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Free home delivery on orders £75+

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Pay later with Very Pay

Up to 40% off Bank Holiday Deals

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Lights4Fun 42cm Wooden Lantern with Truglow LED Candle

42cm Wooden Lantern with Truglow LED Candle

£45

2 out of 5 stars

1 review

Lights4Fun 1.6m Animated Witch With Candy Bag Halloween Decoration

1.6m Animated Witch With Candy Bag Halloween Decoration

£90

Sekonda Chronograph Stainless Steel Mens Watch

Bank Holiday Deal

Chronograph Stainless Steel Mens Watch

Current sale price is £45

Regular price was £60

(Save £15)

5 out of 5 stars

2 reviews

Sekonda Mens Green Rubber Strap Analogue Watch

Mens Green Rubber Strap Analogue Watch

Current sale price is £32

Regular price was £44.99

(Save £12.99)

3.7 out of 5 stars

3 reviews

Ipanema Anat Lolita Flip Flop - Beige

Bank Holiday Deal

Anat Lolita Flip Flop - Beige

Current sale price is £20.50

Regular price was £26

(Save £5.50)

5 out of 5 stars

1 review

Sekonda Womens Classic Stainless Steel Bracelet Watch With Champagne Dial Analogue Gift Set - Gold

Bank Holiday Deal

Womens Classic Stainless Steel Bracelet Watch With Champagne Dial Analogue Gift Set - Gold

Current sale price is £64

Regular price was £79

(Save £15)

5 out of 5 stars

1 review

Ipanema Maxi Fashion Heart Hardware Flip Flop - Black

Bank Holiday Deal

Maxi Fashion Heart Hardware Flip Flop - Black

Current sale price is £20.50

Regular price was £26

(Save £5.50)

4.7 out of 5 stars

6 reviews

Ipanema Kirei Print Flip Flop - Brown

Bank Holiday Deal

Kirei Print Flip Flop - Brown

Current sale price is £20.50

Regular price was £26

(Save £5.50)

4 out of 5 stars

1 review

Sekonda Womens Catherine Silver Stainless Steel Bracelet with Pink Mother of Pearl Dial Analogue Watch Gift Set

Womens Catherine Silver Stainless Steel Bracelet with Pink Mother of Pearl Dial Analogue Watch Gift Set

£69.99

Ipanema Kirei Chic Print Flip Flop - Black

Bank Holiday Deal

Kirei Chic Print Flip Flop - Black

Current sale price is £20.50

Regular price was £26

(Save £5.50)

Ipanema Mesh Platform Sandal - Black

Bank Holiday Deal

Mesh Platform Sandal - Black

Current sale price is £20.50

Regular price was £26

(Save £5.50)

Ipanema Maxi Fashion Heart Hardware Flip Flop - Green

Bank Holiday Deal

Maxi Fashion Heart Hardware Flip Flop - Green

Current sale price is £19

Regular price was £24

(Save £5)

Ipanema Anat Connect Tortoise Shell Print Flip-Flop - Brown

Bank Holiday Deal

Anat Connect Tortoise Shell Print Flip-Flop - Brown

Current sale price is £16.50

Regular price was £22

(Save £5.50)

5 out of 5 stars

1 review

Sekonda Womens Riley Two Tone Stainless Steel Bracelet with Silver Dial Analogue Watch

Bank Holiday Deal

Womens Riley Two Tone Stainless Steel Bracelet with Silver Dial Analogue Watch

Current sale price is £49

Regular price was £59.99

(Save £10.99)

3 out of 5 stars

2 reviews

Ipanema Elegant Crossover Sandal - Beige

Bank Holiday Deal

Elegant Crossover Sandal - Beige

Current sale price is £19

Regular price was £24

(Save £5)

5 out of 5 stars

1 review

Lights4Fun Ghost Family Led Halloween Decoration

Ghost Family Led Halloween Decoration

£100

Ipanema Maxi Fashion Heart Hardware Flip Flop - Red

Bank Holiday Deal

Maxi Fashion Heart Hardware Flip Flop - Red

Current sale price is £20.50

Regular price was £26

(Save £5.50)

1 out of 5 stars

1 review

Sekonda Womens Monica Two Tone Alloy Bracelet with White Dial Analogue Watch

Bank Holiday Deal

Womens Monica Two Tone Alloy Bracelet with White Dial Analogue Watch

Current sale price is £52

Regular price was £69.99

(Save £17.99)

Lights4Fun Folkestone Large Wooden Lantern with TruGlow Candle

Folkestone Large Wooden Lantern with TruGlow Candle

£70

Ipanema Maxi Flower Detail Flip Flop - Beige

Bank Holiday Deal

Maxi Flower Detail Flip Flop - Beige

Current sale price is £19

Regular price was £24

(Save £5)

5 out of 5 stars

3 reviews

Ipanema Mesh Chic Platform Sandal - Brown

Bank Holiday Deal

Mesh Chic Platform Sandal - Brown

Current sale price is £20.50

Regular price was £26

(Save £5.50)

Ipanema Maxi Fashion Heart Hardware Flip Flop - Pink

Bank Holiday Deal

Maxi Fashion Heart Hardware Flip Flop - Pink

Current sale price is £14

Regular price was £18

(Save £4)

5 out of 5 stars

1 review

Lights4Fun TruGlow Blush Pink Ribbed LED Pillar Candle Trio

TruGlow Blush Pink Ribbed LED Pillar Candle Trio

£29

5 out of 5 stars

1 review

Ipanema Maxi Flower Detail Flip Flop - Brown

Bank Holiday Deal

Maxi Flower Detail Flip Flop - Brown

Current sale price is £17.50

Regular price was £22

(Save £4.50)

Ipanema Classy Kids Animal Print Sliders - Brown

Bank Holiday Deal

Classy Kids Animal Print Sliders - Brown

Current sale price is £19

Regular price was £24

(Save £5)

Lights4Fun 3 Clear Glass Fairy Light Orbs

3 Clear Glass Fairy Light Orbs

£40

Sekonda Womens Newton Silver Stainless Steel Bracelet with Black Dial Analogue Watch

Bank Holiday Deal

Womens Newton Silver Stainless Steel Bracelet with Black Dial Analogue Watch

Current sale price is £30

Regular price was £39.99

(Save £9.99)

Moccamaster Moccamaste KBGT - Off-White

Moccamaste KBGT - Off-White

£278

Ipanema Kirei Chic Print Flip Flop - Brown

Bank Holiday Deal

Kirei Chic Print Flip Flop - Brown

Current sale price is £16

Regular price was £20

(Save £4)

Lights4Fun Folkestone Wooden Lantern with TruGlow Candle

Folkestone Wooden Lantern with TruGlow Candle

£40

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.