder Sash Maxi Dress - Brown

Sheree One Shoulder Sash Maxi Dress - Brown

Current sale price is £70.25

(Save £17.75)

Regular price was £88

4 out of 5 stars

1 review

Pretty Lavish Sheree One Shoulder Scarf Midaxi Dress - Blue

Sheree One Shoulder Scarf Midaxi Dress - Blue

Current sale price is £62

(Save £16)

Regular price was £78

Reflex Active SeaVenture 50m Swim-Safe AMOLED GPS Black Strap Smart Watch

SeaVenture 50m Swim-Safe AMOLED GPS Black Strap Smart Watch

Current sale price is £50

(Save £9)

Regular price was £59

5 out of 5 stars

1 review

Pretty Lavish Haisley Dropped Waist Midaxi Dress - Pink

Haisley Dropped Waist Midaxi Dress - Pink

Current sale price is £57.25

(Save £24.75)

Regular price was £82

Pretty Lavish Ellison Cape Knot Maxi Dress - Yellow

Ellison Cape Knot Maxi Dress - Yellow

Current sale price is £46

(Save £46)

Regular price was £92

Reflex Active Series 38 Black Silicone Strap Sports Smart Calling Watch

Series 38 Black Silicone Strap Sports Smart Calling Watch

£49.96

3.9 out of 5 stars

10 reviews

Pretty Lavish Ashton Ruffle Midaxi Dress - Green

Ashton Ruffle Midaxi Dress - Green

Current sale price is £31

(Save £47)

Regular price was £78

Pretty Lavish Breya Scarf Satin Top - Brown

Breya Scarf Satin Top - Brown

Current sale price is £22.50

(Save £22.50)

Regular price was £45

Pretty Lavish Odi Cardigan - Brown

Odi Cardigan - Brown

Current sale price is £20.75

(Save £34.25)

Regular price was £55

Sharp Q - Dolby Atmos - 550W Home Theatre Soundbar - Black

Q - Dolby Atmos - 550W Home Theatre Soundbar - Black

Current sale price is £236

(Save £63)

Regular price was £299

Reflex Active Series 49 Pink Strap Smart Calling Watch

Series 49 Pink Strap Smart Calling Watch

£29.95

3.7 out of 5 stars

6 reviews

Pretty Lavish Kesia Jacquard Bow Blouse - Cream

Kesia Jacquard Bow Blouse - Cream

Current sale price is £44

(Save £11)

Regular price was £55

5 out of 5 stars

1 review

Pretty Lavish Iris Blazer Mini Dress - Brown

Iris Blazer Mini Dress - Brown

Current sale price is £63.50

(Save £21.50)

Regular price was £85

Reflex Active Series 22 Black Silicone Strap Watch

Series 22 Black Silicone Strap Watch

Current sale price is £40

(Save £9.95)

Regular price was £49.95

3.8 out of 5 stars

12 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.