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Pay later with Very Pay

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Up to 50% off Sale!

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Technology & Gaming46

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£100 - £25017

£250 - £50022

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Apple Watch Series 9 (GPS), 41mm Midnight Aluminium Case with Midnight Sport Band - M/L

Trade in & get up to £340*

Watch Series 9 (GPS), 41mm Midnight Aluminium Case with Midnight Sport Band - M/L

£399

4.7 out of 5 stars

29 reviews

Garmin Instinct 3 - 50mm, AMOLED, Fern Green with Fern Green Band

Instinct 3 - 50mm, AMOLED, Fern Green with Fern Green Band

Current sale price is £349

(Save £50)

Regular price was £399

4.5 out of 5 stars

87 reviews

Huawei GT Runner 2 Midnight Black

Available in blue, black, red coloursAvailable in blue, black, red coloursAvailable in blue, black, red coloursAvailable in blue, black, red coloursAvailable in blue, black, red colours

GT Runner 2 Midnight Black

£349

Garmin Forerunner 55 GPS Watch - Black

Forerunner 55 GPS Watch - Black

£149

Garmin Approach J1 GPS Junior Golf Watch - 43 mm, Black/Azure

Available in black, purple coloursAvailable in black, purple coloursAvailable in black, purple coloursAvailable in black, purple coloursAvailable in black, purple colours

Approach J1 GPS Junior Golf Watch - 43 mm, Black/Azure

£309

Garmin Lily 2 Smartwatch - Cream Gold with Coconut Silicone Band

Lily 2 Smartwatch - Cream Gold with Coconut Silicone Band

Current sale price is £235

(Save £14)

Regular price was £249

Reflex Active SeaVenture 50m Swim-Safe AMOLED GPS Black Strap Smart Watch

SeaVenture 50m Swim-Safe AMOLED GPS Black Strap Smart Watch

£59.95

3.5 out of 5 stars

2 reviews

Reflex Active Nexus Calling Smart Watch and Headphone Set

Nexus Calling Smart Watch and Headphone Set

Current sale price is £39.99

(Save £19.01)

Regular price was £59

1 out of 5 stars

2 reviews

Garmin Venu 4 - 41mm

Available in black, purple coloursAvailable in black, purple coloursAvailable in black, purple coloursAvailable in black, purple coloursAvailable in black, purple colours

Venu 4 - 41mm

Current sale price is From £359

(Save up to £100)

Regular price was £459

4 out of 5 stars

11 reviews

Samsung Galaxy Watch8 Classic 46mm (Bluetooth), with Galaxy AI

Galaxy Watch8 Classic 46mm (Bluetooth), with Galaxy AI

Current sale price is £349

(Save up to £100)

Regular price was From £440

4.8 out of 5 stars

477 reviews

Garmin Venu 4 - 45mm

Limited Time Offer

Available in grey, yellow coloursAvailable in grey, yellow coloursAvailable in grey, yellow coloursAvailable in grey, yellow coloursAvailable in grey, yellow colours

Venu 4 - 45mm

Current sale price is From £382

(Save up to £77)

Regular price was From £439

4.5 out of 5 stars

186 reviews

Garmin Instinct 3 45mm Smartwatch - Black with Bolt Blue Band

Instinct 3 45mm Smartwatch - Black with Bolt Blue Band

Current sale price is £315

(Save £34)

Regular price was £349

4.4 out of 5 stars

102 reviews

Garmin Instinct 3 50mm Smartwatch - Black with Bolt Blue Accents

Instinct 3 50mm Smartwatch - Black with Bolt Blue Accents

Current sale price is £369

(Save £30)

Regular price was £399

4.5 out of 5 stars

87 reviews

Samsung Galaxy Watch8 Classic 46mm (LTE), with Galaxy AI

Galaxy Watch8 Classic 46mm (LTE), with Galaxy AI

Current sale price is £399

(Save £100)

Regular price was £499

4.7 out of 5 stars

1k reviews

Huawei Watch GT5 46mm Black

Watch GT5 46mm Black

£229

4.6 out of 5 stars

7 reviews

Garmin Vivoactive 6 Watch - New White

Vivoactive 6 Watch - New White

Current sale price is £226

(Save £53)

Regular price was £279

5 out of 5 stars

4 reviews

Garmin Vivoactive 6 Smartwatch - Jasper Green

Vivoactive 6 Smartwatch - Jasper Green

Current sale price is £235

(Save £34)

Regular price was £269

5 out of 5 stars

1 review

Garmin Vivoactive 6 Watch - Pink Dawn

Vivoactive 6 Watch - Pink Dawn

Current sale price is £229

(Save £40)

Regular price was £269

5 out of 5 stars

2 reviews

Reflex Active Series 54 AMOLED GPS Black and Green Smart Calling Watch

Series 54 AMOLED GPS Black and Green Smart Calling Watch

Current sale price is £39.99

(Save £39.96)

Regular price was £79.95

4 out of 5 stars

2 reviews

Garmin Instinct 3 AMOLED 45mm Smartwatch - Black

Limited Time Offer

Instinct 3 AMOLED 45mm Smartwatch - Black

Current sale price is £254.99

(Save £94.01)

Regular price was £349

4.4 out of 5 stars

106 reviews

Garmin Instinct 3 AMOLED 50mm Smartwatch - Black

Instinct 3 AMOLED 50mm Smartwatch - Black

Current sale price is £343

Regular price was £345

5 out of 5 stars

5 reviews

Garmin Instinct E 40mm Smartwatch - Black

Instinct E 40mm Smartwatch - Black

Current sale price is £189

(Save £30)

Regular price was £219

3.8 out of 5 stars

21 reviews

Garmin Instinct E 45mm Smartwatch - Electric Lime

Instinct E 45mm Smartwatch - Electric Lime

Current sale price is £199

(Save £60)

Regular price was £259

Garmin Instinct E 45mm Smartwatch - Black

Instinct E 45mm Smartwatch - Black

Current sale price is £199

(Save £20)

Regular price was £219

4.2 out of 5 stars

52 reviews

Garmin Instinct E 40mm Smartwatch - Electric Lime

Instinct E 40mm Smartwatch - Electric Lime

Current sale price is £199

(Save £20)

Regular price was £219

2 out of 5 stars

1 review

Withings Scanwatch 2 42mm - Black

Scanwatch 2 42mm - Black

£319

4.6 out of 5 stars

28 reviews

Withings Scanwatch Light - Rose Gold White

Scanwatch Light - Rose Gold White

£229

4.3 out of 5 stars

29 reviews

Withings Scanwatch Nova Green

Scanwatch Nova Green

£549

5 out of 5 stars

5 reviews

Withings Scanwatch Nova Blue

Scanwatch Nova Blue

£549

4.6 out of 5 stars

11 reviews

Withings Scanwatch Light - White

Scanwatch Light - White

£229

4.3 out of 5 stars

29 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.