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EA7 Emporio Armani8

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Only Madison High Waist Wide Leg Animal Jean - Brown

Madison High Waist Wide Leg Animal Jean - Brown

Current sale price is £28.69

(Save £16.31)

Regular price was £45

4.5 out of 5 stars

2 reviews

VTech Toot-Toot Drivers Enchanted Castle Slide

Toot-Toot Drivers Enchanted Castle Slide

£23.99

4.3 out of 5 stars

6 reviews

Only Newsandy Quilt Long Coat - Khaki Green

Newsandy Quilt Long Coat - Khaki Green

£65

4.8 out of 5 stars

4 reviews

VTech RM7766HD 7" Smart Wi-Fi 1080p Pan and Tilt Baby Monitor

RM7766HD 7" Smart Wi-Fi 1080p Pan and Tilt Baby Monitor

£169.99

4 out of 5 stars

3 reviews

Only Milla Life Strap Maxi Woven Dress - Blue

Milla Life Strap Maxi Woven Dress - Blue

Current sale price is £21.89

(Save £33.11)

Regular price was £55

4 out of 5 stars

1 review

Only Gemma Faux Leather Biker Jacket - Black

Gemma Faux Leather Biker Jacket - Black

£45

4 out of 5 stars

3 reviews

Only Verona Faux Leather Midi Skirt - Black

Verona Faux Leather Midi Skirt - Black

£25

4.5 out of 5 stars

2 reviews

VTech KidiZoom Duo FX blue

KidiZoom Duo FX blue

£59.99

4.2 out of 5 stars

5 reviews

Only Naomi Jacket - Multi

Naomi Jacket - Multi

Current sale price is £18

(Save £27)

Regular price was £45

4.5 out of 5 stars

2 reviews

VTech Chompers the Number Dino

Chompers the Number Dino

Current sale price is £19.99

(Save £1)

Regular price was £20.99

4.2 out of 5 stars

12 reviews

VTech Toot-Toot Drivers Twist & Race Tower

Toot-Toot Drivers Twist & Race Tower

Current sale price is £29.99

(Save £20)

Regular price was £49.99

4.3 out of 5 stars

3 reviews

Studio Creator Photo Creator Mini Digital Camera

Photo Creator Mini Digital Camera

Current sale price is £10.99

(Save £4)

Regular price was £14.99

4.7 out of 5 stars

6 reviews

VTech 4-in-1 Alphabet Train

4-in-1 Alphabet Train

Current sale price is £49.99

(Save £15)

Regular price was £64.99

4.1 out of 5 stars

21 reviews

Studio Creator Photo Creator Instant Pocket Printer

Photo Creator Instant Pocket Printer

£24.99

4.3 out of 5 stars

6 reviews

VTech First Steps Baby Walker - Pink

First Steps Baby Walker - Pink

£29.99

4.9 out of 5 stars

59 reviews

Only Scarlett Long Sleeve Button Cardigan - Brown

Scarlett Long Sleeve Button Cardigan - Brown

Current sale price is £17.85

(Save £17.15)

Regular price was £35

4 out of 5 stars

1 review

VTech Crawl & Learn Bright Lights Ball

Crawl & Learn Bright Lights Ball

Current sale price is £13.99

(Save £6)

Regular price was £19.99

4.7 out of 5 stars

55 reviews

VTech Toddler Tech Laptop - Pink

Toddler Tech Laptop - Pink

Current sale price is £22.99

(Save £5)

Regular price was £27.99

4.6 out of 5 stars

5 reviews

Only Hannah High Waist Wide Leg Denim Short - Blue

Hannah High Waist Wide Leg Denim Short - Blue

Current sale price is £11.25

(Save £13.75)

Regular price was £25

4 out of 5 stars

1 review

VTech Pop & Drop Digger

Pop & Drop Digger

Current sale price is £24.99

(Save £9)

Regular price was £33.99

4.7 out of 5 stars

23 reviews

VTech Touch & Learn Activity Desk

Touch & Learn Activity Desk

£59.99

4.2 out of 5 stars

66 reviews

VTech My Busy Workbench

My Busy Workbench

Current sale price is £44.99

(Save £30)

Regular price was £74.99

4.8 out of 5 stars

52 reviews

Olay Collagen Peptide Serum 40ml

Collagen Peptide Serum 40ml

£38

4.7 out of 5 stars

86 reviews

VTech 3-in-1 Sports Centre

3-in-1 Sports Centre

Current sale price is £37.99

(Save £2)

Regular price was £39.99

4.9 out of 5 stars

18 reviews

VTech Shake It Bluey

Shake It Bluey

Current sale price is £19.99

(Save £2)

Regular price was £21.99

4.7 out of 5 stars

68 reviews

Only Jakiri Linen Strap Dress - Multi

Jakiri Linen Strap Dress - Multi

Current sale price is £12.75

(Save £17.25)

Regular price was £30

4 out of 5 stars

1 review

VTech First Steps Baby Walker 2-in-1 Activity Centre

First Steps Baby Walker 2-in-1 Activity Centre

£29.99

4.7 out of 5 stars

76 reviews

Only Sequin Long Sleeve Mini Dress - Brown

Sequin Long Sleeve Mini Dress - Brown

£48

4 out of 5 stars

1 review

Olay Vitamin C + AHA24 Day Gel Serum For Bright And Even Tone, 40ml

Vitamin C + AHA24 Day Gel Serum For Bright And Even Tone, 40ml

£38

4.7 out of 5 stars

21 reviews

VTech Peppa Pig Nursery Rhymes Interactive Book

Peppa Pig Nursery Rhymes Interactive Book

Current sale price is £10.99

(Save £2)

Regular price was £12.99

4 out of 5 stars

4 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.