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Free home delivery on orders £75+

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Dreamland Intelliheat+ Scandi Full Bed Size Dual Control Electric Heated Underblanket - White

Intelliheat+ Scandi Full Bed Size Dual Control Electric Heated Underblanket - White

£125

4.8 out of 5 stars

95 reviews

Michael Kors Women's Lexington 3 -Hand, Stainless Steel Watch And Bracelets Gift Set Mk4815

Bank Holiday Deal

Women's Lexington 3 -Hand, Stainless Steel Watch And Bracelets Gift Set Mk4815

Current sale price is £223

Regular price was £279

(Save £56)

Dreamland Pure Comfort Bamboo Electric Underblanket

Pure Comfort Bamboo Electric Underblanket

From £90

4.8 out of 5 stars

19 reviews

Michael Kors Womens Mini Bryant Chronograph, Two-Tone Stainless Steel Watch

Bank Holiday Deal

Womens Mini Bryant Chronograph, Two-Tone Stainless Steel Watch

Current sale price is £215

Regular price was £269

(Save £54)

4.8 out of 5 stars

4 reviews

Michael Kors Women's Essex Three-Hand Stainless Steel Watch, MK4906

Bank Holiday Deal

Women's Essex Three-Hand Stainless Steel Watch, MK4906

Current sale price is £143

Regular price was £179

(Save £36)

4 out of 5 stars

1 review

Michael Kors Women's Lexington 3-Hand Stainless Steel Watch Mk4741 - Gold

Bank Holiday Deal

Women's Lexington 3-Hand Stainless Steel Watch Mk4741 - Gold

Current sale price is £175

Regular price was £219

(Save £44)

Lascal Maxi+ - Black BuggyBoard Plus Grey Saddle

Maxi+ - Black BuggyBoard Plus Grey Saddle

£135

5 out of 5 stars

3 reviews

Michael Kors Womens Baguette Stretch Tennis Bracelet, MKJ8614040

Bank Holiday Deal

Womens Baguette Stretch Tennis Bracelet, MKJ8614040

Current sale price is £47

Regular price was £59

(Save £12)

Michael Kors Lexington Three-Hand Gold-Tone Stainless Steel Watch

Bank Holiday Deal

Lexington Three-Hand Gold-Tone Stainless Steel Watch

Current sale price is £175

Regular price was £219

(Save £44)

5 out of 5 stars

4 reviews

Michael Kors Bryant Ladies Watch Stainless Steel

Bryant Ladies Watch Stainless Steel

£239

4.5 out of 5 stars

68 reviews

Michael Kors Bryant Stainless Steel Womens Watch

Bank Holiday Deal

Bryant Stainless Steel Womens Watch

Current sale price is £191

Regular price was £239

(Save £48)

4.3 out of 5 stars

41 reviews

Dreamland Multi-Layer Luxury Cotton Electric Underblanket

Multi-Layer Luxury Cotton Electric Underblanket

From £70

4.3 out of 5 stars

18 reviews

Bank Holiday Deal

Womens Logo Bangle Bracelet, MKJ8615710

Current sale price is £71

Regular price was £89

(Save £18)

Rangemaster RMCL4S304GY Classic Toaster in Matt Grey

RMCL4S304GY Classic Toaster in Matt Grey

£159

Dreamland Intelliheat Quilted Electric Under Blanket - White

Intelliheat Quilted Electric Under Blanket - White

From £55

4.4 out of 5 stars

62 reviews

Michael Kors Sexy Amber EDP 50ml

Bank Holiday Deal

Sexy Amber EDP 50ml

Current sale price is £45

Regular price was £61

(Save £16)

4.7 out of 5 stars

3 reviews

Michael Kors Womens Baguette Stretch Tennis Bracelet, MKJ8614710

Bank Holiday Deal

Womens Baguette Stretch Tennis Bracelet, MKJ8614710

Current sale price is £47

Regular price was £59

(Save £12)

Michael Kors Womens Lexington Three-Hand Gold-Tone Stainless Steel Watch, MK7575

Bank Holiday Deal

Womens Lexington Three-Hand Gold-Tone Stainless Steel Watch, MK7575

Current sale price is £215

Regular price was £269

(Save £54)

Dreamland Netflix Stranger Things Colour Changing Heated Throw

Netflix Stranger Things Colour Changing Heated Throw

£100

4.8 out of 5 stars

14 reviews

Michael Kors Women's Lexington Lux Multifunction Gold-Tone Stainless Steel Watch, MK4924

Women's Lexington Lux Multifunction Gold-Tone Stainless Steel Watch, MK4924

£239

5 out of 5 stars

1 review

Dreamland Love Mornings All Season Heated Cotton Duvet- Double Dual

Love Mornings All Season Heated Cotton Duvet- Double Dual

From £120

4.8 out of 5 stars

40 reviews

Michael Kors Womens Mini Bryant Chronograph, Gold-Tone Stainless Steel Watch

Womens Mini Bryant Chronograph, Gold-Tone Stainless Steel Watch

£269

4.2 out of 5 stars

6 reviews

Rangemaster RMCL4S304CM Classic Toaster in Matt Pale Cream

RMCL4S304CM Classic Toaster in Matt Pale Cream

£159

Michael Kors Rylee Two-Hand Stainless Steel Watch Ring

Bank Holiday Deal

Rylee Two-Hand Stainless Steel Watch Ring

Current sale price is £167

Regular price was £239

(Save £72)

2 out of 5 stars

1 review

Michael Kors Pour Homme Absolu EDP 100ml Vapo

Pour Homme Absolu EDP 100ml Vapo

Current sale price is £82

Regular price was £103

(Save £21)

5 out of 5 stars

5 reviews

Michael Kors Womens Lexington Three-Hand Two-Tone Stainless Steel Watch, MK7579

Bank Holiday Deal

Womens Lexington Three-Hand Two-Tone Stainless Steel Watch, MK7579

Current sale price is £159

Regular price was £199

(Save £40)

5 out of 5 stars

1 review

Rangemaster RMCLDK301MG Classic Kettle in Matt Mineral Green

RMCLDK301MG Classic Kettle in Matt Mineral Green

£119

Dreamland Snowed In Cotton Electric Mattress Protector

Snowed In Cotton Electric Mattress Protector

From £100

4.7 out of 5 stars

157 reviews

Michael Kors Women's Georgie Two-Hand Gold-Tone Stainless Steel Watch, MK4931

Bank Holiday Deal

Women's Georgie Two-Hand Gold-Tone Stainless Steel Watch, MK4931

Current sale price is £167

Regular price was £239

(Save £72)

Michael Kors Womens Lexington Three-Hand Gold-Tone Stainless Steel Watch, MK7578

Womens Lexington Three-Hand Gold-Tone Stainless Steel Watch, MK7578

£199

3 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.