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Made By Mitchell8

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Teenage Mutant Ninja Turtles12

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V by Very Curve1

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Waffle the Wonderdog1

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Yankee Candle102

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Zavetti Canada89

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Jon Richard Silver Crystal Heart Trio Set - Gift Box

Black Friday Price Promise >

Silver Crystal Heart Trio Set - Gift Box

Current sale price is £21

Regular price was £30

(Save £9)

5 out of 5 stars

1 review

Jon Richard Gold Plated And Crystal Heart Trio Set - Gift Box

Black Friday Price Promise >

Gold Plated And Crystal Heart Trio Set - Gift Box

Current sale price is £21

Regular price was £35

(Save £14)

Jon Richard Gold Plated Crystal Clover Trio Set - Gift Boxed

Black Friday Price Promise >

Gold Plated Crystal Clover Trio Set - Gift Boxed

Current sale price is £21

Regular price was £30

(Save £9)

4.2 out of 5 stars

6 reviews

Imaginext Disney and Pixar Toy Story Pizza Planet Truck with Buzz Lightyear & Alien Action Figures

Disney and Pixar Toy Story Pizza Planet Truck with Buzz Lightyear & Alien Action Figures

Current sale price is £18.99

Regular price was £25.99

(Save £7)

4.8 out of 5 stars

47 reviews

Fusion Strata Textured Dim Out Eyelet Curtains

+9 colours+8 colours+7 colours+6 colours+5 colours

Available in natural, charcoal, green and 9 more coloursAvailable in natural, charcoal, green, blush and 8 more coloursAvailable in natural, charcoal, green, blush, silver and 7 more coloursAvailable in natural, charcoal, green, blush, silver, ochre and 6 more coloursAvailable in natural, charcoal, green, blush, silver, ochre, navy and 5 more colours

Strata Textured Dim Out Eyelet Curtains

From £20

4 out of 5 stars

396 reviews

Loungefly Toy Story 5 Characters Mini Backpack - Multi

Black Friday Price Promise >

Toy Story 5 Characters Mini Backpack - Multi

Current sale price is £49.99

Regular price was £79.99

(Save £30)

Imaginext Toy Story 3-in-1 Transforming Buzz Lightyear Ship

Toy Story 3-in-1 Transforming Buzz Lightyear Ship

Current sale price is £44.99

Regular price was £59.99

(Save £15)

Jon Richard Sapphire And Crystal Twist Drop Jewellery Set

Black Friday Price Promise >

Sapphire And Crystal Twist Drop Jewellery Set

Current sale price is £25

Regular price was £30

(Save £5)

4.9 out of 5 stars

28 reviews

Imaginext Disney and Pixar Toy Story Andy's Room Pack, Set with 7 Action Figures & 3 Accessories

Disney and Pixar Toy Story Andy's Room Pack, Set with 7 Action Figures & 3 Accessories

£24.99

4.8 out of 5 stars

22 reviews

Jon Richard Silver Plated Crystal Infinity Jewellery Set

Black Friday Price Promise >

Silver Plated Crystal Infinity Jewellery Set

Current sale price is £21

Regular price was £30

(Save £9)

4.2 out of 5 stars

15 reviews

Loungefly Toy Story 5 Aliens Charm Crossbody Bag

Black Friday Price Promise >

Toy Story 5 Aliens Charm Crossbody Bag

Current sale price is £44.99

Regular price was £74.99

(Save £30)

Imaginext Figures Inspired by Disney and Pixar Toy Story Movies, 3-inch

Figures Inspired by Disney and Pixar Toy Story Movies, 3-inch

Current sale price is £19.99

Regular price was £21.99

(Save £2)

Loungefly K-Pop Demon Hunters Huntrix Mini Backpack

Black Friday Price Promise >

K-Pop Demon Hunters Huntrix Mini Backpack

Current sale price is £49.99

Regular price was £79.99

(Save £30)

5 out of 5 stars

1 review

Jon Richard Gold Plated and Crystal Open Knot Set - Gift Box

Black Friday Price Promise >

Gold Plated and Crystal Open Knot Set - Gift Box

Current sale price is £25

Regular price was £30

(Save £5)

Jon Richard Simply Silver 925 Sterling Silver Solitaire Set - Gift Box

Black Friday Price Promise >

Simply Silver 925 Sterling Silver Solitaire Set - Gift Box

Current sale price is £52

Regular price was £65

(Save £13)

Jon Richard Simply Silver 925 Sterling Silver Pave Infinity Set - Gift Box

Black Friday Price Promise >

Simply Silver 925 Sterling Silver Pave Infinity Set - Gift Box

Current sale price is £52

Regular price was £65

(Save £13)

GANT Mens Active Cloud Padded Hood Zip Jacket - Black

Mens Active Cloud Padded Hood Zip Jacket - Black

£270

Fusion Celeste Reversible Duvet Cover Set

Celeste Reversible Duvet Cover Set

From £20

2.7 out of 5 stars

3 reviews

Jon Richard Simply Silver 925 Sterling Silver Open Circle Set - Gift Box

Black Friday Price Promise >

Simply Silver 925 Sterling Silver Open Circle Set - Gift Box

Current sale price is £52

Regular price was £65

(Save £13)

Reviber Circulation STIM Lower Leg & Foot Exerciser

Circulation STIM Lower Leg & Foot Exerciser

£119.99

Jon Richard Gold Plated Cubic Zirconia Open Clover Set - Gift Box

Black Friday Price Promise >

Gold Plated Cubic Zirconia Open Clover Set - Gift Box

Current sale price is £25

Regular price was £30

(Save £5)

5 out of 5 stars

1 review

GANT Mens Crew Neck Rib Trim Jumper - Navy

Mens Crew Neck Rib Trim Jumper - Navy

£110

Fusion Gothic Skulls Duvet Cover Set In Black

Gothic Skulls Duvet Cover Set In Black

From £20

4 out of 5 stars

2 reviews

GANT Mens Removable Hood Water-Repellent Padded Jacket - Navy

Mens Removable Hood Water-Repellent Padded Jacket - Navy

£270

Fusion Cosy Leopard -sherpa Reverse Double Duvet Cover Set

Cosy Leopard -sherpa Reverse Double Duvet Cover Set

From £20

4.8 out of 5 stars

5 reviews

GANT Regular Fit Shield Short Sleeve T-Shirt - Light Green

Black Friday Price Promise >

Regular Fit Shield Short Sleeve T-Shirt - Light Green

Current sale price is £24.75

Regular price was £40

(Save £15.25)

Reviber Advanced Dual Function Motorised Mini Elliptical Bike

Advanced Dual Function Motorised Mini Elliptical Bike

£150

5 out of 5 stars

1 review

Fusion Festive Fancy Festive Christmas Duvet Cover Set

Festive Fancy Festive Christmas Duvet Cover Set

From £20

Jon Richard Simply Silver 925 Sterling Silver Bezel Heart Heart Necklace - Gift Pouch

Black Friday Price Promise >

Simply Silver 925 Sterling Silver Bezel Heart Heart Necklace - Gift Pouch

Current sale price is £36

Regular price was £45

(Save £9)

Jon Richard Gold Plated Cubic Zirconia Cross Set - Gift Box

Black Friday Price Promise >

Gold Plated Cubic Zirconia Cross Set - Gift Box

Current sale price is £21

Regular price was £30

(Save £9)

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.