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White Stuff Arctic Fairisle Jumper - Multi

Black Friday Deal

Arctic Fairisle Jumper - Multi

Current sale price is £48.50

(Save £16.50)

Regular price was £65

Smart Solar Gazing Highland Cow

Gazing Highland Cow

£34.99

5 out of 5 stars

3 reviews

White Stuff Arctic Fairisle Cardigan - Multi

Black Friday Deal

Arctic Fairisle Cardigan - Multi

Current sale price is £51.50

(Save £17.50)

Regular price was £69

5 out of 5 stars

1 review

Olay Regenerist Niacinamide Day Cream Face Moisturiser SPF 30. Anti Ageing Skincare, 50ml

Black Friday Deal

Regenerist Niacinamide Day Cream Face Moisturiser SPF 30. Anti Ageing Skincare, 50ml

Current sale price is £18

(Save £19.99)

Regular price was £37.99

4.6 out of 5 stars

9 reviews

Smart Solar Firefly Decor Can

Firefly Decor Can

£14.99

4.6 out of 5 stars

9 reviews

Smart Solar PetPaw Lights - 4 Pack

PetPaw Lights - 4 Pack

£12.99

4.7 out of 5 stars

9 reviews

Olay Regenerist Niacinamide Serum for Face, Anti Aging Skincare with Niacinamide, 40ml

Black Friday Deal

Regenerist Niacinamide Serum for Face, Anti Aging Skincare with Niacinamide, 40ml

Current sale price is £18

(Save £19.99)

Regular price was £37.99

5 out of 5 stars

1 review

White Stuff Jewel Longline Cardi - Multi

Black Friday Deal

Jewel Longline Cardi - Multi

Current sale price is £56

(Save £19)

Regular price was £75

White Stuff Georgina Fairisle Cardigan - Multi

Black Friday Deal

Georgina Fairisle Cardigan - Multi

Current sale price is £56

(Save £19)

Regular price was £75

Olay Super Serum, Hydrating Face Serum, Vitamin C & Niacinamide 30ml

Black Friday Deal

Super Serum, Hydrating Face Serum, Vitamin C & Niacinamide 30ml

Current sale price is £19

(Save £20.99)

Regular price was £39.99

4.9 out of 5 stars

169 reviews

Smart Solar Trailing LED Elephant

Trailing LED Elephant

£34.99

5 out of 5 stars

3 reviews

Smart Solar Fence Wall and Post Light (4 Pack)

Fence Wall and Post Light (4 Pack)

£15.99

4 out of 5 stars

100 reviews

Smart Solar Silhouette Solar Hedgehog

Lowest Ever Price

Silhouette Solar Hedgehog

Current sale price is £20.99

(Save £9)

Regular price was £29.99

5 out of 5 stars

8 reviews

Smart Solar High Lumen Pir Security Light

High Lumen Pir Security Light

£39.99

3 out of 5 stars

2 reviews

White Stuff Talia Nep Jumper - Multi

Black Friday Deal

Talia Nep Jumper - Multi

Current sale price is £48.50

(Save £16.50)

Regular price was £65

Smart Solar Gazing Frog

Black Friday Deal

Gazing Frog

Current sale price is £20.99

(Save £9)

Regular price was £29.99

4.1 out of 5 stars

33 reviews

White Stuff Priscilla Platform Shoe - Multi

Black Friday Deal

Priscilla Platform Shoe - Multi

Current sale price is £59

(Save £20)

Regular price was £79

White Stuff Cerys Zip Around Purse - Multi

Black Friday Deal

Cerys Zip Around Purse - Multi

Current sale price is £26

(Save £9)

Regular price was £35

White Stuff Faux Fur Bootie Slipper - Multi

Black Friday Deal

Faux Fur Bootie Slipper - Multi

Current sale price is £30

(Save £10)

Regular price was £40

White Stuff Belle Wide Leg Velvet Trouser - Green

Black Friday Deal

Belle Wide Leg Velvet Trouser - Green

Current sale price is £59

(Save £20)

Regular price was £79

Smart Solar 100 LED Rope Light

Lowest Ever Price

100 LED Rope Light

Current sale price is £13.99

(Save £6)

Regular price was £19.99

4.4 out of 5 stars

7 reviews

Smart Solar Solar Woodland Wizard

Black Friday Deal

Solar Woodland Wizard

Current sale price is £12.99

(Save £5)

Regular price was £17.99

4.3 out of 5 stars

12 reviews

White Stuff Myrtle Slip On Footbed - Coloured Metallic

Black Friday Deal

Myrtle Slip On Footbed - Coloured Metallic

Current sale price is £48.50

(Save £16.50)

Regular price was £65

5 out of 5 stars

1 review

Smart Solar Illumina Decor Panels Papyrus

Illumina Decor Panels Papyrus

£19.99

3.9 out of 5 stars

9 reviews

Smart Solar Blinkin' Owl

Lowest Ever Price

Blinkin' Owl

Current sale price is £23.99

(Save £6)

Regular price was £29.99

5 out of 5 stars

2 reviews

Smart Solar Damasque Solar Bloom Downlighter

Damasque Solar Bloom Downlighter

£19.99

5 out of 5 stars

2 reviews

White Stuff Ari Metallic Top - Multi

Black Friday Deal

Ari Metallic Top - Multi

Current sale price is £51.50

(Save £17.50)

Regular price was £69

2 out of 5 stars

1 review

White Stuff Megan Jersey Dress - Multi

Black Friday Deal

Megan Jersey Dress - Multi

Current sale price is £48.50

(Save £16.50)

Regular price was £65

4.6 out of 5 stars

251 reviews

Smart Solar Celeste Lantern - XL

Lowest Ever Price

Celeste Lantern - XL

Current sale price is £23.99

(Save £6)

Regular price was £29.99

5 out of 5 stars

1 review

White Stuff Emma Square Printed Scarf - Multi

Black Friday Deal

Emma Square Printed Scarf - Multi

Current sale price is £18.50

(Save £6.50)

Regular price was £25

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.