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Free home delivery on orders £75+

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Shop the brands you love

Pay later with Very Pay

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L.O.L Surprise!28

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Made By Mitchell8

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Manchester City11

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Summerhouse by Navigate1

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Streetwize Accessories9

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Studio Creator9

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Teenage Mutant Ninja Turtles12

Ten Percent Club13

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The Fine Bedding Company38

The Inside Edit1

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The Little Linen Company3

The Love Collection438

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The Very Collection9292

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Thomas & Friends9

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TLC Sport Performance1

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UNDER ARMOUR779

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University Games34

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V by Very Curve1

Versace Jeans Couture29

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Vida Designs257

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Waffle the Wonderdog1

Weekend Offender147

Western Digital3

William Morris2

William Morris at Home101

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Y

Yankee Candle102

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Zavetti Canada91

£100 - £25014

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Washable Rugs38

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Scruffs Pyrenees Cat Scratching Tree - Taupe

Black Friday Price Promise >

Pyrenees Cat Scratching Tree - Taupe

Current sale price is £120

Regular price was £160

(Save £40)

5 out of 5 stars

1 review

Kukoon Flatwoven Washable Distressed Renaissance Grey Beige Rug - Fleur

Black Friday Price Promise >

Flatwoven Washable Distressed Renaissance Grey Beige Rug - Fleur

Current sale price is From £56

Regular price was From £70

(Save up to £73)

1 out of 5 stars

1 review

Scruffs Alpine Box Bed -Taupe

Black Friday Price Promise >

Alpine Box Bed -Taupe

Current sale price is From £34

Regular price was From £45

(Save up to £20)

5 out of 5 stars

2 reviews

Scruffs Oxford Orthopaedic Mattress - Camel

Black Friday Price Promise >

Oxford Orthopaedic Mattress - Camel

Current sale price is From £28

Regular price was From £40

(Save up to £25)

5 out of 5 stars

8 reviews

Scruffs Oxford Orthopaedic Mattress - Silver

Black Friday Price Promise >

Oxford Orthopaedic Mattress - Silver

Current sale price is From £28

Regular price was From £40

(Save up to £25)

4.8 out of 5 stars

8 reviews

Kukoon Soft Washable Red Antique Rug - Eliza

Black Friday Price Promise >

Soft Washable Red Antique Rug - Eliza

Current sale price is From £64

Regular price was From £80

(Save up to £84)

Kukoon Soft Washable Cream Vintage Rug - Adeline

Soft Washable Cream Vintage Rug - Adeline

From £115

5 out of 5 stars

1 review

Kukoon Soft Washable Green Leaf Print Rug - Sylvan

Black Friday Price Promise >

Soft Washable Green Leaf Print Rug - Sylvan

Current sale price is From £64

Regular price was From £80

(Save up to £65)

Kukoon Washable Vintage Green Jute Style Rug - Cova

Washable Vintage Green Jute Style Rug - Cova

From £115

5 out of 5 stars

1 review

Scruffs Snuggle Blanket

Black Friday Price Promise >

Available in sand, green coloursAvailable in sand, green coloursAvailable in sand, green coloursAvailable in sand, green coloursAvailable in sand, green colours

Snuggle Blanket

Current sale price is £17

Regular price was £22

(Save £5)

4.9 out of 5 stars

7 reviews

Scruffs Alpine Mattress Champagne - Large

Black Friday Price Promise >

Alpine Mattress Champagne - Large

Current sale price is £35

Regular price was £70

(Save £35)

Kukoon Soft Washable Red Plum Vintage Rug - Violet

Black Friday Price Promise >

Soft Washable Red Plum Vintage Rug - Violet

Current sale price is From £64

Regular price was From £80

(Save up to £84)

Kukoon Soft Washable Green Motif Rug - Pippa

Soft Washable Green Motif Rug - Pippa

From £80

Kukoon Flatwoven Washable Traditional Distressed Beige Rug - Zoe

Flatwoven Washable Traditional Distressed Beige Rug - Zoe

From £70

Kukoon Soft Washable Vintage Greige Rug - Elsie

Soft Washable Vintage Greige Rug - Elsie

From £80

Kukoon Flatwoven Washable Distressed Blue Damask Rug - Bala

Black Friday Price Promise >

Flatwoven Washable Distressed Blue Damask Rug - Bala

Current sale price is From £56

Regular price was From £70

(Save up to £73)

Kukoon Flatwoven Washable Distressed Beige Area Rug - Tolka

Black Friday Price Promise >

Flatwoven Washable Distressed Beige Area Rug - Tolka

Current sale price is From £56

Regular price was From £70

(Save up to £55)

Scruffs Pyrenees Cat Scratching Tree - Cream

Black Friday Price Promise >

Pyrenees Cat Scratching Tree - Cream

Current sale price is £122

Regular price was £160

(Save £38)

Kukoon Washable Blue Heritage Runner - Sonder

Black Friday Price Promise >

Washable Blue Heritage Runner - Sonder

Current sale price is From £116

Regular price was From £145

(Save up to £83)

Kukoon Soft Washable Multicolour Rug - Delphine

Black Friday Price Promise >

Soft Washable Multicolour Rug - Delphine

Current sale price is From £92

Regular price was From £115

(Save up to £65)

Kukoon Washable Checkerboard Jute Style Rug - Noa

Black Friday Price Promise >

Washable Checkerboard Jute Style Rug - Noa

Current sale price is From £56

Regular price was From £70

(Save up to £73)

Kukoon Washable Terracotta Vintage Rug - Sisu

Black Friday Price Promise >

Washable Terracotta Vintage Rug - Sisu

Current sale price is From £116

Regular price was From £145

(Save up to £83)

Kukoon Soft Washable Multicolour Vintage Rug - Amelia

Black Friday Price Promise >

Soft Washable Multicolour Vintage Rug - Amelia

Current sale price is From £64

Regular price was From £80

(Save up to £65)

Kukoon Soft Washable Heritage Brown Rug - Winnie

Soft Washable Heritage Brown Rug - Winnie

From £80

Kukoon Caoimhe Serene Rug

Caoimhe Serene Rug

From £145

Kukoon Soft Washable Beige Geometric Rug - Faye

Black Friday Price Promise >

Soft Washable Beige Geometric Rug - Faye

Current sale price is From £64

Regular price was From £80

(Save up to £84)

Kukoon Soft Washable Black Zebra Print Rug - Ida

Soft Washable Black Zebra Print Rug - Ida

From £80

Kukoon Washable Pink Medallion Rug - Dusk

Washable Pink Medallion Rug - Dusk

From £145

Scruffs Amalfi Box Bed (M)

Black Friday Price Promise >

Amalfi Box Bed (M)

Current sale price is From £30

Regular price was From £39

(Save up to £16)

Scruffs Wilton Box Bed Navy

Black Friday Price Promise >

Wilton Box Bed Navy

Current sale price is From £23

Regular price was From £30

(Save up to £15)

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.