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Free home delivery on orders £75+

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Nike Unisex Everyday Elevated Crew Socks 6 Pack - White

Unisex Everyday Elevated Crew Socks 6 Pack - White

Current sale price is £21

Regular price was £28

(Save £7)

5 out of 5 stars

2 reviews

Michael Kors Empire Three-Hand Gold-Tone Watch

Black Friday Price Promise >

Empire Three-Hand Gold-Tone Watch

Current sale price is £100

Regular price was £199

(Save £99)

Nike Unisex Everyday Elevated Crew Socks 6 Pack - Multi

Unisex Everyday Elevated Crew Socks 6 Pack - Multi

Current sale price is £21

Regular price was £28

(Save £7)

5 out of 5 stars

2 reviews

Huffy 16" Frozen Bike

16" Frozen Bike

Current sale price is £129.99

Regular price was £159.99

(Save £30)

4.5 out of 5 stars

2 reviews

Nike Mens Training Everyday Cushioned Crew Socks (3 Pack) - Multi

Black Friday Price Promise >

Mens Training Everyday Cushioned Crew Socks (3 Pack) - Multi

Current sale price is £12

Regular price was £15

(Save £3)

4 out of 5 stars

17 reviews

Huffy Vintage 14" Wheel Bike - Grey Matte

Vintage 14" Wheel Bike - Grey Matte

Current sale price is £109.99

Regular price was £129.99

(Save £20)

4.5 out of 5 stars

2 reviews

Michael Kors Pyper Two-Hand Gold-Tone Watch

Black Friday Price Promise >

Pyper Two-Hand Gold-Tone Watch

Current sale price is £175

Regular price was £319

(Save £144)

Nike Unisex Everyday Elevated Crew Socks 6 Pack - Black

Unisex Everyday Elevated Crew Socks 6 Pack - Black

Current sale price is £21

Regular price was £28

(Save £7)

5 out of 5 stars

1 review

Huffy Pro Thunder Single Speed 16 Inch Kids Bike - Charcoal Grey

Pro Thunder Single Speed 16 Inch Kids Bike - Charcoal Grey

Current sale price is £109.99

Regular price was £139.99

(Save £30)

1 out of 5 stars

1 review

Michael Kors Pyper Two-Hand Rose Gold-Tone Watch

Black Friday Price Promise >

Pyper Two-Hand Rose Gold-Tone Watch

Current sale price is £175

Regular price was £319

(Save £144)

Huffy 12" Disney Princess Bike

12" Disney Princess Bike

Current sale price is £99.99

Regular price was £139.99

(Save £40)

Michael Kors Chelsea Three-Hand Gold-Tone Watch

Black Friday Price Promise >

Chelsea Three-Hand Gold-Tone Watch

Current sale price is £164

Regular price was £219

(Save £55)

Michael Kors Women's Harlowe Three-Hand Gold-Tone Stainless Steel Watch, MK7651

Black Friday Price Promise >

Women's Harlowe Three-Hand Gold-Tone Stainless Steel Watch, MK7651

Current sale price is £120

Regular price was £239

(Save £119)

Huffy Disney Frozen Sound Ride-On Ice Cream Cart

Disney Frozen Sound Ride-On Ice Cream Cart

Current sale price is £190

Regular price was £199.99

(Save £9.99)

5 out of 5 stars

2 reviews

Michael Kors Corey Silver Pink Dial Three-Hand Watch

Black Friday Price Promise >

Corey Silver Pink Dial Three-Hand Watch

Current sale price is £100

Regular price was £199

(Save £99)

Nike Unisex Everyday Elevated Crew Socks 6 Pack - Multi

Black Friday Price Promise >

Unisex Everyday Elevated Crew Socks 6 Pack - Multi

Current sale price is £22.25

Regular price was £28

(Save £5.75)

5 out of 5 stars

2 reviews

Huffy So Sweet 20" Bike Pool Blue

So Sweet 20" Bike Pool Blue

Current sale price is £128

Regular price was £159.99

(Save £31.99)

2 out of 5 stars

2 reviews

Nike Mens Essential Micro Fibre 5 Pack Boxer Brief - Assorted

Mens Essential Micro Fibre 5 Pack Boxer Brief - Assorted

Current sale price is £42

Regular price was £56

(Save £14)

Huffy Pro Thunder 12" Bike Ion Blue

Pro Thunder 12" Bike Ion Blue

Current sale price is £96

Regular price was £119.99

(Save £23.99)

Michael Kors Maude Three-Hand Black Leather Watch

Black Friday Price Promise >

Maude Three-Hand Black Leather Watch

Current sale price is £112

Regular price was £149

(Save £37)

Michael Kors Callum Three-Hand Date Gunmetal Stainless Steel Watch (MK9290)

Black Friday Price Promise >

Callum Three-Hand Date Gunmetal Stainless Steel Watch (MK9290)

Current sale price is £110

Regular price was £219

(Save £109)

Michael Kors Lexington Three-Hand Two-Tone Watch

Black Friday Price Promise >

Lexington Three-Hand Two-Tone Watch

Current sale price is £164

Regular price was £219

(Save £55)

Michael Kors Men's Callum Three-Hand Date Gold-Tone Stainless Steel Watch, MK9288

Black Friday Price Promise >

Men's Callum Three-Hand Date Gold-Tone Stainless Steel Watch, MK9288

Current sale price is £110

Regular price was £219

(Save £109)

Michael Kors Harlowe Three-Hand Watch

Black Friday Price Promise >

Harlowe Three-Hand Watch

Current sale price is £135

Regular price was £269

(Save £134)

Michael Kors Women's MK Empire Three-Hand Stainless Steel Watch, MK7650

Black Friday Price Promise >

Women's MK Empire Three-Hand Stainless Steel Watch, MK7650

Current sale price is £100

Regular price was £199

(Save £99)

Nike Mens V5 RNR Trainers - Multi

Mens V5 RNR Trainers - Multi

Current sale price is £60

Regular price was £80

(Save £20)

Michael Kors Lexington Multifunction Beige Gold-Tone Stainless Steel Watch

Black Friday Price Promise >

Lexington Multifunction Beige Gold-Tone Stainless Steel Watch

Current sale price is £179

Regular price was £239

(Save £60)

Polly Pocket KPop Demon Hunters Saja Boys Micro Doll 5-Pack with Soda Can Capsules

KPop Demon Hunters Saja Boys Micro Doll 5-Pack with Soda Can Capsules

£16.99

4.4 out of 5 stars

24 reviews

Nike Youth Phantom 6 Low Pro Firm Ground Football Boots - Pink/White

Black Friday Price Promise >

Youth Phantom 6 Low Pro Firm Ground Football Boots - Pink/White

Current sale price is £66

Regular price was £110

(Save £44)

2.5 out of 5 stars

4 reviews

Michael Kors Georgie Two-Hand Gold-Tone Watch

Black Friday Price Promise >

Georgie Two-Hand Gold-Tone Watch

Current sale price is £292

Regular price was £389

(Save £97)

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.