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Fusion Christmas Tree Duvet Cover Set - Multi

Black Friday Deal

Christmas Tree Duvet Cover Set - Multi

Current sale price is From £13

(Save up to £6)

Regular price was From £18

3.6 out of 5 stars

8 reviews

Vans Kids Old Skool Velcro Trainers - Multi

Black Friday Deal

Kids Old Skool Velcro Trainers - Multi

Current sale price is £32.40

(Save £12.60)

Regular price was £45

Style Cheat Mono Abstract Knit Dress - Multi

Mono Abstract Knit Dress - Multi

£58

4 out of 5 stars

1 review

Cocomelon 10" Balance Bike

Black Friday Deal

10" Balance Bike

Current sale price is £21.99

(Save £18)

Regular price was £39.99

4.3 out of 5 stars

4 reviews

Vans Junior Girls Knu Skool - Black/Leopard

Black Friday Deal

Junior Girls Knu Skool - Black/Leopard

Current sale price is £29.25

(Save £23.75)

Regular price was £53

Style Cheat Chiffon Daphne Dress - Green/ Pink

Black Friday Deal

Chiffon Daphne Dress - Green/ Pink

Current sale price is £23

(Save £35)

Regular price was £58

5 out of 5 stars

3 reviews

Style Cheat Mono Abstract Knit Top - Multi

Black Friday Deal

Mono Abstract Knit Top - Multi

Current sale price is £33.75

(Save £11.25)

Regular price was £45

Micromallows 13 Day Halloween Squishalong Calendar

13 Day Halloween Squishalong Calendar

Current sale price is £24.99

(Save £3)

Regular price was £27.99

Vans Women's Authentic Lowpro Trainers - Leopard Print

Black Friday Deal

Women's Authentic Lowpro Trainers - Leopard Print

Current sale price is £23.40

(Save £41.60)

Regular price was £65

3.5 out of 5 stars

2 reviews

Style Cheat Birdie Dress - Multi

Black Friday Deal

Birdie Dress - Multi

Current sale price is £56.25

(Save £18.75)

Regular price was £75

Cocomelon Deluxe Bobble Ride On

Black Friday Deal

Deluxe Bobble Ride On

Current sale price is £19.99

(Save £18)

Regular price was £37.99

5 out of 5 stars

1 review

Cocomelon JJ Heatable

Black Friday Deal

JJ Heatable

Current sale price is £5.99

(Save £4)

Regular price was £9.99

5 out of 5 stars

4 reviews

Style Cheat Birdie Dress - Multi

Black Friday Deal

Birdie Dress - Multi

Current sale price is £56.25

(Save £18.75)

Regular price was £75

1 out of 5 stars

1 review

Style Cheat Daphne Floral Dress - Multi

Black Friday Deal

Daphne Floral Dress - Multi

Current sale price is £43.50

(Save £14.50)

Regular price was £58

Micromallows Plush 5 Pack (with Marley the Heart Bear)

Plush 5 Pack (with Marley the Heart Bear)

£11.99

Fusion Evelyn Reversible Duvet Cover Set

Black Friday Deal

Evelyn Reversible Duvet Cover Set

Current sale price is From £12

(Save up to £8)

Regular price was From £20

4 out of 5 stars

1 review

Vans Infant Girls Old Skool V - Multi

Infant Girls Old Skool V - Multi

£37

Cocomelon Jigsaw Book

Black Friday Deal

Jigsaw Book

Current sale price is £9.99

(Save £3)

Regular price was £12.99

Vans Kids Girls Old Skool - Floral Black

Black Friday Deal

Kids Girls Old Skool - Floral Black

Current sale price is £32.40

(Save £12.60)

Regular price was £45

Fusion Rhett -textured King Duvet Cover Set

Black Friday Deal

Rhett -textured King Duvet Cover Set

Current sale price is From £15

(Save up to £20)

Regular price was From £20

2 out of 5 stars

1 review

Style Cheat Spot Pleated Dress - Multi

Black Friday Deal

Spot Pleated Dress - Multi

Current sale price is £48.75

(Save £19.25)

Regular price was £68

Fusion Yasmin Duvet Cover Set - Multi

Black Friday Deal

Yasmin Duvet Cover Set - Multi

Current sale price is From £12

(Save up to £9)

Regular price was From £20

5 out of 5 stars

7 reviews

Style Cheat Printed Satin Mini Dress - Multi

Black Friday Deal

Printed Satin Mini Dress - Multi

Current sale price is £32.50

(Save £32.50)

Regular price was £65

4 out of 5 stars

1 review

Sur La Table 12 Piece Multi-Coloured Utensils with Ribbed Effect Stand

Black Friday Deal

12 Piece Multi-Coloured Utensils with Ribbed Effect Stand

Current sale price is £25

(Save £10)

Regular price was £35

Vans Mens Cameron Stripe Short Sleeve Knit T-Shirt - Multi

Mens Cameron Stripe Short Sleeve Knit T-Shirt - Multi

Current sale price is £33.75

(Save £16.25)

Regular price was £50

Style Cheat Puff Sleeve Midi Dress - Multi

Black Friday Deal

Puff Sleeve Midi Dress - Multi

Current sale price is £51

(Save £17)

Regular price was £68

Cocomelon 2-in-1 10" Training Bike

2-in-1 10" Training Bike

Current sale price is £49.49

Regular price was £49.99

4 out of 5 stars

1 review

Fusion Fa La La Velvet 43 X 43Cm Filled Christmas Cushion

Fa La La Velvet 43 X 43Cm Filled Christmas Cushion

£16

Cocomelon My First Trike

My First Trike

£44.99

5 out of 5 stars

1 review

Style Cheat Strappy Ruffle Drape Maxi Dress - Multi

Black Friday Deal

Strappy Ruffle Drape Maxi Dress - Multi

Current sale price is £52.50

(Save £22.50)

Regular price was £75

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.