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Teenage Mutant Ninja Turtles16

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Simba Hybrid Mattress

Bank Holiday Deal

Hybrid Mattress

From £699

4.8 out of 5 stars

5.3k reviews

Michael Kors Womens Baguette Stretch Tennis Bracelet, MKJ8614040

Bank Holiday Deal

Womens Baguette Stretch Tennis Bracelet, MKJ8614040

Current sale price is £47

Regular price was £59

(Save £12)

Bank Holiday Deal

Womens Logo Bangle Bracelet, MKJ8615710

Current sale price is £71

Regular price was £89

(Save £18)

Simba Hybrid Luxe Rolled Mattress

Bank Holiday Deal

Hybrid Luxe Rolled Mattress

From £1249

4.8 out of 5 stars

4.3k reviews

Michael Kors Sexy Amber EDP 50ml

Bank Holiday Deal

Sexy Amber EDP 50ml

Current sale price is £45

Regular price was £61

(Save £16)

4.7 out of 5 stars

3 reviews

Flexi New comfort Blue Large 8m Tape

New comfort Blue Large 8m Tape

£36

5 out of 5 stars

3 reviews

Hot Diamonds Tender Bangle

Bank Holiday Deal

Tender Bangle

Current sale price is £251

Regular price was £299

(Save £48)

Simba Hybrid Pro Mattress

Bank Holiday Deal

Hybrid Pro Mattress

From £899

4.8 out of 5 stars

8.3k reviews

Michael Kors Womens Baguette Stretch Tennis Bracelet, MKJ8614710

Bank Holiday Deal

Womens Baguette Stretch Tennis Bracelet, MKJ8614710

Current sale price is £47

Regular price was £59

(Save £12)

Hot Diamonds Hdxgem Tender Statement Ring - Gold

Bank Holiday Deal

Hdxgem Tender Statement Ring - Gold

Current sale price is £105

Regular price was £125

(Save £20)

5 out of 5 stars

1 review

Hot Diamonds String Pendant

String Pendant

£129

Hot Diamonds Hdxgem Tender Stud Earrings - Gold

Bank Holiday Deal

Hdxgem Tender Stud Earrings - Gold

Current sale price is £50

Regular price was £59

(Save £9)

5 out of 5 stars

2 reviews

Bank Holiday Deal

Logo Pendant Necklace

Current sale price is £56

Regular price was £79

(Save £23)

5 out of 5 stars

1 review

Michael Kors Pour Homme Absolu EDP 100ml Vapo

Bank Holiday Deal

Pour Homme Absolu EDP 100ml Vapo

Current sale price is £82

Regular price was £103

(Save £21)

5 out of 5 stars

5 reviews

Hot Diamonds Fine V Bracelet

Fine V Bracelet

£89

Hot Diamonds Solitaite Oblong Earrings - Teardrop - YGP

Solitaite Oblong Earrings - Teardrop - YGP

£109

Hot Diamonds HD X GE Revolve Necklace

Bank Holiday Deal

HD X GE Revolve Necklace

Current sale price is £134

Regular price was £159

(Save £25)

Michael Kors Wonderlust EDP 30ml Vapo

Bank Holiday Deal

Wonderlust EDP 30ml Vapo

Current sale price is £34

Regular price was £47

(Save £13)

4.5 out of 5 stars

13 reviews

Michael Kors Gorgeous EDP 30ml

Gorgeous EDP 30ml

£47

4.8 out of 5 stars

17 reviews

Michael Kors MK Pour Femme Absolu EDP 100ml

Bank Holiday Deal

MK Pour Femme Absolu EDP 100ml

Current sale price is £92

Regular price was £108

(Save £16)

5 out of 5 stars

2 reviews

Hot Diamonds Trio Ring - Tri-Colour - Multi

Bank Holiday Deal

Trio Ring - Tri-Colour - Multi

Current sale price is £125

Regular price was £149

(Save £24)

4 out of 5 stars

2 reviews

Michael Kors MK Pour Homme EDP 30ml

MK Pour Homme EDP 30ml

£60

Hot Diamonds Double T Bar Bangle - YGP

Double T Bar Bangle - YGP

£329

Hot Diamonds String Bangle - YGP

String Bangle - YGP

£329

Michael Kors Wonderlust EDP 50ml Vapo

Bank Holiday Deal

Wonderlust EDP 50ml Vapo

Current sale price is £56

Regular price was £66

(Save £10)

4.8 out of 5 stars

6 reviews

Hot Diamonds Rectangle Locket

Rectangle Locket

£169

Hot Diamonds Square Locket - YGP

Square Locket - YGP

£199

Hot Diamonds White Topaz Solitaire Necklace - Multi

White Topaz Solitaire Necklace - Multi

£89

Hot Diamonds Aurora Ring

Bank Holiday Deal

Aurora Ring

Current sale price is £67

Regular price was £79

(Save £12)

Michael Kors MK Pour Femme EDP 100ml

Bank Holiday Deal

MK Pour Femme EDP 100ml

Current sale price is £92

Regular price was £108

(Save £16)

4.3 out of 5 stars

30 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.