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Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Up to 40% off Bank Holiday Deals

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Kate Spade New York Flower Mini Pendant Necklace - Gold

Bank Holiday Deal

Kate Spade New York

Flower Mini Pendant Necklace - Gold

Current sale price is £55.75

Regular price was £80

(Save £24.25)

Emma Bridgewater Spell Books 1/2 Pint Mug

Emma Bridgewater

Spell Books 1/2 Pint Mug

£26

Kate Spade New York Heart Studs - Gold

Bank Holiday Deal

Kate Spade New York

Heart Studs - Gold

Current sale price is £36

Regular price was £50

(Save £14)

Kate Spade New York K As In Nylon Runner - Black

Bank Holiday Deal

Kate Spade New York

K As In Nylon Runner - Black

Current sale price is £136.75

Regular price was £195

(Save £58.25)

5 out of 5 stars

1 review

Kate Spade New York Do It All Zip Tote - Black

Bank Holiday Deal

Kate Spade New York

Do It All Zip Tote - Black

Current sale price is £236

Regular price was £295

(Save £59)

Kate Spade New York Sandie Flip Flop Sandals - Black

Bank Holiday Deal

Kate Spade New York

Sandie Flip Flop Sandals - Black

Current sale price is £68.25

Regular price was £95

(Save £26.75)

Kate Spade New York Halo Mini Bucket Bag - Cream

Bank Holiday Deal

Kate Spade New York

Halo Mini Bucket Bag - Cream

Current sale price is £276.50

Regular price was £395

(Save £118.50)

Kate Spade New York Breezy Slide Sandal - Black

Bank Holiday Deal

Kate Spade New York

Breezy Slide Sandal - Black

Current sale price is £87.50

Regular price was £125

(Save £37.50)

Kate Spade New York Deco Straw Small Tulip Tote - Beige

Kate Spade New York

Deco Straw Small Tulip Tote - Beige

Current sale price is £236

Regular price was £295

(Save £59)

Kate Spade New York Loop Shoulder Bag - Beige

Kate Spade New York

Loop Shoulder Bag - Beige

£350

Kate Spade New York Mini Bow Bracelet - Gold

Bank Holiday Deal

Kate Spade New York

Mini Bow Bracelet - Gold

Current sale price is £32

Regular price was £40

(Save £8)

Kate Spade New York Duo Suede Mini Shoulder Bag - Brown

Bank Holiday Deal

Kate Spade New York

Duo Suede Mini Shoulder Bag - Brown

Current sale price is £156

Regular price was £195

(Save £39)

Kate Spade New York Halo Mini Bucket - Black

Bank Holiday Deal

Kate Spade New York

Halo Mini Bucket - Black

Current sale price is £206.50

Regular price was £295

(Save £88.50)

Kate Spade New York Dash Tote - Natural

Bank Holiday Deal

Kate Spade New York

Dash Tote - Natural

Current sale price is £156

Regular price was £195

(Save £39)

Kate Spade New York Dash Nylon Tote Bag - Black

Bank Holiday Deal

Kate Spade New York

Dash Nylon Tote Bag - Black

Current sale price is £140.25

Regular price was £195

(Save £54.75)

Kate Spade New York Duo Pebbled Leather Crossbody Bag - White

Bank Holiday Deal

Kate Spade New York

Duo Pebbled Leather Crossbody Bag - White

Current sale price is £236

Regular price was £295

(Save £59)

Kate Spade New York Liv Convertible Shoulder Bag - Cream

Kate Spade New York

Liv Convertible Shoulder Bag - Cream

£295

Kate Spade New York Halo Pleated Wave Mini Bucket Bag - Southwest Desert

Bank Holiday Deal

Kate Spade New York

Halo Pleated Wave Mini Bucket Bag - Southwest Desert

Current sale price is £276.50

Regular price was £395

(Save £118.50)

Kate Spade New York Deco Suede Tulip Tote - Brown

Bank Holiday Deal

Kate Spade New York

Deco Suede Tulip Tote - Brown

Current sale price is £280.75

Regular price was £390

(Save £109.25)

Emma Bridgewater Halloween Toast & Marmalade Witch's Brew Small Mug

Emma Bridgewater

Halloween Toast & Marmalade Witch's Brew Small Mug

Current sale price is £20

Regular price was £25

(Save £5)

4.3 out of 5 stars

3 reviews

Emma Bridgewater Halloween Toast Little Witch 1/2 Pint Mug

Emma Bridgewater

Halloween Toast Little Witch 1/2 Pint Mug

£26

Emma Bridgewater Witches' Feet 1/2 Pint Mug

Emma Bridgewater

Witches' Feet 1/2 Pint Mug

£26

Kate Spade New York K As In Runner - Cream

Bank Holiday Deal

Kate Spade New York

K As In Runner - Cream

Current sale price is £117

Regular price was £195

(Save £78)

Kate Spade New York Flower Hinged Bangle - Gold

Kate Spade New York

Flower Hinged Bangle - Gold

Current sale price is £87

Regular price was £150

(Save £63)

1 out of 5 stars

1 review

Kate Spade New York Duo Crossbody Bag - Southwest Desert

Bank Holiday Deal

Kate Spade New York

Duo Crossbody Bag - Southwest Desert

Current sale price is £206.50

Regular price was £295

(Save £88.50)

Kate Spade New York Bond Mini Bag - Black

Bank Holiday Deal

Kate Spade New York

Bond Mini Bag - Black

Current sale price is £198

Regular price was £275

(Save £77)

Emma Bridgewater Cats & Pumpkins 1/2 Pint Mug

Emma Bridgewater

Cats & Pumpkins 1/2 Pint Mug

£26

Kate Spade New York Eloise Ankle Wrap Mule Flats - Cream

Bank Holiday Deal

Kate Spade New York

Eloise Ankle Wrap Mule Flats - Cream

Current sale price is £156

Regular price was £195

(Save £39)

Kate Spade New York Deco Small Tulip Tote - Black

Bank Holiday Deal

Kate Spade New York

Deco Small Tulip Tote - Black

Current sale price is £252

Regular price was £350

(Save £98)

Kate Spade New York Find The Silver Lining - Silver

Kate Spade New York

Find The Silver Lining - Silver

Current sale price is £30

Regular price was £40

(Save £10)

4.3 out of 5 stars

4 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.