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The Very Collection Cora Large 3 Door Sideboard - Ivory/Brass

The Very Collection

Cora Large 3 Door Sideboard - Ivory/Brass

Current sale price is £129

(Save £80)

Regular price was £209

5 out of 5 stars

9 reviews

Cricut Explore 4 Essentials Bundle

Payday Deal

Explore 4 Essentials Bundle

Current sale price is £249.99

(Save £70)

Regular price was £319.99

5 out of 5 stars

4 reviews

Shark Depuffi contrast therapy sculpting tool - Peony Pink

Depuffi contrast therapy sculpting tool - Peony Pink

Current sale price is £139.99

(Save £40)

Regular price was £179.99

5 out of 5 stars

1 review

Marcy Pilates Core Trainer

Pilates Core Trainer

£99

5 out of 5 stars

1 review

The Very Collection Borg Layered Quilted Coat - Cream

The Very Collection

Borg Layered Quilted Coat - Cream

Current sale price is £35.75

(Save £29.25)

Regular price was £65

3.7 out of 5 stars

3 reviews

it Luggage Divinity Black Cabin Suitcase with TSA Lock

Divinity Black Cabin Suitcase with TSA Lock

£49.99

5 out of 5 stars

7 reviews

Reebok I-Bike

I-Bike

£339.99

5 out of 5 stars

1 review

VTech VM5467 Video Monitor Night

VM5467 Video Monitor Night

£90

5 out of 5 stars

2 reviews

The Very Collection Cora 5 Drawer Chest - Ivory/Brass

The Very Collection

Cora 5 Drawer Chest - Ivory/Brass

Current sale price is £179

(Save £50)

Regular price was £229

3.2 out of 5 stars

15 reviews

Tower T22035RED Cord/Cordless Steam Iron - Red & Black

T22035RED Cord/Cordless Steam Iron - Red & Black

£59

5 out of 5 stars

2 reviews

Interiors By Premier 12pc Kitchen Utensil Set With Beechwood Handles

Interiors By Premier

12pc Kitchen Utensil Set With Beechwood Handles

Current sale price is £18

(Save £4)

Regular price was £22

5 out of 5 stars

1 review

Hot Wheels Collecting Showcase for 36 Cars

Payday Deal

Collecting Showcase for 36 Cars

Current sale price is £14.99

(Save £5)

Regular price was £19.99

5 out of 5 stars

2 reviews

Yours 2 Pack Tshirt Bra - Multi

2 Pack Tshirt Bra - Multi

Current sale price is £31

(Save £8)

Regular price was £39

3.6 out of 5 stars

21 reviews

Silentnight Luxury Heated Throw - Forest Green/olive

Luxury Heated Throw - Forest Green/olive

Current sale price is £42

(Save £10)

Regular price was £52

5 out of 5 stars

2 reviews

The Very Collection Girls 3 Piece Activewear Set With Sweatshirt - Print

Payday Deal

The Very Collection

Girls 3 Piece Activewear Set With Sweatshirt - Print

Current sale price is From £14

(Save up to £12.25)

Regular price was From £24

5 out of 5 stars

1 review

Catherine Lansfield Bow Embroidery Duvet Set

Catherine Lansfield

Bow Embroidery Duvet Set

Current sale price is From £15

(Save up to £10)

Regular price was From £22

5 out of 5 stars

3 reviews

The Very Collection Printed Mini Shirt Dress - Green Print

The Very Collection

Printed Mini Shirt Dress - Green Print

£40

5 out of 5 stars

1 review

Baby Annabell Active Annabell Doll 43cm

Active Annabell Doll 43cm

Current sale price is £54.99

(Save £5)

Regular price was £59.99

5 out of 5 stars

6 reviews

The Very Collection Curve Devore Ruffle Sleeve Smock Dress - Print

The Very Collection Curve

Devore Ruffle Sleeve Smock Dress - Print

Current sale price is £24.75

(Save £30.25)

Regular price was £55

5 out of 5 stars

3 reviews

Benefit Talk Beauty to Me Mascara and Cheek & Lip Tint Gift Set (Worth £49.50)

Payday Deal

Talk Beauty to Me Mascara and Cheek & Lip Tint Gift Set (Worth £49.50)

Current sale price is £16

(Save £15)

Regular price was £31

5 out of 5 stars

1 review

BOSS 3 Pack T-Shirts - Assorted

3 Pack T-Shirts - Assorted

Current sale price is From £36

(Save up to £9)

Regular price was From £45

5 out of 5 stars

2 reviews

Studio Creator Instant Photo Creator, Kids Digital Camera with Built-In Printer

Instant Photo Creator, Kids Digital Camera with Built-In Printer

Current sale price is £38.99

(Save £21)

Regular price was £59.99

3.9 out of 5 stars

32 reviews

JURASSIC WORLD Rebirth Distortus Rex Rumble N Rampage Dinosaur 22cm High Action Figure

Rebirth Distortus Rex Rumble N Rampage Dinosaur 22cm High Action Figure

£39.99

5 out of 5 stars

2 reviews

Care Bears x Stranger Things 2pk (Cheer as Eleven and Grumpy as Demogorgon)

x Stranger Things 2pk (Cheer as Eleven and Grumpy as Demogorgon)

£34.99

5 out of 5 stars

4 reviews

The Very Collection Corset Detail Animal Maxi Dress - Print

The Very Collection

Corset Detail Animal Maxi Dress - Print

Current sale price is £33.75

(Save £41.25)

Regular price was £75

3.3 out of 5 stars

3 reviews

East Coast Little One Changing Mat

Little One Changing Mat

£13

5 out of 5 stars

10 reviews

adidas Originals Women's Gazelle Trainers - Bet Scarlet/Glow Pink/Gold Met

adidas Originals

Women's Gazelle Trainers - Bet Scarlet/Glow Pink/Gold Met

Current sale price is £68

(Save £17)

Regular price was £85

3.7 out of 5 stars

3 reviews

Benefit Cheeky Love Letter Limited Edition Bronzer and Blush Palette (Worth £66.50)

Cheeky Love Letter Limited Edition Bronzer and Blush Palette (Worth £66.50)

Current sale price is £23

(Save £18)

Regular price was £41

5 out of 5 stars

2 reviews

Michelle Keegan Co-Ord Faux Fur Checked Bomber - Multi

Michelle Keegan

Co-Ord Faux Fur Checked Bomber - Multi

Current sale price is £28

(Save £42)

Regular price was £70

5 out of 5 stars

5 reviews

Calvin Klein Eternity 50ml EDT for Him Giftset

Payday Deal

Eternity 50ml EDT for Him Giftset

£35

5 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.