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COACH Ladies Brooks Two Tone Stainless & Gold IP Bracelet Watch

Ladies Brooks Two Tone Stainless & Gold IP Bracelet Watch

Current sale price is £175

(Save £125)

Regular price was £300

Radley Gold Plated 5 Link Stainless Steel Bracelet Watch

Gold Plated 5 Link Stainless Steel Bracelet Watch

Current sale price is £50

(Save £75)

Regular price was £125

COACH Ladies Sammy 22mm Oval Gold IP Watch

Ladies Sammy 22mm Oval Gold IP Watch

Current sale price is £157.50

(Save £17.50)

Regular price was £175

5 out of 5 stars

3 reviews

BOSS Candor Automatic Mens Watch

Candor Automatic Mens Watch

Current sale price is £224

(Save £195)

Regular price was £419

Armani Exchange Mens Sync Chronograph Brown Silicone Watch, AX4293

Armani Exchange

Mens Sync Chronograph Brown Silicone Watch, AX4293

Current sale price is £167

(Save £42)

Regular price was £209

Fossil Mens Neutra Chronograph Gold-Tone Stainless Steel Watch, FS6164

Mens Neutra Chronograph Gold-Tone Stainless Steel Watch, FS6164

Current sale price is £143

(Save £36)

Regular price was £179

4.3 out of 5 stars

35 reviews

Michael Kors Womens Mini Bryant Chronograph, Two-Tone Stainless Steel Watch

Womens Mini Bryant Chronograph, Two-Tone Stainless Steel Watch

Current sale price is £215

(Save £54)

Regular price was £269

4.8 out of 5 stars

4 reviews

Michael Kors Essex Ladies Silver Watch

Essex Ladies Silver Watch

Current sale price is £151

(Save £38)

Regular price was £189

Radley Silver and Rose Gold Plated Stainless Steel Bracelet Watch

Silver and Rose Gold Plated Stainless Steel Bracelet Watch

Current sale price is £54

(Save £45.95)

Regular price was £99.95

Fossil Mens Crosby Three-Hand Date Two-Tone Stainless Steel Watch, FS6161

Mens Crosby Three-Hand Date Two-Tone Stainless Steel Watch, FS6161

Current sale price is £135

(Save £34)

Regular price was £169

4.6 out of 5 stars

10 reviews

Radley Silver Plated T-bar Case Stainless Steel Bracelet Watch

Silver Plated T-bar Case Stainless Steel Bracelet Watch

Current sale price is £67

(Save £22.95)

Regular price was £89.95

Armani Exchange Mens Chronograph Gunmetal Stainless Steel Watch, AX1972

Armani Exchange

Mens Chronograph Gunmetal Stainless Steel Watch, AX1972

Current sale price is £194

(Save £75)

Regular price was £269

5 out of 5 stars

1 review

Armani Exchange Mens Sync Chronograph Gunmetal Stainless Steel Watch, AX4295

Armani Exchange

Mens Sync Chronograph Gunmetal Stainless Steel Watch, AX4295

Current sale price is £183

(Save £46)

Regular price was £229

Michael Kors Petite Lexington Set

Petite Lexington Set

Current sale price is £201

(Save £78)

Regular price was £279

Armani Exchange Mens Three-Hand Grey Leather Watch, AX2766

Armani Exchange

Mens Three-Hand Grey Leather Watch, AX2766

Current sale price is £135

(Save £34)

Regular price was £169

Armani Exchange Mens Chronograph Grey Silicone Watch, AX1971

Armani Exchange

Mens Chronograph Grey Silicone Watch, AX1971

Current sale price is £191

(Save £48)

Regular price was £239

1 out of 5 stars

1 review

Fossil Mens Everett Chronograph Stainless Steel Watch, FS6154

Mens Everett Chronograph Stainless Steel Watch, FS6154

Current sale price is £159

(Save £40)

Regular price was £199

4.6 out of 5 stars

16 reviews

Tommy Hilfiger Bank

Bank

Current sale price is £170

(Save £19)

Regular price was £189

BOSS Gents Peak Chronograph Black IP Watch

Gents Peak Chronograph Black IP Watch

Current sale price is £341

(Save £38)

Regular price was £379

5 out of 5 stars

1 review

Armani Exchange Men's Automatic, Stainless Steel Watch, Ax2463 - Black

Armani Exchange

Men's Automatic, Stainless Steel Watch, Ax2463 - Black

Current sale price is £231

(Save £58)

Regular price was £289

1 out of 5 stars

1 review

Michael Kors Essex Ladies Gold Watch

Essex Ladies Gold Watch

Current sale price is £151

(Save £38)

Regular price was £189

5 out of 5 stars

1 review

Fossil Mens Machine Big Tic Stainless Steel Watch, FS6155

Mens Machine Big Tic Stainless Steel Watch, FS6155

Current sale price is £151

(Save £38)

Regular price was £189

4.3 out of 5 stars

3 reviews

Armani Exchange Mens Sync Chronograph Green Silicone Watch, AX4292

Armani Exchange

Mens Sync Chronograph Green Silicone Watch, AX4292

Current sale price is £167

(Save £42)

Regular price was £209

Michael Kors Womens Mini Bryant Chronograph, Gold-Tone Stainless Steel Watch

Womens Mini Bryant Chronograph, Gold-Tone Stainless Steel Watch

Current sale price is £228.50

(Save £40.50)

Regular price was £269

4.2 out of 5 stars

6 reviews

Armani Exchange Mens Sync Chronograph Gunmetal Stainless Steel Watch, AX4296

Armani Exchange

Mens Sync Chronograph Gunmetal Stainless Steel Watch, AX4296

Current sale price is £175

(Save £44)

Regular price was £219

Diesel Men's Mr. Daddy Chronograph, Gunmetal Stainless Steel Watch

Men's Mr. Daddy Chronograph, Gunmetal Stainless Steel Watch

Current sale price is £351

(Save £88)

Regular price was £439

Tory Burch The Eleanor Three-Hand Two-Tone Stainless Steel Watch

The Eleanor Three-Hand Two-Tone Stainless Steel Watch

Current sale price is £263

(Save £116)

Regular price was £379

Armani Exchange Automatic Gunmetal Stainless Steel Watch

Armani Exchange

Automatic Gunmetal Stainless Steel Watch

Current sale price is £231

(Save £58)

Regular price was £289

5 out of 5 stars

1 review

Radley Ladies Mini Full Number S/GP Bracelet Watch

Ladies Mini Full Number S/GP Bracelet Watch

Current sale price is £90

(Save £9.95)

Regular price was £99.95

Michael Kors Women's Emery Three-Hand, Two-Tone Stainless Steel Watch, MK4882

Women's Emery Three-Hand, Two-Tone Stainless Steel Watch, MK4882

Current sale price is £158

(Save £61)

Regular price was £219

4.8 out of 5 stars

5 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.