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Free home delivery on orders £75+

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Joules Womens Matilda Fleece Tie Waist Dressing Gown - Navy

Black Friday Price Promise >

Womens Matilda Fleece Tie Waist Dressing Gown - Navy

Current sale price is £48.25

Regular price was £69

(Save £20.75)

RYOBI RJSC18-0 18V ONE+ Cordless Jump Starter (Bare Tool)

Black Friday Price Promise >

RJSC18-0 18V ONE+ Cordless Jump Starter (Bare Tool)

Current sale price is £138

Regular price was £170

(Save £32)

5 out of 5 stars

2 reviews

Joules Womens Wistow Cleated Sole Buckle Strap Wellington Boots - Blue

Black Friday Price Promise >

Womens Wistow Cleated Sole Buckle Strap Wellington Boots - Blue

Current sale price is £40

Regular price was £58

(Save £18)

Zombie Plague BMX Boys Bike

Plague BMX Boys Bike

Current sale price is £127.99

Regular price was £159.99

(Save £32)

4.1 out of 5 stars

8 reviews

Joules Womens Edie Zip-Top Crossbody Bag - Chocolate Brown

Womens Edie Zip-Top Crossbody Bag - Chocolate Brown

£29

Joules Moorsdale Reversible Navy Puffer Coat

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Moorsdale Reversible Navy Puffer Coat

Current sale price is From £20

Regular price was From £26

(Save up to £7)

4 out of 5 stars

2 reviews

Joules Moorsdale Reversible Ketchup Puffer Coat

Black Friday Price Promise >

Moorsdale Reversible Ketchup Puffer Coat

Current sale price is From £20

Regular price was From £26

(Save up to £7)

4 out of 5 stars

5 reviews

Joules Womens Faux-Fur Trim Dog Embroidery Mule Slippers - Pink

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Womens Faux-Fur Trim Dog Embroidery Mule Slippers - Pink

Current sale price is £16.75

Regular price was £24.95

(Save £8.20)

Scruff-A-Luvs ScruffaLuvs Unicorn Scruffs Single Pack

ScruffaLuvs Unicorn Scruffs Single Pack

Current sale price is £16.99

Regular price was £19.99

(Save £3)

4.4 out of 5 stars

19 reviews

Joules Womens Moorsdale Showerproof Padded Mid Length Coat - Navy

Womens Moorsdale Showerproof Padded Mid Length Coat - Navy

£89

Joules Womens Edie Red Check Faux Leather Trim Crossbody Bag - Red

Womens Edie Red Check Faux Leather Trim Crossbody Bag - Red

£32

Joules Womens Slippet Luxe Faux Fur Trim Mule Slippers - Navy

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Womens Slippet Luxe Faux Fur Trim Mule Slippers - Navy

Current sale price is £16.75

Regular price was £24.95

(Save £8.20)

5 out of 5 stars

1 review

Joules Womens Raindance Chunky Waterproof Ankle Wellies - Chocolate Brown

Womens Raindance Chunky Waterproof Ankle Wellies - Chocolate Brown

£29

Joules Festival Floral Packaway Jacket

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Festival Floral Packaway Jacket

Current sale price is From £14

Regular price was From £18

(Save up to £5)

4.5 out of 5 stars

2 reviews

Joules Womens Trent Faux Leather Detachable Strap Cross-Body Bag - Port

Womens Trent Faux Leather Detachable Strap Cross-Body Bag - Port

£39

Joules Womens Windborough Longline Hooded Padded Coat - Navy

Womens Windborough Longline Hooded Padded Coat - Navy

£139

Joules Khaki Drying Coat

Black Friday Price Promise >

Khaki Drying Coat

Current sale price is From £21

Regular price was From £28

(Save up to £7)

5 out of 5 stars

2 reviews

Scruff-A-Luvs ScruffaLuvs Mom & Baby Single Pack

ScruffaLuvs Mom & Baby Single Pack

Current sale price is £25.99

Regular price was £29.99

(Save £4)

4.8 out of 5 stars

217 reviews

Joules Womens Edie Leopard Print Zip Crossbody Bag - Brown

Womens Edie Leopard Print Zip Crossbody Bag - Brown

£32

Joules Womens Rusland Tweed Check Funnel Neck Coat - Red

Womens Rusland Tweed Check Funnel Neck Coat - Red

£199

Joules Women's Holly Knitted Vest - Tan

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Women's Holly Knitted Vest - Tan

Current sale price is £24.75

Regular price was £40

(Save £15.25)

Joules Women's Barn Jacket - Tan Brown

Black Friday Price Promise >

Women's Barn Jacket - Tan Brown

Current sale price is £42.25

Regular price was £79

(Save £36.75)

4.7 out of 5 stars

3 reviews

Joules Women's Chessington Quilted Coat - Chocolate Brown

Women's Chessington Quilted Coat - Chocolate Brown

Current sale price is £89.25

Regular price was £119

(Save £29.75)

Joules Womens Aspen Belted Faux-Fur Trim Puffer Jacket - Brown

Womens Aspen Belted Faux-Fur Trim Puffer Jacket - Brown

£169

Joules Blackwatch Check Packaway Jacket

Black Friday Price Promise >

Blackwatch Check Packaway Jacket

Current sale price is From £14

Regular price was From £18

(Save up to £5)

Joules Womens Houghton Buckle Detail Pull-On Wellington Boots - Brown

Womens Houghton Buckle Detail Pull-On Wellington Boots - Brown

Current sale price is £45

Regular price was £60

(Save £15)

Joules Women's Ribbed Cotton Blend Polo Top with Button Placket - Chocolate Brown

Black Friday Price Promise >

Women's Ribbed Cotton Blend Polo Top with Button Placket - Chocolate Brown

Current sale price is £26.75

Regular price was £39

(Save £12.25)

Joules Chesterfield Pet Bed - Burgundy

Black Friday Price Promise >

Chesterfield Pet Bed - Burgundy

Current sale price is From £34

Regular price was From £45

(Save up to £16)

5 out of 5 stars

2 reviews

Joules Womens Edie Check Zip Top Tote Bag - Beige

Womens Edie Check Zip Top Tote Bag - Beige

£45

Joules Womens Heritage Borg High Collar Zip Jacket - Navy

Womens Heritage Borg High Collar Zip Jacket - Navy

£85

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.