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L.O.L Surprise! OMG House of Surprises

Bank Holiday Deal

L.O.L Surprise!

OMG House of Surprises

Current sale price is £109.99

Regular price was £229.99

(Save £120)

4.3 out of 5 stars

93 reviews

L.O.L Surprise! L.O.L. Surprise Tweens Core Doll -Olivia Flutter

Bank Holiday Deal

L.O.L Surprise!

L.O.L. Surprise Tweens Core Doll -Olivia Flutter

Current sale price is £12.99

Regular price was £21.99

(Save £9)

4.9 out of 5 stars

23 reviews

OFFICE Fliss Bow Ballerina Flats - Brown

Fliss Bow Ballerina Flats - Brown

£35.99

OFFICE Mia Hardware Detail Heeled Sandals - White

Mia Hardware Detail Heeled Sandals - White

£45.99

L.O.L Surprise! L.O.L. Surprise! O.M.G. Loves Hello Kitty® and Friends – Cinnamoroll™

L.O.L Surprise!

L.O.L. Surprise! O.M.G. Loves Hello Kitty® and Friends – Cinnamoroll™

£26.99

4.6 out of 5 stars

7 reviews

OFFICE Mia - Hardware Detail Heeled Sandal - Black

Mia - Hardware Detail Heeled Sandal - Black

£45.99

L.O.L Surprise! O.M.G. The Powerpuff Girls Buttercup Doll with Accessories

Bank Holiday Deal

L.O.L Surprise!

O.M.G. The Powerpuff Girls Buttercup Doll with Accessories

Current sale price is £13.99

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4.8 out of 5 stars

21 reviews

L.O.L Surprise! L.O.L. Surprise! Music Festival Tour Bus

L.O.L Surprise!

L.O.L. Surprise! Music Festival Tour Bus

£49.99

L.O.L Surprise! L.O.L. Surprise Tweens Doll Core-Cherry B.B.

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L.O.L Surprise!

L.O.L. Surprise Tweens Doll Core-Cherry B.B.

Current sale price is £13.99

Regular price was £21.99

(Save £8)

4.7 out of 5 stars

19 reviews

OFFICE Suki - Woven Cross Over Platform Sandal - Brown

Bank Holiday Deal

Suki - Woven Cross Over Platform Sandal - Brown

Current sale price is £38

Regular price was £48

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5 out of 5 stars

1 review

L.O.L Surprise! L.O.L. Surprise OMG Eye Spy Doll - Spy

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L.O.L. Surprise OMG Eye Spy Doll - Spy

Current sale price is £14.99

Regular price was £27.99

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4.7 out of 5 stars

19 reviews

OFFICE Fliss Bow Ballerina Flats - Black

Fliss Bow Ballerina Flats - Black

£35.99

OFFICE Sardinia - Hardware Toe Post - Brown

Bank Holiday Deal

Sardinia - Hardware Toe Post - Brown

Current sale price is £24

Regular price was £30

(Save £6)

OFFICE Million - Slingback Kitten Heel Court - Berry

Bank Holiday Deal

Million - Slingback Kitten Heel Court - Berry

Current sale price is £32

Regular price was £40

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4 out of 5 stars

1 review

OFFICE Stella - Cross Strap Buckle Detail Footbed Slider - Black Shiny

Bank Holiday Deal

Stella - Cross Strap Buckle Detail Footbed Slider - Black Shiny

Current sale price is £32

Regular price was £40

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OFFICE Flirt - Woven Mary Jane - Brown

Flirt - Woven Mary Jane - Brown

£44

5 out of 5 stars

1 review

L.O.L Surprise! L.O.L. Surprise!™ Loves Harry Potter™ Tots

L.O.L Surprise!

L.O.L. Surprise!™ Loves Harry Potter™ Tots

£10.99

4.3 out of 5 stars

4 reviews

OFFICE Montreal - Toe Post Stacked Heel Sandal - Taupe

Bank Holiday Deal

Montreal - Toe Post Stacked Heel Sandal - Taupe

Current sale price is £40

Regular price was £50

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5 out of 5 stars

1 review

L.O.L Surprise! L.O.L. Surprise! Music Festival Tots

L.O.L Surprise!

L.O.L. Surprise! Music Festival Tots

£9.99

4.7 out of 5 stars

3 reviews

L.O.L Surprise! L.O.L. Surprise! O.M.G. Loves Hello Kitty® and Friends – Hello Kitty®

L.O.L Surprise!

L.O.L. Surprise! O.M.G. Loves Hello Kitty® and Friends – Hello Kitty®

£26.99

4.8 out of 5 stars

9 reviews

OFFICE Miley Cross Over Wood Effect Heeled Sandals - Tan

Bank Holiday Deal

Miley Cross Over Wood Effect Heeled Sandals - Tan

Current sale price is £48

Regular price was £60

(Save £12)

3 out of 5 stars

2 reviews

L.O.L Surprise! Minion Tots

Bank Holiday Deal

L.O.L Surprise!

Minion Tots

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4.7 out of 5 stars

29 reviews

L.O.L Surprise! O.M.G. The Powerpuff Girls Blossom Doll with Accessories

Bank Holiday Deal

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O.M.G. The Powerpuff Girls Blossom Doll with Accessories

Current sale price is £14.99

Regular price was £21.99

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4.9 out of 5 stars

20 reviews

OFFICE Marseille - Two Part Heeled Sandal - Black Leather

Bank Holiday Deal

Marseille - Two Part Heeled Sandal - Black Leather

Current sale price is £50

Regular price was £63

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4 out of 5 stars

1 review

L.O.L Surprise! L.O.L. Surprise! O.M.G. Loves Hello Kitty® and Friends – My Melody™

L.O.L Surprise!

L.O.L. Surprise! O.M.G. Loves Hello Kitty® and Friends – My Melody™

£26.99

5 out of 5 stars

3 reviews

OFFICE Sage- Buckle Detail Platform Sandal - Brown Suede

Sage- Buckle Detail Platform Sandal - Brown Suede

£48

5 out of 5 stars

1 review

OFFICE Honey - Strappy Heeled Sandal - Gold

Honey - Strappy Heeled Sandal - Gold

£56

OFFICE Hardware Flat Sandal - Black

Bank Holiday Deal

Hardware Flat Sandal - Black

Current sale price is £28.50

Regular price was £36

(Save £7.50)

OFFICE Feel Good Suede Mules - Brown

Feel Good Suede Mules - Brown

£55.99

OFFICE Seraphina - Woven Fisherman Footbed Sandal - Brown

Bank Holiday Deal

Seraphina - Woven Fisherman Footbed Sandal - Brown

Current sale price is £34

Regular price was £43

(Save £9)

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.