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Free home delivery on orders £75+

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Shop the brands you love

Pay later with Very Pay

Up to 40% off Bank Holiday Deals

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£100 - £25018

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5 out of 5 stars

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WATERSIDE Mayfair 12-Piece Dinner Service Set

Bank Holiday Deal

Mayfair 12-Piece Dinner Service Set

Current sale price is £36

Regular price was £45

(Save £9)

4.3 out of 5 stars

13 reviews

Microsoft Surface Pro 13in Touchscreen - Copilot+ PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Platinum

Surface Pro 13in Touchscreen - Copilot+ PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Platinum

From £1449

Microsoft 365 Personal 12-Month Subscription for PC and Mac, Tablet and Smartphones

365 Personal 12-Month Subscription for PC and Mac, Tablet and Smartphones

£84

4.1 out of 5 stars

28 reviews

Microsoft Surface Laptop 13.8in Touchscreen - Copilot+ PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Black

Surface Laptop 13.8in Touchscreen - Copilot+ PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Black

From £1449

WATERSIDE 12Pc White Organic Irregular Dinner Set

12Pc White Organic Irregular Dinner Set

£45

WATERSIDE Spinwash 24-Piece Blue and Grey Dinner Set

Bank Holiday Deal

Spinwash 24-Piece Blue and Grey Dinner Set

Current sale price is £64

Regular price was £80

(Save £16)

5 out of 5 stars

3 reviews

CuddleCo Changing Set - Cashmere Waffle

Changing Set - Cashmere Waffle

£40

Microsoft Surface Laptop 13.8in Touchscreen - Copilot+ PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Platinum

Surface Laptop 13.8in Touchscreen - Copilot+ PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Platinum

From £1449

Microsoft Surface Pro 13in Touchscreen - Copilot+ PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Dune

Surface Pro 13in Touchscreen - Copilot+ PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Dune

From £1449

Microsoft Surface Laptop 13.8in Touchscreen - Copilot+ PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Emerald

Surface Laptop 13.8in Touchscreen - Copilot+ PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Emerald

From £1449

CuddleCo Soft Play Large 4 Piece Set - Multi

Soft Play Large 4 Piece Set - Multi

£189

CuddleCo Play House Storage Box - Pebble

Bank Holiday Deal

Play House Storage Box - Pebble

Current sale price is £55

Regular price was £69

(Save £14)

WATERSIDE 16pc Pad Print White

Bank Holiday Deal

16pc Pad Print White

Current sale price is £48

Regular price was £60

(Save £12)

5 out of 5 stars

1 review

Microsoft Surface Pro 13in Touchscreen - Copilot+ PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Black

Surface Pro 13in Touchscreen - Copilot+ PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Black

From £1449

4 out of 5 stars

1 review

WATERSIDE 12pc Blue Star

Bank Holiday Deal

12pc Blue Star

Current sale price is £32

Regular price was £40

(Save £8)

1 out of 5 stars

1 review

The Art Group Set Of 2 Framed Art Scott Naismith (optimism Sunrise Study & Rum Light Study) 34.5 X 34.5cm

Bank Holiday Deal

Set Of 2 Framed Art Scott Naismith (optimism Sunrise Study & Rum Light Study) 34.5 X 34.5cm

Current sale price is £28

Regular price was £35

(Save £7)

5 out of 5 stars

1 review

WATERSIDE Pink and Grey Spin Wash Dinner Service - 24-Piece Set

Bank Holiday Deal

Pink and Grey Spin Wash Dinner Service - 24-Piece Set

Current sale price is £52

Regular price was £65

(Save £13)

3.8 out of 5 stars

28 reviews

WATERSIDE 12pc Grey Linen

Bank Holiday Deal

12pc Grey Linen

Current sale price is £32

Regular price was £40

(Save £8)

WATERSIDE 12pc Black Stripe

Bank Holiday Deal

12pc Black Stripe

Current sale price is £32

Regular price was £40

(Save £8)

CuddleCo Pop Up Play 2 Piece Set - Tunnel and Ball Pit

Pop Up Play 2 Piece Set - Tunnel and Ball Pit

Current sale price is £34

Regular price was £40

(Save £6)

The Art Group Set Of 2 Framed Art William Morris (peacock And Dragon & Seaweed) 33x43cm

Bank Holiday Deal

Set Of 2 Framed Art William Morris (peacock And Dragon & Seaweed) 33x43cm

Current sale price is £32

Regular price was £40

(Save £8)

5 out of 5 stars

1 review

Microsoft Surface Laptop 15in Touchscreen - Copilot+ PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Platinum

Surface Laptop 15in Touchscreen - Copilot+ PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Platinum

From £1549

D Squared D2 Green Wood EDT 100ml

Bank Holiday Deal

D2 Green Wood EDT 100ml

Current sale price is £27

Regular price was £77

(Save £50)

5 out of 5 stars

1 review

The Art Group Isle of Skye Emerges Canvas Art Print

Bank Holiday Deal

Isle of Skye Emerges Canvas Art Print

Current sale price is £24

Regular price was £30

(Save £6)

3.3 out of 5 stars

10 reviews

CuddleCo Soft Play Ball Pit with Balls - Sea Salt

Soft Play Ball Pit with Balls - Sea Salt

Current sale price is £76

Regular price was £90

(Save £14)

5 out of 5 stars

1 review

WATERSIDE 16pc Pink St Ives

Bank Holiday Deal

16pc Pink St Ives

Current sale price is £40

Regular price was £50

(Save £10)

3 out of 5 stars

2 reviews

CuddleCo Medium Standing Giraffe Stuffed Animal

Medium Standing Giraffe Stuffed Animal

Current sale price is £76

Regular price was £90

(Save £14)

4.8 out of 5 stars

4 reviews

WATERSIDE 16pc 2tone Pastel Blue

16pc 2tone Pastel Blue

£50

D Squared D2 2 Wood EDT 100ml

Bank Holiday Deal

D2 2 Wood EDT 100ml

Current sale price is £27

Regular price was £77

(Save £50)

1 out of 5 stars

1 review

CuddleCo Etta Nursing Chair & Foot Stool - Cream Faux Fur

Etta Nursing Chair & Foot Stool - Cream Faux Fur

£569

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.