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Very Festive Beauty Box (Worth over £360)

Win a £299 Shark LED Mask

Festive Beauty Box (Worth over £360)

£75

4.9 out of 5 stars

14 reviews

Vans Infant Unisex Old Skool Trainer - Black

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Infant Unisex Old Skool Trainer - Black

Current sale price is £20

Regular price was £40

(Save £20)

4.8 out of 5 stars

161 reviews

LEGO Ideas E.T. the Extra-Terrestrial Building Set 21370

E.T. the Extra-Terrestrial Building Set 21370

£101.99

4.9 out of 5 stars

15 reviews

LEGO Ideas Floating Sea Otters Building Set 21366

Floating Sea Otters Building Set 21366

Current sale price is £81.99

Regular price was £99.99

(Save £18)

4.7 out of 5 stars

32 reviews

Vans Unisex Old Skool Trainers - Black

Unisex Old Skool Trainers - Black

Current sale price is £55

Regular price was £69

(Save £14)

4.3 out of 5 stars

406 reviews

LEGO Ideas Love Birds Building Set - Bird Decor (21365)

Love Birds Building Set - Bird Decor (21365)

£44.99

4.6 out of 5 stars

64 reviews

LEGO Ideas River Steamboat - DIY Model Kit 21356

River Steamboat - DIY Model Kit 21356

£289.99

4.8 out of 5 stars

89 reviews

Vans Unisex Old Skool Trainers - Black/white

Unisex Old Skool Trainers - Black/white

£69

4.6 out of 5 stars

2k reviews

Vans Unisex Authentic Canvas Shoes - Black/white

Unisex Authentic Canvas Shoes - Black/white

Current sale price is £42

Regular price was £60

(Save £18)

4.4 out of 5 stars

545 reviews

Vans Kids Unisex Old Skool Trainer - Black/White

Kids Unisex Old Skool Trainer - Black/White

Current sale price is £40

Regular price was £50

(Save £10)

4.2 out of 5 stars

83 reviews

LEGO Ideas Minifigure Vending Machine DIY Set 21358

Minifigure Vending Machine DIY Set 21358

£149.99

4.8 out of 5 stars

161 reviews

Vans Junior Old Skool Trainers - Black

Junior Old Skool Trainers - Black

Current sale price is £35.75

Regular price was £55

(Save £19.25)

4.7 out of 5 stars

3 reviews

Inicio Sterling Silver Light Sapphire Clover Bracelet - Gift Pouch

Sterling Silver Light Sapphire Clover Bracelet - Gift Pouch

Current sale price is £20

Regular price was £25

(Save £5)

4 out of 5 stars

4 reviews

Vans Mens Knu Skool Trainers - Black

Mens Knu Skool Trainers - Black

£80

4.5 out of 5 stars

254 reviews

LEGO Ideas Tintin Moon Rocket Model Kit 21367

Tintin Moon Rocket Model Kit 21367

Current sale price is £119.99

Regular price was £139.99

(Save £20)

4.8 out of 5 stars

45 reviews

LEGO Ideas La Catrina Figurine Building Set 21372

La Catrina Figurine Building Set 21372

Current sale price is £91.99

Regular price was £109.99

(Save £18)

4.3 out of 5 stars

29 reviews

LEGO Ideas Disney Pixar Luxo Jr. Building Set 21357

Disney Pixar Luxo Jr. Building Set 21357

£46.99

4.8 out of 5 stars

93 reviews

Vans Sk8-Hi Toddler Unisex Hi Top Trainers-Black/White

Sk8-Hi Toddler Unisex Hi Top Trainers-Black/White

Current sale price is £28.75

Regular price was £40

(Save £11.25)

4.5 out of 5 stars

119 reviews

Vans Unisex Kids Trainers - Black/White

Unisex Kids Trainers - Black/White

Current sale price is £26

Regular price was £40

(Save £14)

4.7 out of 5 stars

45 reviews

Vans Men's Hylane Trainers - Black

Men's Hylane Trainers - Black

Current sale price is £63.75

Regular price was £85

(Save £21.25)

4 out of 5 stars

5 reviews

Vans Unisex Ua Classic Slip-on Trainers - Black/white

Unisex Ua Classic Slip-on Trainers - Black/white

£65

4.5 out of 5 stars

1.4k reviews

LEGO Ideas Mineral Collection Set for Adults 21362

Mineral Collection Set for Adults 21362

£53.93

4.6 out of 5 stars

101 reviews

Vans Kids Classic Checkerboard Slip-On Trainers - Black

Kids Classic Checkerboard Slip-On Trainers - Black

£50

4 out of 5 stars

96 reviews

Vans Unisex Authentic Trainers - Black

Unisex Authentic Trainers - Black

£60

4.5 out of 5 stars

551 reviews

Vans Womens Authentic Canvas Shoes - Brown Animal Print

Womens Authentic Canvas Shoes - Brown Animal Print

Current sale price is £31.75

Regular price was £65

(Save £33.25)

4.6 out of 5 stars

8 reviews

Vans Men's Hylane Trainers - Black

Men's Hylane Trainers - Black

Current sale price is £63.75

Regular price was £85

(Save £21.25)

4.6 out of 5 stars

35 reviews

Vans Classic Slip-On Plimsolls - Black/Black

Classic Slip-On Plimsolls - Black/Black

£60

4.5 out of 5 stars

554 reviews

Vans Kids Unisex Old Skool Trainers - Black

Kids Unisex Old Skool Trainers - Black

Current sale price is £40

Regular price was £50

(Save £10)

4.5 out of 5 stars

60 reviews

Vans Infant Unisex Classic Slip-On Checkerboard Trainer - Black/White

Infant Unisex Classic Slip-On Checkerboard Trainer - Black/White

£40

4.3 out of 5 stars

22 reviews

Vans Womens Super Lowpro Trainers - Black

Womens Super Lowpro Trainers - Black

Current sale price is £60

Regular price was £80

(Save £20)

4.5 out of 5 stars

95 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

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You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.