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undefined Premier League 25/26 Play Football - Multi

Premier League 25/26 Play Football - Multi

£16

undefined Womens Short Hooded Sweat Suit 7 - Grey - Beige

Bank Holiday Deal

Womens Short Hooded Sweat Suit 7 - Grey - Beige

Current sale price is £24

(Save £36)

Regular price was £60

undefined Womens Phase Small Sports Bag - Black

Bank Holiday Deal

Womens Phase Small Sports Bag - Black

Current sale price is £5.50

(Save £1.50)

Regular price was £7

undefined Mens Manchester City 25/26 Away Replica Shirt - Black

Mens Manchester City 25/26 Away Replica Shirt - Black

£85

undefined Phase Backpack - Black/White

Bank Holiday Deal

Phase Backpack - Black/White

Current sale price is £12.50

(Save £5.50)

Regular price was £18

5 out of 5 stars

1 review

undefined Women's Easy Rider Mix Trainers - White

Bank Holiday Deal

Women's Easy Rider Mix Trainers - White

Current sale price is £58.50

(Save £16.50)

Regular price was £75

5 out of 5 stars

1 review

undefined Mens Trail Running Extend Lite Trainers - Black

Mens Trail Running Extend Lite Trainers - Black

£55

5 out of 5 stars

1 review

undefined Womens Short Hooded Sweat Suit - Puma Black

Bank Holiday Deal

Womens Short Hooded Sweat Suit - Puma Black

Current sale price is £30

(Save £30)

Regular price was £60

undefined Phase Backpack Set - Black/White

Bank Holiday Deal

Phase Backpack Set - Black/White

Current sale price is £17

(Save £3)

Regular price was £20

5 out of 5 stars

1 review

undefined Unisex Caven 20 Trainers - White

Bank Holiday Deal

Unisex Caven 20 Trainers - White

Current sale price is £40

(Save £10)

Regular price was £50

2.7 out of 5 stars

3 reviews

undefined Premier League 25/26 Cup Football

Premier League 25/26 Cup Football

£28

undefined Unisex Palermo Leather Trainers - White

Bank Holiday Deal

Unisex Palermo Leather Trainers - White

Current sale price is £52.50

(Save £22.50)

Regular price was £75

undefined Unisex Club II Era Suede Trainers - Black

Bank Holiday Deal

Unisex Club II Era Suede Trainers - Black

Current sale price is £42

(Save £18)

Regular price was £60

5 out of 5 stars

1 review

undefined Womens Arizona Nylon Trainers - Brown

Womens Arizona Nylon Trainers - Brown

£75

undefined Unisex Training Retaliate 3 Trainers - Black

Bank Holiday Deal

Unisex Training Retaliate 3 Trainers - Black

Current sale price is £48

(Save £12)

Regular price was £60

4 out of 5 stars

1 review

undefined Mens Manchester City 25/26 Home Replica Shirt - Blue

Mens Manchester City 25/26 Home Replica Shirt - Blue

£85

5 out of 5 stars

1 review

undefined 4 Pack Plush 2.5-Inch Micromallows (Chanel, Brina, Lucia, Tenise)

Bank Holiday Deal

4 Pack Plush 2.5-Inch Micromallows (Chanel, Brina, Lucia, Tenise)

Current sale price is £9.99

(Save £2)

Regular price was £11.99

4.5 out of 5 stars

2 reviews

undefined Womens Trail Running Explore Nitro 2 Trainers - Black

Bank Holiday Deal

Womens Trail Running Explore Nitro 2 Trainers - Black

Current sale price is £70

(Save £30)

Regular price was £100

undefined Mens Essential Polysuit Tracksuit - Black

Bank Holiday Deal

Mens Essential Polysuit Tracksuit - Black

Current sale price is £40

(Save £10)

Regular price was £50

undefined Junior Manchester City 25/26 Away Replica Shirt - Black

Junior Manchester City 25/26 Away Replica Shirt - Black

£65

undefined Women's Palermo Elevata Trainers - Dark Green

Bank Holiday Deal

Women's Palermo Elevata Trainers - Dark Green

Current sale price is £56

(Save £24)

Regular price was £80

5 out of 5 stars

1 review

undefined Phase Backpack - Navy/White

Bank Holiday Deal

Phase Backpack - Navy/White

Current sale price is £12.50

(Save £5.50)

Regular price was £18

undefined Unisex Caven 20 Trainers - White

Bank Holiday Deal

Unisex Caven 20 Trainers - White

Current sale price is £40

(Save £10)

Regular price was £50

undefined 5 Pack Squishmallows Knickers - Multi

Bank Holiday Deal

5 Pack Squishmallows Knickers - Multi

Current sale price is From £9.50

(Save up to £3)

Regular price was From £12

5 out of 5 stars

2 reviews

undefined Womens Wardrive Essentials Leo Luxe A-Line All Over Print Shorts

Womens Wardrive Essentials Leo Luxe A-Line All Over Print Shorts

£35

undefined Women's Palermo Elevata Trainers- Black

Bank Holiday Deal

Women's Palermo Elevata Trainers- Black

Current sale price is £64

(Save £16)

Regular price was £80

5 out of 5 stars

1 review

undefined Womens Training Duffle Bag - Pure Magenta

Bank Holiday Deal

Womens Training Duffle Bag - Pure Magenta

Current sale price is £26

(Save £9)

Regular price was £35

undefined Mens Golf Con Polo 20 - White Glow

Bank Holiday Deal

Mens Golf Con Polo 20 - White Glow

Current sale price is £28

(Save £7)

Regular price was £35

undefined Stream n Snack Bowl

Stream n Snack Bowl

Current sale price is £13

(Save £1.99)

Regular price was £14.99

undefined Original Sanrio 10-Inch Starshine Cinnamoroll Plush

Bank Holiday Deal

Original Sanrio 10-Inch Starshine Cinnamoroll Plush

Current sale price is £14.99

(Save £4)

Regular price was £18.99

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.