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Free home delivery on orders £75+

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Pay later with Very Pay

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All, Joules, Kodak, LEGO Ideas, MasterClass, Monterrain, Customer Rating 4

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Kodak PIXPRO AZ255 16MP 25x Astro Zoom Bridge Camera - Black - Camera Only

PIXPRO AZ255 16MP 25x Astro Zoom Bridge Camera - Black - Camera Only

£189.99

4.3 out of 5 stars

4 reviews

LEGO Ideas E.T. the Extra-Terrestrial Building Set 21370

E.T. the Extra-Terrestrial Building Set 21370

£101.99

4.9 out of 5 stars

16 reviews

LEGO Ideas Minifigure Vending Machine DIY Set 21358

Minifigure Vending Machine DIY Set 21358

£149.99

4.8 out of 5 stars

161 reviews

Joules Moorsdale Reversible Navy Puffer Coat

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Moorsdale Reversible Navy Puffer Coat

Current sale price is From £20

Regular price was From £26

(Save up to £7)

4 out of 5 stars

2 reviews

Joules Moorsdale Reversible Ketchup Puffer Coat

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Moorsdale Reversible Ketchup Puffer Coat

Current sale price is From £20

Regular price was From £26

(Save up to £7)

4 out of 5 stars

5 reviews

LEGO Ideas Floating Sea Otters Building Set 21366

Floating Sea Otters Building Set 21366

Current sale price is £81.99

Regular price was £99.99

(Save £18)

4.7 out of 5 stars

32 reviews

LEGO Ideas River Steamboat - DIY Model Kit 21356

River Steamboat - DIY Model Kit 21356

£289.99

4.8 out of 5 stars

89 reviews

LEGO Ideas Mineral Collection Set for Adults 21362

Mineral Collection Set for Adults 21362

Current sale price is £51.10

Regular price was £53.93

(Save £2.83)

4.6 out of 5 stars

101 reviews

Monterrain Junior Abyss Woven Running Pant - Black

Junior Abyss Woven Running Pant - Black

£50

4 out of 5 stars

1 review

LEGO Ideas Ideas Wallace & Gromit Building Set 21371

Ideas Wallace & Gromit Building Set 21371

£89.99

4.9 out of 5 stars

69 reviews

LEGO Ideas Disney Pixar Luxo Jr. Building Set 21357

Disney Pixar Luxo Jr. Building Set 21357

£46.99

4.8 out of 5 stars

93 reviews

Joules Kennington Coat L

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Kennington Coat L

Current sale price is From £20

Regular price was From £27

(Save up to £9)

4 out of 5 stars

1 review

Joules Chesterfield Pet Bed - Large

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Chesterfield Pet Bed - Large

Current sale price is £49

Regular price was £65

(Save £16)

4.6 out of 5 stars

10 reviews

Joules Festival Floral Packaway Jacket

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Festival Floral Packaway Jacket

Current sale price is From £14

Regular price was From £18

(Save up to £5)

4.5 out of 5 stars

2 reviews

MasterClass Lightweight Cast Aluminium Shallow 4 Litre Casserole Dish - Black

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Lightweight Cast Aluminium Shallow 4 Litre Casserole Dish - Black

Current sale price is £52

Regular price was £65

(Save £13)

4.6 out of 5 stars

16 reviews

Joules Chesterfield Green L

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Chesterfield Green L

Current sale price is From £34

Regular price was From £45

(Save up to £16)

4.5 out of 5 stars

2 reviews

Joules Women's Barn Jacket - Tan Brown

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Women's Barn Jacket - Tan Brown

Current sale price is £42.25

Regular price was £79

(Save £36.75)

4.7 out of 5 stars

3 reviews

MasterClass Lightweight Cast Aluminium 4 Litre Casserole Dish - Black

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Lightweight Cast Aluminium 4 Litre Casserole Dish - Black

Current sale price is £50

Regular price was £62

(Save £12)

4.9 out of 5 stars

7 reviews

LEGO Ideas La Catrina Figurine Building Set 21372

La Catrina Figurine Building Set 21372

Current sale price is £91.99

Regular price was £109.99

(Save £18)

4.3 out of 5 stars

32 reviews

Joules Khaki Quilted Coat L

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Khaki Quilted Coat L

Current sale price is From £16

Regular price was From £21

(Save up to £6)

4.5 out of 5 stars

2 reviews

LEGO Ideas Tintin Moon Rocket Model Kit 21367

Tintin Moon Rocket Model Kit 21367

Current sale price is £119.99

Regular price was £139.99

(Save £20)

4.8 out of 5 stars

45 reviews

MasterClass Lightweight Cast Aluminium 5 Litre Casserole Dish - Black

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Lightweight Cast Aluminium 5 Litre Casserole Dish - Black

Current sale price is £62

Regular price was £77

(Save £15)

4.4 out of 5 stars

8 reviews

Joules Navy Quilted Coat

Black Friday Price Promise >

Navy Quilted Coat

Current sale price is From £15

Regular price was From £20

(Save up to £6)

4.5 out of 5 stars

6 reviews

Joules Womens Heritage Full Zip Funnel Neck Jacket - Beige

Womens Heritage Full Zip Funnel Neck Jacket - Beige

£85

4 out of 5 stars

1 review

MasterClass Smart Space 7pc Stacking Non-Stick Baking & Roasting Set

Smart Space 7pc Stacking Non-Stick Baking & Roasting Set

£68

4.2 out of 5 stars

20 reviews

MasterClass Lightweight Cast Aluminium 5 Litre Casserole Dish - Grey Ombre

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Lightweight Cast Aluminium 5 Litre Casserole Dish - Grey Ombre

Current sale price is £66

Regular price was £82

(Save £16)

4.8 out of 5 stars

9 reviews

Joules Festival Flowers Antique White Wallpaper

Festival Flowers Antique White Wallpaper

£52

4.9 out of 5 stars

11 reviews

MasterClass Stainless Steel Stockpot 14L

Stainless Steel Stockpot 14L

£83

4.4 out of 5 stars

27 reviews

Monterrain Boys Swift Oth Hoodie - Jet Black

Boys Swift Oth Hoodie - Jet Black

£50

4 out of 5 stars

1 review

Joules Braemar Luxe Showerproof Diamond Quilted Gilet - Navy Blue

Braemar Luxe Showerproof Diamond Quilted Gilet - Navy Blue

£99

4 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

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You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
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If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

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Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.