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Free home delivery on orders £75+

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Pay later with Very Pay

Shop Black Friday Deals with our Price Promise

Shop Black Friday Deals with our Price Promise

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Standard home delivery £3.99 on orders less than £75.

All, Jon Richard, Mini Verse, Nothing, Ravel, Stackers, Summerhouse by Navigate, Customer Rating 5

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Jon Richard Silver Crystal Heart Trio Set - Gift Box

Black Friday Price Promise >

Silver Crystal Heart Trio Set - Gift Box

Current sale price is £21

Regular price was £30

(Save £9)

5 out of 5 stars

1 review

Nothing Phone (4a) - 12GB RAM + 256GB Storage

+1 colour

Available in pink, black, blue, white coloursAvailable in pink, black, blue, white coloursAvailable in pink, black, blue, white coloursAvailable in pink, black, blue, white coloursAvailable in pink, black, blue, white colours

Phone (4a) - 12GB RAM + 256GB Storage

£449

5 out of 5 stars

2 reviews

Mini Verse Make It Mini: Taco Bell Tabletop Restaurant Playset

Make It Mini: Taco Bell Tabletop Restaurant Playset

£36.99

5 out of 5 stars

1 review

Ravel Stanton Square Toe Black Knee Boot - Black

Stanton Square Toe Black Knee Boot - Black

£85

5 out of 5 stars

2 reviews

Mini Verse Mystery Capsule Make It Mini Real Baby Playset

Mystery Capsule Make It Mini Real Baby Playset

£12.99

5 out of 5 stars

24 reviews

Ravel Ashington Zip Through Knee High Riding Boot - Brown

Ashington Zip Through Knee High Riding Boot - Brown

£130

5 out of 5 stars

1 review

Mini Verse MGA's Miniverse- Make It Mini Plush

MGA's Miniverse- Make It Mini Plush

£9.99

5 out of 5 stars

4 reviews

Jon Richard Gold Plated Cubic Zirconia Open Clover Set - Gift Box

Black Friday Price Promise >

Gold Plated Cubic Zirconia Open Clover Set - Gift Box

Current sale price is £25

Regular price was £30

(Save £5)

5 out of 5 stars

1 review

Jon Richard Gold Plated and Jet Clover Huggie Earrings

Black Friday Price Promise >

Gold Plated and Jet Clover Huggie Earrings

Current sale price is £18

Regular price was £25

(Save £7)

5 out of 5 stars

3 reviews

Jon Richard Silver Plated and Sapphire Crystal Stone Bracelet

Black Friday Price Promise >

Silver Plated and Sapphire Crystal Stone Bracelet

Current sale price is £18

Regular price was £25

(Save £7)

5 out of 5 stars

1 review

Jon Richard Rhodium Plated Cubic Zirconia and Sapphire Square Drop Set - Gift Box

Black Friday Price Promise >

Rhodium Plated Cubic Zirconia and Sapphire Square Drop Set - Gift Box

Current sale price is £25

Regular price was £30

(Save £5)

5 out of 5 stars

2 reviews

Stackers Classic Box Lid - Blush

Classic Box Lid - Blush

£25

5 out of 5 stars

2 reviews

Jon Richard Black Large Hat Fascinator

Black Friday Price Promise >

Black Large Hat Fascinator

Current sale price is £49

Regular price was £70

(Save £21)

5 out of 5 stars

1 review

Jon Richard Waterproof Platinum Plated Crystal Polished Bangle

Black Friday Price Promise >

Waterproof Platinum Plated Crystal Polished Bangle

Current sale price is £20

Regular price was £28

(Save £8)

5 out of 5 stars

1 review

Jon Richard Gold Plated Multirow Molten Hoop Earrings

Black Friday Price Promise >

Gold Plated Multirow Molten Hoop Earrings

Current sale price is £14

Regular price was £20

(Save £6)

5 out of 5 stars

1 review

Jon Richard 18K Gold Plated Celestial Pendant - Gift Box

Black Friday Price Promise >

18K Gold Plated Celestial Pendant - Gift Box

Current sale price is £14

Regular price was £20

(Save £6)

5 out of 5 stars

1 review

Ravel Hayton Leather Cowboy Ankle Boot - Tan

Hayton Leather Cowboy Ankle Boot - Tan

£95

5 out of 5 stars

2 reviews

Jon Richard Gold Plated And Tiger Eye Clover Pendant

Black Friday Price Promise >

Gold Plated And Tiger Eye Clover Pendant

Current sale price is £18

Regular price was £25

(Save £7)

5 out of 5 stars

1 review

Ravel Staley Square Toe Zip Ankle Boot - Brown

Staley Square Toe Zip Ankle Boot - Brown

£65

5 out of 5 stars

1 review

Jon Richard Rhodium Plated Crystal Bow and Pearl Earrings

Black Friday Price Promise >

Rhodium Plated Crystal Bow and Pearl Earrings

Current sale price is £18

Regular price was £25

(Save £7)

5 out of 5 stars

1 review

Jon Richard Waterproof Gold Plated Crystal Row Bangle

Black Friday Price Promise >

Waterproof Gold Plated Crystal Row Bangle

Current sale price is £20

Regular price was £28

(Save £8)

5 out of 5 stars

1 review

Stackers Pebble Grey Supersize Jewellery Box - Set of 2 (with drawers)

Pebble Grey Supersize Jewellery Box - Set of 2 (with drawers)

£130

5 out of 5 stars

1 review

Ravel Elling Leather T-bar Strap Wedge - Tan

Elling Leather T-bar Strap Wedge - Tan

£75

5 out of 5 stars

1 review

Jon Richard Gold Plated Textured Crystal Clover Long Necklace

Black Friday Price Promise >

Gold Plated Textured Crystal Clover Long Necklace

Current sale price is £28

Regular price was £45

(Save £17)

5 out of 5 stars

1 review

Jon Richard Cream Fascinator Headband - Medium

Black Friday Price Promise >

Cream Fascinator Headband - Medium

Current sale price is £21

Regular price was £30

(Save £9)

5 out of 5 stars

1 review

Jon Richard Cubic Zirconia Crystal Navette Bracelet

Black Friday Price Promise >

Cubic Zirconia Crystal Navette Bracelet

Current sale price is £25

Regular price was £35

(Save £10)

5 out of 5 stars

1 review

Ravel Mallow Kitten Heel Sparkle Sling Back - Gold

Mallow Kitten Heel Sparkle Sling Back - Gold

£70

5 out of 5 stars

1 review

Jon Richard Gold Plated Cubic Zirconia Malachite Clover Bracelet

Black Friday Price Promise >

Gold Plated Cubic Zirconia Malachite Clover Bracelet

Current sale price is £21

Regular price was £30

(Save £9)

5 out of 5 stars

1 review

Jon Richard Gold Plated and Crystal Cross Toggle Bracelet

Black Friday Price Promise >

Gold Plated and Crystal Cross Toggle Bracelet

Current sale price is £14

Regular price was £25

(Save £11)

5 out of 5 stars

1 review

Jon Richard Waterproof Gold Plated Medium Flat Surface Hoop Earrings

Black Friday Price Promise >

Waterproof Gold Plated Medium Flat Surface Hoop Earrings

Current sale price is £14

Regular price was £20

(Save £6)

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.