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Marshall Emberton III Bluetooth Speaker - Black & Brass

Emberton III Bluetooth Speaker - Black & Brass

Current sale price is £99

(Save £50)

Regular price was £149

4.5 out of 5 stars

30 reviews

UGG Womens Tasman Mazi Curly Slippers - Natural

Womens Tasman Mazi Curly Slippers - Natural

Current sale price is £72

(Save £48)

Regular price was £120

3.3 out of 5 stars

4 reviews

Spode Christmas Tree 12-Piece Dinner Set

Christmas Tree 12-Piece Dinner Set

Current sale price is £90

(Save £36)

Regular price was £126

5 out of 5 stars

1 review

UGG Tazzelle Slippers - Grey

Tazzelle Slippers - Grey

Current sale price is £100

(Save £45)

Regular price was £145

5 out of 5 stars

1 review

Elemis The ProCollagen Perfect Partners (Worth £125), Saving 20%

The ProCollagen Perfect Partners (Worth £125), Saving 20%

Current sale price is £75

(Save £25)

Regular price was £100

4.6 out of 5 stars

5 reviews

UGG Classic Mini Ii Boots - Grey

Classic Mini Ii Boots - Grey

Current sale price is £115

(Save £50)

Regular price was £165

5 out of 5 stars

2 reviews

UGG W Goldenglow Slide - Black

W Goldenglow Slide - Black

Current sale price is £48

(Save £32)

Regular price was £80

4.3 out of 5 stars

4 reviews

Einhell PXC Cordless Hand Held Vacuum - TE-VC 18 Li-Solo (18V without battery)

PXC Cordless Hand Held Vacuum - TE-VC 18 Li-Solo (18V without battery)

Current sale price is £32.99

(Save £9)

Regular price was £41.99

4.8 out of 5 stars

21 reviews

UGG Goldenstar Clogs - Buttercup

Goldenstar Clogs - Buttercup

Current sale price is £100

(Save £25)

Regular price was £125

5 out of 5 stars

1 review

Spode Christmas Tree Serving Bowl

Christmas Tree Serving Bowl

Current sale price is £28

(Save £15)

Regular price was £43

5 out of 5 stars

1 review

UGG Men's Classic Ultra Mini Chukka Boots - Dark Grey

Men's Classic Ultra Mini Chukka Boots - Dark Grey

Current sale price is £101.50

(Save £43.50)

Regular price was £145

Elemis Pro-Collagen Marine Cream SPF 30 50ml

Pro-Collagen Marine Cream SPF 30 50ml

Current sale price is £78

(Save £20)

Regular price was £98

4.8 out of 5 stars

1.2k reviews

Marshall Major V Bluetooth Headphones - Black

Major V Bluetooth Headphones - Black

Current sale price is £118

(Save £11)

Regular price was £129

4.7 out of 5 stars

57 reviews

UGG W Goldenglow Slide - Dark Sand

W Goldenglow Slide - Dark Sand

Current sale price is £48

(Save £32)

Regular price was £80

4.2 out of 5 stars

6 reviews

Elemis The Grooming Collection Skincare Gift Set Worth £96 (29% saving)

The Grooming Collection Skincare Gift Set Worth £96 (29% saving)

Current sale price is £53

(Save £22)

Regular price was £75

1 out of 5 stars

1 review

Elemis Dynamic Resurfacing Facial Pads 60 Pack

Dynamic Resurfacing Facial Pads 60 Pack

Current sale price is £38

(Save £10)

Regular price was £48

4.8 out of 5 stars

3.3k reviews

UGG Childrens Skylar Slippers & Beanie Hat Set - Cream

Childrens Skylar Slippers & Beanie Hat Set - Cream

Current sale price is £49

(Save £21)

Regular price was £70

Elemis Pro-Collagen Renewal Serum 15ml

Pro-Collagen Renewal Serum 15ml

Current sale price is £62

(Save £16)

Regular price was £78

4.7 out of 5 stars

402 reviews

Einhell PXC Cordless Reciprocating Saw - TE-AP 18 Li-Solo (18V without battery)

PXC Cordless Reciprocating Saw - TE-AP 18 Li-Solo (18V without battery)

Current sale price is £48.99

(Save £13)

Regular price was £61.99

4.6 out of 5 stars

19 reviews

UGG Kids Goldenglow Slide

Kids Goldenglow Slide

Current sale price is £30.25

(Save £24.75)

Regular price was £55

Elemis Pro-Collagen Rose Marine Cream 50ml

Pro-Collagen Rose Marine Cream 50ml

Current sale price is £78

(Save £20)

Regular price was £98

4.8 out of 5 stars

239 reviews

Elemis Pro-Collagen Marine Cream 50ml

Pro-Collagen Marine Cream 50ml

Current sale price is £78

(Save £20)

Regular price was £98

4.8 out of 5 stars

3.4k reviews

Elemis Skin Bliss Capsules (60 Caps)

Skin Bliss Capsules (60 Caps)

Current sale price is £64

(Save £16)

Regular price was £80

4.7 out of 5 stars

443 reviews

Elemis Pro-Collagen Glow Boost Exfoliator - 100ml

Pro-Collagen Glow Boost Exfoliator - 100ml

Current sale price is £46

(Save £11)

Regular price was £57

4.6 out of 5 stars

149 reviews

Elemis Soothing Apricot Toner 200ml

Soothing Apricot Toner 200ml

Current sale price is £24

(Save £5)

Regular price was £29

4.7 out of 5 stars

723 reviews

Einhell Classic 1600W 43J SDS Hex Demolition Hammer

Classic 1600W 43J SDS Hex Demolition Hammer

Current sale price is £139.99

(Save £36)

Regular price was £175.99

4.8 out of 5 stars

15 reviews

Elemis Pro-Collagen Marine Cream 100ml

Pro-Collagen Marine Cream 100ml

Current sale price is £125

(Save £45)

Regular price was £170

4.8 out of 5 stars

3.2k reviews

Einhell PXC 18V Cordless Staple Gun - FIXETTO 18/35 S

PXC 18V Cordless Staple Gun - FIXETTO 18/35 S

Current sale price is £138.99

(Save £35)

Regular price was £173.99

5 out of 5 stars

1 review

Elemis Men's Pro-Collagen Marine Cream 30ml

Men's Pro-Collagen Marine Cream 30ml

Current sale price is £52

(Save £14)

Regular price was £66

4.7 out of 5 stars

103 reviews

Limit 22mm Womens Round Silver Analogue Watch with Silver Bracelet

22mm Womens Round Silver Analogue Watch with Silver Bracelet

Current sale price is £19.99

(Save £5)

Regular price was £24.99

4.7 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.