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Teenage Mutant Ninja Turtles15

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Havaianas Maxi Puffed Up Flip Flop - Black

Maxi Puffed Up Flip Flop - Black

£45

5 out of 5 stars

1 review

Nokia 235 4G - Blue

Bank Holiday Deal

235 4G - Blue

Current sale price is £52.99

Regular price was £64.99

(Save £12)

3.7 out of 5 stars

3 reviews

Havaianas Maxi Puffed Up Flip Flop - Golden

Maxi Puffed Up Flip Flop - Golden

£45

Havaianas Top Glow Flip Flop - Rust

Top Glow Flip Flop - Rust

£40

5 out of 5 stars

1 review

Nokia 225 4G Mobile - Dark Blue

Bank Holiday Deal

225 4G Mobile - Dark Blue

Current sale price is £49.99

Regular price was £59.99

(Save £10)

5 out of 5 stars

1 review

Havaianas Top Glow Flip Flop - Buttercream

Top Glow Flip Flop - Buttercream

£40

5 out of 5 stars

1 review

Havaianas Luna Sandals - Rose Gold

Bank Holiday Deal

Luna Sandals - Rose Gold

Current sale price is £25.50

Regular price was £32

(Save £6.50)

5 out of 5 stars

3 reviews

Havaianas Slim Point Flip Flop - Pink Gum/Tropical Coral

Bank Holiday Deal

Slim Point Flip Flop - Pink Gum/Tropical Coral

Current sale price is £26.50

Regular price was £34

(Save £7.50)

5 out of 5 stars

1 review

Nokia 225 4G Pink

Bank Holiday Deal

225 4G Pink

Current sale price is £49.99

Regular price was £59.99

(Save £10)

3 out of 5 stars

2 reviews

Havaianas Slim Point Glitter Flip Flop - Canyon Clay/Blossom

Bank Holiday Deal

Slim Point Glitter Flip Flop - Canyon Clay/Blossom

Current sale price is £30

Regular price was £40

(Save £10)

Havaianas Luna Point Flip Flop - Rust/Black

Bank Holiday Deal

Luna Point Flip Flop - Rust/Black

Current sale price is £26.50

Regular price was £34

(Save £7.50)

5 out of 5 stars

1 review

Havaianas Luna Point Flip Flop - Gold/Pink Gum

Bank Holiday Deal

Luna Point Flip Flop - Gold/Pink Gum

Current sale price is £25.50

Regular price was £34

(Save £8.50)

Nokia 110 4G, Dual SIM Mobile - Blue

Bank Holiday Deal

110 4G, Dual SIM Mobile - Blue

Current sale price is £34.99

Regular price was £39.99

(Save £5)

5 out of 5 stars

8 reviews

Havaianas Slide Strap

Bank Holiday Deal

Slide Strap

Current sale price is £36

Regular price was £45

(Save £9)

Nokia 3210 4G - Scuba Blue

Bank Holiday Deal

3210 4G - Scuba Blue

Current sale price is £59.99

Regular price was £74.99

(Save £15)

4 out of 5 stars

3 reviews

Havaianas Slim Glow Flip Flop - Sunset Orange

Bank Holiday Deal

Slim Glow Flip Flop - Sunset Orange

Current sale price is £28.75

Regular price was £40

(Save £11.25)

Havaianas Luna Puffed Up Flip Flop - Black

Bank Holiday Deal

Luna Puffed Up Flip Flop - Black

Current sale price is £32

Regular price was £40

(Save £8)

2.3 out of 5 stars

3 reviews

Nokia 105 2G, Dual SIM Mobile - Charcoal

105 2G, Dual SIM Mobile - Charcoal

£24.99

4.4 out of 5 stars

8 reviews

Havaianas Square Jelly Flip Flop - Buttercream

Bank Holiday Deal

Square Jelly Flip Flop - Buttercream

Current sale price is £25.50

Regular price was £34

(Save £8.50)

Havaianas Luna Sandals - Black

Bank Holiday Deal

Luna Sandals - Black

Current sale price is £25.50

Regular price was £32

(Save £6.50)

5 out of 5 stars

3 reviews

Havaianas Maxi Puffed Up Flip Flop - Canyon Clay

Maxi Puffed Up Flip Flop - Canyon Clay

£45

Nokia 110 4G, Dual SIM Mobile- Purple

Bank Holiday Deal

110 4G, Dual SIM Mobile- Purple

Current sale price is £34.99

Regular price was £39.99

(Save £5)

3 out of 5 stars

2 reviews

Havaianas Slim Glow Flip Flop - Dark Brown

Slim Glow Flip Flop - Dark Brown

£40

5 out of 5 stars

1 review

Havaianas Puffed Up Flip Flop - Caja Yellow

Bank Holiday Deal

Puffed Up Flip Flop - Caja Yellow

Current sale price is £27

Regular price was £34

(Save £7)

Havaianas Luna Puffed Up Flip Flop - Buttercream

Bank Holiday Deal

Luna Puffed Up Flip Flop - Buttercream

Current sale price is £30

Regular price was £40

(Save £10)

1 out of 5 stars

1 review

Nokia 3210 4G - Y2K Gold

Bank Holiday Deal

3210 4G - Y2K Gold

Current sale price is £59.99

Regular price was £74.99

(Save £15)

1 out of 5 stars

2 reviews

Havaianas Slide Zero

Slide Zero

£36

Havaianas Luna Puffed Up Flip Flop - Tropical Coral

Bank Holiday Deal

Luna Puffed Up Flip Flop - Tropical Coral

Current sale price is £27

Regular price was £40

(Save £13)

4 out of 5 stars

1 review

Havaianas Slide Zero

Slide Zero

£36

Havaianas Top Mix Flip Flops - Black

Top Mix Flip Flops - Black

£28

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.