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Free home delivery on orders £75+

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Jon Richard Silver Crystal Heart Trio Set - Gift Box

Black Friday Price Promise >

Silver Crystal Heart Trio Set - Gift Box

Current sale price is £21

Regular price was £30

(Save £9)

5 out of 5 stars

1 review

Hot Wheels Monster Trucks Live 8-Pack 1:64 Scale Die-Cast Vehicles

Black Friday Price Promise >

Monster Trucks Live 8-Pack 1:64 Scale Die-Cast Vehicles

Current sale price is £24.99

Regular price was £46.99

(Save £22)

5 out of 5 stars

7 reviews

Hot Wheels 24 Surprises Hot Wheels Advent Calendar Playset

24 Surprises Hot Wheels Advent Calendar Playset

Current sale price is £14.99

Regular price was £19.99

(Save £5)

5 out of 5 stars

1 review

Hot Wheels City Creatures Carry Case Truck

Black Friday Price Promise >

City Creatures Carry Case Truck

Current sale price is £12.99

Regular price was £24.99

(Save £12)

5 out of 5 stars

3 reviews

Hot Wheels Two-Lane Raceway Ultimate Hauler Car City Playset

Two-Lane Raceway Ultimate Hauler Car City Playset

Current sale price is £29.99

Regular price was £54.99

(Save £25)

5 out of 5 stars

3 reviews

Hot Wheels Formula 1 Downhill Circuit Race Track Set

Black Friday Price Promise >

Formula 1 Downhill Circuit Race Track Set

Current sale price is £49.99

Regular price was £79.99

(Save £30)

5 out of 5 stars

2 reviews

Nothing Phone (4a) - 12GB RAM + 256GB Storage

+1 colour

Available in pink, black, blue, white coloursAvailable in pink, black, blue, white coloursAvailable in pink, black, blue, white coloursAvailable in pink, black, blue, white coloursAvailable in pink, black, blue, white colours

Phone (4a) - 12GB RAM + 256GB Storage

£449

5 out of 5 stars

2 reviews

Hot Wheels Themed 5-Pack Toy Car Set Die-Cast Vehicles

Themed 5-Pack Toy Car Set Die-Cast Vehicles

Current sale price is £6.99

Regular price was £11.99

(Save £5)

5 out of 5 stars

29 reviews

Hot Wheels Ferrari 1:64 Scale 5-Pack Die-Cast Toy Cars

Ferrari 1:64 Scale 5-Pack Die-Cast Toy Cars

Current sale price is £7.99

Regular price was £11.99

(Save £4)

5 out of 5 stars

1 review

Helly Hansen Womens W Crew Hooded Midl Jacket 2.0 - Navy

Womens W Crew Hooded Midl Jacket 2.0 - Navy

Current sale price is £131.25

Regular price was £175

(Save £43.75)

5 out of 5 stars

2 reviews

Helly Hansen Womens Snowplay Ski Jacket - Red

Black Friday Price Promise >

Womens Snowplay Ski Jacket - Red

Current sale price is £104

Regular price was £260

(Save £156)

5 out of 5 stars

1 review

Mini Verse Make It Mini: Taco Bell Tabletop Restaurant Playset

Make It Mini: Taco Bell Tabletop Restaurant Playset

£36.99

5 out of 5 stars

1 review

Hot Wheels Monster Trucks Colossal Mega-Wrex Toy Truck, Large-Scale Vehicle with Big Wheels

Monster Trucks Colossal Mega-Wrex Toy Truck, Large-Scale Vehicle with Big Wheels

Current sale price is £17

Regular price was £24.99

(Save £7.99)

5 out of 5 stars

10 reviews

Helly Hansen Womens Active Puffy Parka - Green

Black Friday Price Promise >

Womens Active Puffy Parka - Green

Current sale price is £88

Regular price was £220

(Save £132)

5 out of 5 stars

1 review

Hot Wheels Premium Formula 1 2-Pack of 1:64 Scale Cars, McLaren Formula 1 Team of Piastri & Norris

Premium Formula 1 2-Pack of 1:64 Scale Cars, McLaren Formula 1 Team of Piastri & Norris

Current sale price is £14.99

Regular price was £21.99

(Save £7)

5 out of 5 stars

1 review

Ravel Stanton Square Toe Black Knee Boot - Black

Stanton Square Toe Black Knee Boot - Black

£85

5 out of 5 stars

2 reviews

Ravel Ashington Zip Through Knee High Riding Boot - Brown

Ashington Zip Through Knee High Riding Boot - Brown

£130

5 out of 5 stars

1 review

Mini Verse Mystery Capsule Make It Mini Real Baby Playset

Mystery Capsule Make It Mini Real Baby Playset

£12.99

5 out of 5 stars

24 reviews

Mini Verse MGA's Miniverse- Make It Mini Plush

MGA's Miniverse- Make It Mini Plush

£9.99

5 out of 5 stars

4 reviews

Hot Wheels Monster Trucks 1:24 Tiger Shark

Monster Trucks 1:24 Tiger Shark

£10.99

5 out of 5 stars

2 reviews

Helly Hansen Cascade Mid Boot - Black

Cascade Mid Boot - Black

Current sale price is £142

Regular price was £160

(Save £18)

5 out of 5 stars

1 review

Jon Richard Gold Plated Cubic Zirconia Open Clover Set - Gift Box

Black Friday Price Promise >

Gold Plated Cubic Zirconia Open Clover Set - Gift Box

Current sale price is £25

Regular price was £30

(Save £5)

5 out of 5 stars

1 review

Helly Hansen Womens Versalite 1/2 Zip Fleece - Pink

Black Friday Price Promise >

Womens Versalite 1/2 Zip Fleece - Pink

Current sale price is £26

Regular price was £65

(Save £39)

5 out of 5 stars

1 review

Helly Hansen Women's Cascade HellyTech® Waterproof Mid Cut Hiking Boots - Black

Women's Cascade HellyTech® Waterproof Mid Cut Hiking Boots - Black

Current sale price is £134

Regular price was £165

(Save £31)

5 out of 5 stars

1 review

Hot Wheels Monster Trucks Oversized Die Cast Great Bite

Monster Trucks Oversized Die Cast Great Bite

Current sale price is £8.99

Regular price was £10.99

(Save £2)

5 out of 5 stars

1 review

Jon Richard Gold Plated and Jet Clover Huggie Earrings

Black Friday Price Promise >

Gold Plated and Jet Clover Huggie Earrings

Current sale price is £18

Regular price was £25

(Save £7)

5 out of 5 stars

3 reviews

Helly Hansen Womens Rig Fleece 1/2 Zip - Blue

Black Friday Price Promise >

Womens Rig Fleece 1/2 Zip - Blue

Current sale price is £22

Regular price was £55

(Save £33)

5 out of 5 stars

1 review

Hot Wheels Monster Trucks 1:24 - Bone Shaker

Monster Trucks 1:24 - Bone Shaker

£10.99

5 out of 5 stars

2 reviews

Jon Richard Silver Plated and Sapphire Crystal Stone Bracelet

Black Friday Price Promise >

Silver Plated and Sapphire Crystal Stone Bracelet

Current sale price is £18

Regular price was £25

(Save £7)

5 out of 5 stars

1 review

Jon Richard Rhodium Plated Cubic Zirconia and Sapphire Square Drop Set - Gift Box

Black Friday Price Promise >

Rhodium Plated Cubic Zirconia and Sapphire Square Drop Set - Gift Box

Current sale price is £25

Regular price was £30

(Save £5)

5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

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Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.