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Free home delivery on orders £75+

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Pay later with Very Pay

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Pop! Town: Home Alone - Kevin with McAllister Home #41

Black Friday Price Promise >

Town: Home Alone - Kevin with McAllister Home #41

Current sale price is £19.99

Regular price was £34.99

(Save £15)

5 out of 5 stars

5 reviews

IDEAL Magic Tooth Fairy Game

Magic Tooth Fairy Game

£19.99

5 out of 5 stars

1 review

Joules Womens Luna Double-Sided Fleece Hooded Dressing Gown - Pink

Womens Luna Double-Sided Fleece Hooded Dressing Gown - Pink

Current sale price is £36.75

Regular price was £49

(Save £12.25)

5 out of 5 stars

1 review

IDEAL Bridge of Lies Family Quiz Board Game

Black Friday Price Promise >

Bridge of Lies Family Quiz Board Game

Current sale price is £12.99

Regular price was £24.99

(Save £12)

5 out of 5 stars

1 review

Joules Khaki Drying Coat

Black Friday Price Promise >

Khaki Drying Coat

Current sale price is From £21

Regular price was From £28

(Save up to £7)

5 out of 5 stars

2 reviews

Joules Womens Minx Diamond Quilted Zip-Through Gilet - Brown

Womens Minx Diamond Quilted Zip-Through Gilet - Brown

Current sale price is £37.46

Regular price was £49.95

(Save £12.49)

5 out of 5 stars

1 review

Joules Women's Stormwell Jacket - Green

Women's Stormwell Jacket - Green

Current sale price is £89.25

Regular price was £119

(Save £29.75)

5 out of 5 stars

1 review

Joules Chesterfield Pet Bed - Small

Black Friday Price Promise >

Chesterfield Pet Bed - Small

Current sale price is £34

Regular price was £45

(Save £11)

5 out of 5 stars

4 reviews

Joules Womens Wistow Buckle Detail Lug Sole Wellington Boots - Brown

Womens Wistow Buckle Detail Lug Sole Wellington Boots - Brown

£58

5 out of 5 stars

1 review

Joules Women's Everdry Waterproof Packable Raincoat With Hood - Tan Check

Women's Everdry Waterproof Packable Raincoat With Hood - Tan Check

Current sale price is £51.75

Regular price was £69

(Save £17.25)

5 out of 5 stars

2 reviews

Joules Womens Slippet Luxe Faux Fur Trim Mule Slippers - Navy

Black Friday Price Promise >

Womens Slippet Luxe Faux Fur Trim Mule Slippers - Navy

Current sale price is £16.75

Regular price was £24.95

(Save £8.20)

5 out of 5 stars

1 review

Joules Festival Floral Box Bed S

Black Friday Price Promise >

Festival Floral Box Bed S

Current sale price is From £34

Regular price was From £45

(Save up to £18)

5 out of 5 stars

1 review

Joules Festival Floral Mattress L

Black Friday Price Promise >

Festival Floral Mattress L

Current sale price is From £34

Regular price was From £45

(Save up to £18)

5 out of 5 stars

1 review

Joules Chesterfield Pet Bed - Burgundy

Black Friday Price Promise >

Chesterfield Pet Bed - Burgundy

Current sale price is From £34

Regular price was From £45

(Save up to £16)

5 out of 5 stars

2 reviews

Joules Raindance EVA Lightweight Ankle Wellies - Bright Pink

Raindance EVA Lightweight Ankle Wellies - Bright Pink

Current sale price is £21.75

Regular price was £29

(Save £7.25)

5 out of 5 stars

1 review

Pop! Funko Pop! Star Wars: The Mandalorian with Grogu #818

Funko Pop! Star Wars: The Mandalorian with Grogu #818

£12.99

5 out of 5 stars

1 review

Joules Women's Harrogate Diamond Quilted Jacket with Cord Trim - Brown

Women's Harrogate Diamond Quilted Jacket with Cord Trim - Brown

Current sale price is £104.25

Regular price was £139

(Save £34.75)

5 out of 5 stars

1 review

Joules Womens Heritage Zip Through High Collar Cape - Brown

Womens Heritage Zip Through High Collar Cape - Brown

Current sale price is £71.25

Regular price was £95

(Save £23.75)

5 out of 5 stars

1 review

Pop! Games: Pokémon - Charizard #843

Games: Pokémon - Charizard #843

Current sale price is £8.99

Regular price was £12.99

(Save £4)

5 out of 5 stars

1 review

Pop! Funko POP! Games: Pokémon - Bulbasaur- #453

Funko POP! Games: Pokémon - Bulbasaur- #453

£12.99

5 out of 5 stars

1 review

Joules Womens Diamond Quilted Showerproof Jacket - Green

Black Friday Price Promise >

Womens Diamond Quilted Showerproof Jacket - Green

Current sale price is £103

Regular price was £129

(Save £26)

5 out of 5 stars

1 review

IDEAL Grabolo Fast Reaction Family Game

Grabolo Fast Reaction Family Game

£14.99

5 out of 5 stars

4 reviews

Joules Festival Floral Sofa Bed S

Black Friday Price Promise >

Festival Floral Sofa Bed S

Current sale price is £36

Regular price was £47

(Save £11)

5 out of 5 stars

2 reviews

Joules Women's Minx Diamond Quilted Gilet - Rosemary Green

Women's Minx Diamond Quilted Gilet - Rosemary Green

Current sale price is £37.46

Regular price was £49.95

(Save £12.49)

5 out of 5 stars

1 review

IDEAL Don't Panic

Don't Panic

£22.99

5 out of 5 stars

1 review

Joules Floral Foulard Lined Curtains

Available in green, ochre, creme/multi coloursAvailable in green, ochre, creme/multi coloursAvailable in green, ochre, creme/multi coloursAvailable in green, ochre, creme/multi coloursAvailable in green, ochre, creme/multi colours

Floral Foulard Lined Curtains

From £95

5 out of 5 stars

1 review

KILNER Fresh Storage Set Of 3 Square Jars 1.5l

Black Friday Price Promise >

Fresh Storage Set Of 3 Square Jars 1.5l

Current sale price is £23

Regular price was £31

(Save £8)

5 out of 5 stars

1 review

Joules Twyford Utility Jacket - Stone

Black Friday Price Promise >

Twyford Utility Jacket - Stone

Current sale price is £48.75

Regular price was £75

(Save £26.25)

5 out of 5 stars

1 review

Joules Women's Highclere Quilted Jacket - Navy

Women's Highclere Quilted Jacket - Navy

Current sale price is £95

Regular price was £119

(Save £24)

5 out of 5 stars

1 review

Joules Antique Gold Raincoat

Black Friday Price Promise >

Antique Gold Raincoat

Current sale price is From £14

Regular price was From £20

(Save up to £8)

5 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.