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Free home delivery on orders £75+

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Pay later with Very Pay

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Living and Home 4mm Thick Glass Shower Screen Door 80cm W x 140cm D

Bank Holiday Deal

Living and Home

4mm Thick Glass Shower Screen Door 80cm W x 140cm D

Current sale price is £51

Regular price was £61

(Save £10)

5 out of 5 stars

3 reviews

Living and Home 5 x 3 ft Garden Metal Shed Double Wheelie Bin Store Green

Bank Holiday Deal

Living and Home

5 x 3 ft Garden Metal Shed Double Wheelie Bin Store Green

Current sale price is £144

Regular price was £170

(Save £26)

Living and Home Oval Cat Scratching Board Bed

Bank Holiday Deal

Living and Home

Oval Cat Scratching Board Bed

Current sale price is £13

Regular price was £15

(Save £2)

5 out of 5 stars

3 reviews

Living and Home PVC Accordion Folding Door 87cm W x 203cm H

Living and Home

PVC Accordion Folding Door 87cm W x 203cm H

£66

Living and Home White Maple Effect Acoustic Wall Panel 240cm x 60cm

Bank Holiday Deal

Living and Home

White Maple Effect Acoustic Wall Panel 240cm x 60cm

Current sale price is £59

Regular price was £69

(Save £10)

Living and Home Outdoor Foldable Metal Dog Ramp Non Slip Pet Ladder Pet Steps For Car 160x44cm

Bank Holiday Deal

Living and Home

Outdoor Foldable Metal Dog Ramp Non Slip Pet Ladder Pet Steps For Car 160x44cm

Current sale price is £39

Regular price was £46

(Save £7)

5 out of 5 stars

1 review

Living and Home 4.4 x 3.4 ft Garden Plastic Apex Storage Shed

Living and Home

4.4 x 3.4 ft Garden Plastic Apex Storage Shed

£260

Living and Home Cat Scratching Ball Natural Sisal Scratcher Pet Toy

Bank Holiday Deal

Living and Home

Cat Scratching Ball Natural Sisal Scratcher Pet Toy

Current sale price is £10

Regular price was £12

(Save £2)

3.3 out of 5 stars

9 reviews

Living and Home Brushed Gold Kitchen Faucet With Pull Down Spring Spout

Living and Home

Brushed Gold Kitchen Faucet With Pull Down Spring Spout

£54

Living and Home 8 Inch Square Thermostatic Shower Faucet Set Black

Living and Home

8 Inch Square Thermostatic Shower Faucet Set Black

£125

Living and Home Rectangular Raised Garden Bed W 100 cm x D 60 cm

Bank Holiday Deal

Living and Home

Rectangular Raised Garden Bed W 100 cm x D 60 cm

Current sale price is £18

Regular price was £22

(Save £4)

5 out of 5 stars

4 reviews

Living and Home 180 Degree Rotation Over Bath Shower Screen

Living and Home

180 Degree Rotation Over Bath Shower Screen

£79

Living and Home Black Kitchen Faucet With Pull Down Spring Spout

Bank Holiday Deal

Living and Home

Black Kitchen Faucet With Pull Down Spring Spout

Current sale price is £47

Regular price was £54

(Save £7)

5 out of 5 stars

2 reviews

Living and Home LED Mirrored Bathroom Cabinet 60x45cm

Living and Home

LED Mirrored Bathroom Cabinet 60x45cm

£134

4.5 out of 5 stars

2 reviews

Living and Home Reptile and Amphibian Ecological Tanks

Living and Home

Reptile and Amphibian Ecological Tanks

£36

Living and Home Elevated Dual-Bowl Pet Feeder

Living and Home

Elevated Dual-Bowl Pet Feeder

£14

Living and Home Wooden Sliding Door Barn Door with 6.6ft Steel Hardware Kit

Living and Home

Wooden Sliding Door Barn Door with 6.6ft Steel Hardware Kit

£209

Living and Home 3-Door Outdoor Spruce Wood Garbage Can Storage Shed Grey

Living and Home

3-Door Outdoor Spruce Wood Garbage Can Storage Shed Grey

£260

2 out of 5 stars

2 reviews

Living and Home Wall Mount Shower Panel Tower System with LED Lights

Living and Home

Wall Mount Shower Panel Tower System with LED Lights

£152

Living and Home Grey Kitchen Faucet With Pull Down Spring Spout

Bank Holiday Deal

Living and Home

Grey Kitchen Faucet With Pull Down Spring Spout

Current sale price is £47

Regular price was £54

(Save £7)

Living and Home 24 Pcs Marble Stone Effect Self Adhesive PVC Floor Tiles

Bank Holiday Deal

Living and Home

24 Pcs Marble Stone Effect Self Adhesive PVC Floor Tiles

Current sale price is £32

Regular price was £38

(Save £6)

5 out of 5 stars

2 reviews

Living and Home Double Layer Hamster Cage with Handle

Bank Holiday Deal

Living and Home

Double Layer Hamster Cage with Handle

Current sale price is £17

Regular price was £19

(Save £2)

Hasbro Bop It! Electronic Dexterity Game

Bop It! Electronic Dexterity Game

Current sale price is £17

Regular price was £19.99

(Save £2.99)

4.7 out of 5 stars

35 reviews

Living and Home 2 Pcs Stacking Garden Chair Black

Living and Home

2 Pcs Stacking Garden Chair Black

£60

4.2 out of 5 stars

6 reviews

Living and Home Creative and Cute Bear Paw Shape Soft Plush Pet Bed in Grey,50cm Dia

Living and Home

Creative and Cute Bear Paw Shape Soft Plush Pet Bed in Grey,50cm Dia

£12

3.3 out of 5 stars

3 reviews

Living and Home Anti Fog LED Mirrored Bathroom Cabinet W 500mm x H 700mm

Bank Holiday Deal

Living and Home

Anti Fog LED Mirrored Bathroom Cabinet W 500mm x H 700mm

Current sale price is £162

Regular price was £190

(Save £28)

Living and Home Black Retractable Commercial Pull Out Kitchen Faucet

Bank Holiday Deal

Living and Home

Black Retractable Commercial Pull Out Kitchen Faucet

Current sale price is £27

Regular price was £32

(Save £5)

5 out of 5 stars

2 reviews

Hasbro Battleship Classic Strategy Board Game

Battleship Classic Strategy Board Game

Current sale price is £17.50

Regular price was £21.99

(Save £4.49)

4.8 out of 5 stars

5 reviews

Living and Home 10pcs Self-Adhesive Marble PVC Wall Stickers

Bank Holiday Deal

Living and Home

10pcs Self-Adhesive Marble PVC Wall Stickers

Current sale price is £12

Regular price was £14

(Save £2)

5 out of 5 stars

1 review

Living and Home Black Single Bowl Kitchen Sink With Strainer Waste Kit

Bank Holiday Deal

Living and Home

Black Single Bowl Kitchen Sink With Strainer Waste Kit

Current sale price is £76

Regular price was £89

(Save £13)

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.