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adidas Women's Training 2In1 Pacer Shorts - Black

Bank Holiday Deal

Women's Training 2In1 Pacer Shorts - Black

Current sale price is £26

Regular price was £33

(Save £7)

4.9 out of 5 stars

7 reviews

Ted Baker Older Girls Shower Resistant Shirred Waist Raincoat - Black

Older Girls Shower Resistant Shirred Waist Raincoat - Black

From £55

Nike Kids Essential Fleece Crew Tracksuit - Black

Bank Holiday Deal

Kids Essential Fleece Crew Tracksuit - Black

Current sale price is £33.50

Regular price was £42

(Save £8.50)

4.8 out of 5 stars

18 reviews

Michelle Keegan Crinkle Cotton Balloon Trouser - Brown

Bank Holiday Deal

Michelle Keegan

Crinkle Cotton Balloon Trouser - Brown

Current sale price is £9

Regular price was £30

(Save £21)

5 out of 5 stars

5 reviews

The Very Collection High Waist Flare Yoga Trousers - Black

The Very Collection

High Waist Flare Yoga Trousers - Black

Current sale price is £15

Regular price was £20

(Save £5)

4.4 out of 5 stars

145 reviews

Toshiba 50" UF26 Fire 4K HDR TV 50UF2653DB

50" UF26 Fire 4K HDR TV 50UF2653DB

Current sale price is £279

Regular price was £349

(Save £70)

5 out of 5 stars

1 review

The Very Collection Essential Jogger Shorts - Black

The Very Collection

Essential Jogger Shorts - Black

£18

4.8 out of 5 stars

8 reviews

Amazon Fire TV Stick 4K Max streaming device (Newest gen), TV Guide with Live TV, supports Wi-Fi 6E, Ambient Experience

Fire TV Stick 4K Max streaming device (Newest gen), TV Guide with Live TV, supports Wi-Fi 6E, Ambient Experience

Current sale price is £47.99

Regular price was £69.99

(Save £22)

4.6 out of 5 stars

21 reviews

adidas Sportswear Junior Grand Court 3.0 Girls Trainers - Black

adidas Sportswear

Junior Grand Court 3.0 Girls Trainers - Black

£30

The Very Collection Collar Sleeveless Midi Dress - Black

The Very Collection

Collar Sleeveless Midi Dress - Black

Current sale price is £28.50

Regular price was £38

(Save £9.50)

3 out of 5 stars

1 review

New Look 915 Girls V Neck Knitted School Jumper - Black

Girls V Neck Knitted School Jumper - Black

£9.99

5 out of 5 stars

2 reviews

Samsung 50-inch Crystal UHD U8000H 4K Vision AI Smart TV - UE50U8000HKXXU

Bank Holiday Deal

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Current sale price is £309

Regular price was £399

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4.4 out of 5 stars

32 reviews

Beats Studio Pro Wireless Headphones

Bank Holiday Deal

+1 colour

Available in black, beige, navy, brown coloursAvailable in black, beige, navy, brown coloursAvailable in black, beige, navy, brown coloursAvailable in black, beige, navy, brown coloursAvailable in black, beige, navy, brown colours

Studio Pro Wireless Headphones

Current sale price is £199

Regular price was £349

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4.5 out of 5 stars

100 reviews

Beats Solo Buds - True Wireless Earbuds

Bank Holiday Deal

+1 colour

Available in matte black, storm grey, arctic purple, transparent red coloursAvailable in matte black, storm grey, arctic purple, transparent red coloursAvailable in matte black, storm grey, arctic purple, transparent red coloursAvailable in matte black, storm grey, arctic purple, transparent red coloursAvailable in matte black, storm grey, arctic purple, transparent red colours

Solo Buds - True Wireless Earbuds

Current sale price is £59

Regular price was £79

(Save £20)

3.8 out of 5 stars

49 reviews

Skechers Bounder Quanta-Pacer Trainer - Black

Bounder Quanta-Pacer Trainer - Black

£29

River Island Girls Padlock Bow Monogram Shopper Bag - Black

Girls Padlock Bow Monogram Shopper Bag - Black

£29

5 out of 5 stars

1 review

adidas Terrex Womens Anylander Rain Ready Walking Boots - Black

Bank Holiday Deal

Womens Anylander Rain Ready Walking Boots - Black

Current sale price is £52.50

Regular price was £75

(Save £22.50)

4.8 out of 5 stars

21 reviews

Swan SW75120B 8kg 1400 Spin Freestanding Washing Machine - Black

SW75120B 8kg 1400 Spin Freestanding Washing Machine - Black

Current sale price is £259

Regular price was £279

(Save £20)

3.9 out of 5 stars

59 reviews

UGG Goldenstar Villa Clog-black

Goldenstar Villa Clog-black

£145

The Very Collection Toezone Football Sole Strap Leather School Shoe Trainers - Black

Bank Holiday Deal

The Very Collection

Toezone Football Sole Strap Leather School Shoe Trainers - Black

Current sale price is From £19

Regular price was From £24

(Save up to £5.75)

3.2 out of 5 stars

14 reviews

Nike Unisex Everyday Elevated Crew Socks 6 Pack - Black

Unisex Everyday Elevated Crew Socks 6 Pack - Black

£28

5 out of 5 stars

1 review

adidas Sportswear Junior Unisex Windbreaker - Black

adidas Sportswear

Junior Unisex Windbreaker - Black

£30

4.4 out of 5 stars

95 reviews

Kickers Kids Kick T-bar Patent Leather Shoe - Black

Kids Kick T-bar Patent Leather Shoe - Black

From £50

4.2 out of 5 stars

219 reviews

Ted Baker Older Girls Shower Resistant Short Belted Pleat Skirt Coat - Black

Older Girls Shower Resistant Short Belted Pleat Skirt Coat - Black

From £68

Ted Baker Older Girls Medium School Tote Bag - Black

Older Girls Medium School Tote Bag - Black

£32

New Balance Mens 327 Trainers - Black

Bank Holiday Deal

Mens 327 Trainers - Black

Current sale price is £80

Regular price was £100

(Save £20)

4.6 out of 5 stars

268 reviews

River Island Girls Ri Waistband Leggings - Black

Girls Ri Waistband Leggings - Black

£9

5 out of 5 stars

15 reviews

Russell Hobbs SatisFry Air, Dual Basket 9 Litre

SatisFry Air, Dual Basket 9 Litre

£99

4.8 out of 5 stars

130 reviews

adidas Sportswear Junior Unisex Essentials Joggers Set - Black

Bank Holiday Deal

adidas Sportswear

Junior Unisex Essentials Joggers Set - Black

Current sale price is £24.50

Regular price was £35

(Save £10.50)

Nike Little Kids' Cosmic Runner Trainers - Black

Little Kids' Cosmic Runner Trainers - Black

£35

4.2 out of 5 stars

6 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.