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undefined Cotton Rich V Neck Pointelle Waistcoat Coord - Cream

Bank Holiday Deal

Cotton Rich V Neck Pointelle Waistcoat Coord - Cream

Current sale price is £22.25

(Save £5.75)

Regular price was £28

3 out of 5 stars

2 reviews

undefined Short Sleeve Heart Diamante T-Shirt - Black

Short Sleeve Heart Diamante T-Shirt - Black

£32

4 out of 5 stars

1 review

undefined Timeless Yarn Relaxed Longline Knitted Cardigan - Grey

Timeless Yarn Relaxed Longline Knitted Cardigan - Grey

£28

4.7 out of 5 stars

3 reviews

undefined Timeless Yarn V Neck Cardigan - Chocolate

Timeless Yarn V Neck Cardigan - Chocolate

£25

4 out of 5 stars

1 review

undefined Classic Velour Zip Up Hoodie With Diamante Branding - Black

Classic Velour Zip Up Hoodie With Diamante Branding - Black

£85

4 out of 5 stars

4 reviews

undefined Bandeau Clean Dress - Beige

Bank Holiday Deal

Bandeau Clean Dress - Beige

Current sale price is £30.50

(Save £3.50)

Regular price was £34

3 out of 5 stars

1 review

undefined 3D Bow Bardot Top - Red

3D Bow Bardot Top - Red

£39

4 out of 5 stars

1 review

undefined Flower Embroidered Vest - Cream

Flower Embroidered Vest - Cream

£28

3 out of 5 stars

1 review

undefined Beaded Maxi Beach Dress - Multi

Beaded Maxi Beach Dress - Multi

£30

3.5 out of 5 stars

2 reviews

undefined Sea Embroidered Co Ord Beach Shorts - Cream

Sea Embroidered Co Ord Beach Shorts - Cream

£25

4.5 out of 5 stars

2 reviews

undefined Perfect T-shirt - White Cotton

Perfect T-shirt - White Cotton

£25

4.7 out of 5 stars

28 reviews

undefined Knitted T-shirt - Cream

Bank Holiday Deal

Michelle Keegan

Knitted T-shirt - Cream

Current sale price is £19

(Save £19)

Regular price was £38

4 out of 5 stars

1 review

undefined Frill Shoulder Tie Back Cheesecloth Mini Dress - Orange

Bank Holiday Deal

Frill Shoulder Tie Back Cheesecloth Mini Dress - Orange

Current sale price is £20

(Save £5)

Regular price was £25

4 out of 5 stars

2 reviews

undefined Crew Neck Chain Detail Sleeveless Knitted Jumper - Neutral

Bank Holiday Deal

Crew Neck Chain Detail Sleeveless Knitted Jumper - Neutral

Current sale price is £15.25

(Save £12.75)

Regular price was £28

3 out of 5 stars

2 reviews

undefined Cotton Rich Open Stitch Knitted Sequin Cardigan - Cream

Bank Holiday Deal

Cotton Rich Open Stitch Knitted Sequin Cardigan - Cream

Current sale price is £18

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Regular price was £28

3.4 out of 5 stars

5 reviews

undefined Crew Neck Textured Knitted Tank - Black

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Crew Neck Textured Knitted Tank - Black

Current sale price is £18

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Regular price was £28

4.5 out of 5 stars

2 reviews

undefined Timeless Yarn Crew Neck Short Sleeve Knitted Jumper - Grey

Timeless Yarn Crew Neck Short Sleeve Knitted Jumper - Grey

£22

3 out of 5 stars

2 reviews

undefined Rinoa Denim Dress - Sledge Sister Blue

Rinoa Denim Dress - Sledge Sister Blue

£75

3.5 out of 5 stars

6 reviews

undefined Go Flex High Waisted 7/8 Legging - Bold Black

Go Flex High Waisted 7/8 Legging - Bold Black

£49

4.8 out of 5 stars

67 reviews

undefined Adicolor Adibreak Maxi Skirt - Black

adidas Originals

Adicolor Adibreak Maxi Skirt - Black

£58

4.6 out of 5 stars

14 reviews

undefined Texture Wide Leg Trousers - Cream

Texture Wide Leg Trousers - Cream

£32

4 out of 5 stars

1 review

undefined Crew Neck Crochet Short Cardigan - Ivory

Bank Holiday Deal

Crew Neck Crochet Short Cardigan - Ivory

Current sale price is £28

(Save £7)

Regular price was £35

4.3 out of 5 stars

7 reviews

undefined Knitted Striped Trouser Co Ord - Beige

Bank Holiday Deal

Michelle Keegan

Knitted Striped Trouser Co Ord - Beige

Current sale price is £31.50

(Save £13.50)

Regular price was £45

4 out of 5 stars

1 review

undefined Wilmat Unlined Bomber Jacket - Navy

Bank Holiday Deal

Lauren by Ralph Lauren

Wilmat Unlined Bomber Jacket - Navy

Current sale price is £195

(Save £84)

Regular price was £279

4 out of 5 stars

1 review

undefined Ivory Ultimate White T-Shirt

Ivory Ultimate White T-Shirt

£35

4.7 out of 5 stars

3 reviews

undefined Boucle Polo - Blue

Boucle Polo - Blue

£32

4 out of 5 stars

1 review

undefined Floral Studded Jacket - Navy

Bank Holiday Deal

Floral Studded Jacket - Navy

Current sale price is £34.50

(Save £34.50)

Regular price was £69

4.5 out of 5 stars

2 reviews

undefined Iconic Sleeveless Dress - Wrapped In Blue

Iconic Sleeveless Dress - Wrapped In Blue

£95

4.7 out of 5 stars

12 reviews

undefined Column Wrap Skirt - Wrapped In Blue

Bank Holiday Deal

Column Wrap Skirt - Wrapped In Blue

Current sale price is £38

(Save £57)

Regular price was £95

4.8 out of 5 stars

11 reviews

undefined Black Cotton Extended T-shirt

Black Cotton Extended T-shirt

£35

4.7 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.