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Jon Richard Gold Plated Crystal Clover Trio Set - Gift Boxed

Gold Plated Crystal Clover Trio Set - Gift Boxed

£30

4.2 out of 5 stars

6 reviews

Claud Butler Wrath 2.0 Cues Electric Mountain Bike

Wrath 2.0 Cues Electric Mountain Bike

£1749.99

4.6 out of 5 stars

9 reviews

Hasbro Connect 4 Game from Hasbro Gaming

Connect 4 Game from Hasbro Gaming

Current sale price is £9.99

(Save £3)

Regular price was £12.99

4.8 out of 5 stars

54 reviews

Mini Verse MGA's Miniverse™™ Make It Mini™ Hello Kitty® and Friends Series 3

MGA's Miniverse™™ Make It Mini™ Hello Kitty® and Friends Series 3

Current sale price is £7.99

(Save £2)

Regular price was £9.99

4.6 out of 5 stars

26 reviews

Joma Jewellery BIRTHSTONE A LITTLE - JANUARY GARNET - Silver Plated - Bracelet - 17.5cm stretch

+6 colours+5 colours+4 colours+3 colours+2 colours

Available in july, august, october and 6 more coloursAvailable in july, august, october, february and 5 more coloursAvailable in july, august, october, february, september, november, january, december, march coloursAvailable in july, august, october, february, september, november, january, december, march coloursAvailable in july, august, october, february, september, november, january, december, march colours

BIRTHSTONE A LITTLE - JANUARY GARNET - Silver Plated - Bracelet - 17.5cm stretch

£19.99

4.8 out of 5 stars

5 reviews

LEGO Botanical LEGO Botanicals Bonsai Tree Set for Adults 10281

LEGO Botanicals Bonsai Tree Set for Adults 10281

Current sale price is £33.99

(Save £11)

Regular price was £44.99

4.4 out of 5 stars

362 reviews

Reflex Active Active Nexus Black Strap Smart Watch

Active Nexus Black Strap Smart Watch

Current sale price is £30

(Save £9.95)

Regular price was £39.95

4.5 out of 5 stars

2 reviews

Mood Gold Plated Large Link Chain Necklace

Gold Plated Large Link Chain Necklace

£22

4 out of 5 stars

1 review

Osprey Astronova Iris Pink Backpack

Astronova Iris Pink Backpack

£70

4.7 out of 5 stars

27 reviews

Radley Smart Series 48 AMOLED Silver Smart Watch

Smart Series 48 AMOLED Silver Smart Watch

Current sale price is £79.99

(Save £15.01)

Regular price was £95

4.9 out of 5 stars

8 reviews

Vivienne Westwood Lady Sydenham Ladies Quartz Watch with Hot Pink Dial & Gold Stainless Steel Bracelet

Vivienne Westwood

Lady Sydenham Ladies Quartz Watch with Hot Pink Dial & Gold Stainless Steel Bracelet

Current sale price is £210

(Save £90)

Regular price was £300

4.7 out of 5 stars

12 reviews

Toyrific Pro Striker Glow Ball - Orange

Pro Striker Glow Ball - Orange

£18.99

4.5 out of 5 stars

4 reviews

Falcon Breeze Low Step Electric Folding Bike

Breeze Low Step Electric Folding Bike

£1099.99

4 out of 5 stars

1 review

Mini Verse MGA's Miniverse Make It Mini From Scratch Series 2

MGA's Miniverse Make It Mini From Scratch Series 2

Current sale price is £7.99

(Save £2)

Regular price was £9.99

4.6 out of 5 stars

22 reviews

Orelia Birthstone Necklace -Gold

+9 colours+8 colours+7 colours+6 colours+5 colours

Available in june, august, july and 9 more coloursAvailable in june, august, july, may and 8 more coloursAvailable in june, august, july, may, march and 7 more coloursAvailable in june, august, july, may, march, september and 6 more coloursAvailable in june, august, july, may, march, september, april and 5 more colours

Birthstone Necklace -Gold

£28

4 out of 5 stars

1 review

adidas Originals Adicolor Shopper

adidas Originals

Adicolor Shopper

£45

4.9 out of 5 stars

8 reviews

Moissanite 9ct White Gold Lady Lynsey 2.40ct total Moissanite Solitaire Ring

9ct White Gold Lady Lynsey 2.40ct total Moissanite Solitaire Ring

Current sale price is £740.05

(Save £38.95)

Regular price was £779

4 out of 5 stars

1 review

Vivienne Westwood Mother Orb Mother of Pearl and Rose Gold Detail Dial with Charm Two Tone Stainless Steel Bracelet Ladies Watch

Vivienne Westwood

Mother Orb Mother of Pearl and Rose Gold Detail Dial with Charm Two Tone Stainless Steel Bracelet Ladies Watch

Current sale price is £159

(Save £106)

Regular price was £265

4.4 out of 5 stars

9 reviews

Osprey Womens Fairview 55L Travel Pack - Green

Womens Fairview 55L Travel Pack - Green

£190

4 out of 5 stars

3 reviews

The Love Collection 9ct Yellow Gold 9mm x 7.9mm Shimmer Heart Ring

The Love Collection

9ct Yellow Gold 9mm x 7.9mm Shimmer Heart Ring

£199

4 out of 5 stars

1 review

Jon Richard Gold Plated and Purple Droplet Earrings

Gold Plated and Purple Droplet Earrings

Current sale price is £21

(Save £4)

Regular price was £25

4.5 out of 5 stars

2 reviews

ChloBo Silver ethereal multi pearl drop necklace

Silver ethereal multi pearl drop necklace

£95

4 out of 5 stars

1 review

Radley Series 55 Stone And Teal Silicone Strap Smartwatch TFT/Calling

Series 55 Stone And Teal Silicone Strap Smartwatch TFT/Calling

£49.95

4.3 out of 5 stars

3 reviews

Sekonda Mens Titan Black Silicone Strap with Black Dial Analogue Watch

Mens Titan Black Silicone Strap with Black Dial Analogue Watch

£69.99

4 out of 5 stars

1 review

Radley Series 57 Cobweb Leather Silicone Strap Smartwatch - Amoled/Calling

Series 57 Cobweb Leather Silicone Strap Smartwatch - Amoled/Calling

£95

4.8 out of 5 stars

6 reviews

Michael Kors Women's Essex Three-Hand Stainless Steel Watch, MK4906

Women's Essex Three-Hand Stainless Steel Watch, MK4906

Current sale price is £129

(Save £50)

Regular price was £179

4 out of 5 stars

1 review

Radley Ladies White Ceramic Silver Bracelet Watch

Ladies White Ceramic Silver Bracelet Watch

Current sale price is £79.99

(Save £55.01)

Regular price was £135

4.5 out of 5 stars

2 reviews

LEGO Botanical Botanicals Bouquet of Roses 10328

Botanicals Bouquet of Roses 10328

Current sale price is £38.99

(Save £16)

Regular price was £54.99

4.9 out of 5 stars

155 reviews

Treat Republic Personalised Rings of Love Necklace in Gold

Personalised Rings of Love Necklace in Gold

£34.99

4.6 out of 5 stars

5 reviews

Fossil Women's Carlie Three-Hand, Gold-Tone Stainless Steel Watch, ES4735

Women's Carlie Three-Hand, Gold-Tone Stainless Steel Watch, ES4735

Current sale price is £107

(Save £42)

Regular price was £149

4.6 out of 5 stars

11 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.