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Teenage Mutant Ninja Turtles15

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Yankee Candle74

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Mini Verse MGA’s Miniverse Real Brands Vending Machine (Teal)

MGA’s Miniverse Real Brands Vending Machine (Teal)

£19.99

Mini Verse Real Music Record Player

Real Music Record Player

£19.99

3.7 out of 5 stars

23 reviews

Mini Verse Real Music Vinyl

Real Music Vinyl

£9.99

3.6 out of 5 stars

27 reviews

Mini Verse MGA’s Miniverse Real Brands Vending Machine (Red)

MGA’s Miniverse Real Brands Vending Machine (Red)

£19.99

Mini Verse MGA's Miniverse Record Room

MGA's Miniverse Record Room

£24.99

3.7 out of 5 stars

22 reviews

Mini Verse MGAs Miniverse: Make It Mini Food - Hersheys Multipack

Bank Holiday Deal

MGAs Miniverse: Make It Mini Food - Hersheys Multipack

Current sale price is £19.99

Regular price was £29.99

(Save £10)

4.6 out of 5 stars

26 reviews

Mini Verse MGAs Miniverse - Make it Mini Spa Multipack

Bank Holiday Deal

MGAs Miniverse - Make it Mini Spa Multipack

Current sale price is £19.99

Regular price was £29.99

(Save £10)

Sassy B Stripe Tease Reversible Duvet Cover Set - Pink and White

Bank Holiday Deal

Stripe Tease Reversible Duvet Cover Set - Pink and White

Current sale price is From £13

Regular price was From £17

(Save up to £6)

4.4 out of 5 stars

25 reviews

Mini Verse MGA's Miniverse - Make It Mini Real Baby Nurture

MGA's Miniverse - Make It Mini Real Baby Nurture

£9.99

4.7 out of 5 stars

21 reviews

Mini Verse MGA's Miniverse™ Make It Mini From Scratch Appliances™ Series 3

MGA's Miniverse™ Make It Mini From Scratch Appliances™ Series 3

£12.99

4.4 out of 5 stars

20 reviews

Mini Verse MGA's Miniverse Make It Mini Spaces Ice cream Shop Building Set

Bank Holiday Deal

MGA's Miniverse Make It Mini Spaces Ice cream Shop Building Set

Current sale price is £14.99

Regular price was £19.99

(Save £5)

4.9 out of 5 stars

21 reviews

Mini Verse MGA's Miniverse - Real Brands Series 2

MGA's Miniverse - Real Brands Series 2

£9.99

4.1 out of 5 stars

11 reviews

Mini Verse MGA's Miniverse- Make It Mini Plush

MGA's Miniverse- Make It Mini Plush

£9.99

5 out of 5 stars

4 reviews

Mini Verse MGA's Miniverse™ Make It Mini Spaces™ Hello Kitty® Building Set

Bank Holiday Deal

MGA's Miniverse™ Make It Mini Spaces™ Hello Kitty® Building Set

Current sale price is £18.99

Regular price was £24.99

(Save £6)

4.1 out of 5 stars

21 reviews

Mini Verse Make It Mini Honeydukes Harry Potter

Bank Holiday Deal

Make It Mini Honeydukes Harry Potter

Current sale price is £22.99

Regular price was £29.99

(Save £7)

4.3 out of 5 stars

4 reviews

Mini Verse MGA's Miniverse™ Make It Mini Spaces™ Greenhouse

Bank Holiday Deal

MGA's Miniverse™ Make It Mini Spaces™ Greenhouse

Current sale price is £14.99

Regular price was £19.99

(Save £5)

5 out of 5 stars

1 review

Sassy B Stripe Tease Duvet Set Red

Bank Holiday Deal

Stripe Tease Duvet Set Red

Current sale price is From £13

Regular price was From £17

(Save up to £6)

iMP Mini Arcade Pro - Retro Game Cabinet

Mini Arcade Pro - Retro Game Cabinet

Current sale price is £30.99

Regular price was £39.99

(Save £9)

5 out of 5 stars

2 reviews

Mini Verse MGA's Miniverse Make It Mini Spaces Pizza Shop Building Set

Bank Holiday Deal

MGA's Miniverse Make It Mini Spaces Pizza Shop Building Set

Current sale price is £15.99

Regular price was £19.99

(Save £4)

4.7 out of 5 stars

20 reviews

Mini Verse Make It Mini Diner From Scratch Series 3

Make It Mini Diner From Scratch Series 3

£9.99

4.5 out of 5 stars

18 reviews

Mini Verse MGA's Miniverse - Make It Mini Halloween

MGA's Miniverse - Make It Mini Halloween

£9.99

3 out of 5 stars

4 reviews

Mini Verse MGAs Miniverse - Make it Mini With Love

Bank Holiday Deal

MGAs Miniverse - Make it Mini With Love

Current sale price is £7.99

Regular price was £9.99

(Save £2)

4.7 out of 5 stars

20 reviews

Mini Verse MGA's Miniverse Make It Mini Spaces Furniture

Bank Holiday Deal

MGA's Miniverse Make It Mini Spaces Furniture

Current sale price is £7.99

Regular price was £9.99

(Save £2)

4.7 out of 5 stars

21 reviews

Hilly Marathon Fresh Crew Min Running Sock - White/grey

Bank Holiday Deal

Marathon Fresh Crew Min Running Sock - White/grey

Current sale price is £8.50

Regular price was £17

(Save £8.50)

Mini Verse MGAs Miniverse - Make it Mini Makeup Series 1

Bank Holiday Deal

MGAs Miniverse - Make it Mini Makeup Series 1

Current sale price is £7.99

Regular price was £9.99

(Save £2)

4 out of 5 stars

29 reviews

Mini Verse MGAs Miniverse Make It Mini Holiday

Bank Holiday Deal

MGAs Miniverse Make It Mini Holiday

Current sale price is £7.99

Regular price was £9.99

(Save £2)

4.7 out of 5 stars

23 reviews

Mini Verse MGA's Miniverse Make It Mini Hello Kitty and Friends Series 2

MGA's Miniverse Make It Mini Hello Kitty and Friends Series 2

Current sale price is £7.99

Regular price was £9.99

(Save £2)

4 out of 5 stars

9 reviews

Hilly Twin Skin Anklet Med Running Sock - White

Bank Holiday Deal

Twin Skin Anklet Med Running Sock - White

Current sale price is £12

Regular price was £17

(Save £5)

Mini Verse Make It Mini Hello Kitty Series 4

Make It Mini Hello Kitty Series 4

£9.99

5 out of 5 stars

1 review

Mini Verse MGA's Miniverse - Make It Mini Batman

MGA's Miniverse - Make It Mini Batman

£12.99

2.3 out of 5 stars

4 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.