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Mint Velvet Cream Bobble Detail Midi Dress

Cream Bobble Detail Midi Dress

£150

5 out of 5 stars

2 reviews

Michelle Keegan Hand Embellished Embroidery Cardigan - Cream

Michelle Keegan

Hand Embellished Embroidery Cardigan - Cream

Current sale price is £18

(Save £27)

Regular price was £45

5 out of 5 stars

2 reviews

New Look Off White Premium Cotton Long Sleeve T-shirt

Off White Premium Cotton Long Sleeve T-shirt

£14.99

5 out of 5 stars

1 review

River Island Faux Fur Swing Coat - Cream

Faux Fur Swing Coat - Cream

Current sale price is £71

(Save £18)

Regular price was £89

5 out of 5 stars

2 reviews

New Look Cream Fringed Longline Cable Knit Cardigan

Cream Fringed Longline Cable Knit Cardigan

£39.99

5 out of 5 stars

2 reviews

The Very Collection Pearl Short Sleeve Mini Dress - Cream

The Very Collection

Pearl Short Sleeve Mini Dress - Cream

Current sale price is £32.50

(Save £42.50)

Regular price was £75

5 out of 5 stars

1 review

The Very Collection Organza Collared V Neck Cardigan - Cream

The Very Collection

Organza Collared V Neck Cardigan - Cream

Current sale price is £28

(Save £12)

Regular price was £40

5 out of 5 stars

6 reviews

V by Very Puff Sleeve Broderie Beach Dress - Cream

Puff Sleeve Broderie Beach Dress - Cream

Current sale price is £18

(Save £22)

Regular price was £40

5 out of 5 stars

1 review

The Very Collection Long Sleeve Slogan Tshirt And Wide Leg Animal Print Pj Set - Cream

The Very Collection

Long Sleeve Slogan Tshirt And Wide Leg Animal Print Pj Set - Cream

£20

5 out of 5 stars

1 review

The Very Collection Funnel Neck Cable Knit Jumper with Wool - Beige

The Very Collection

Funnel Neck Cable Knit Jumper with Wool - Beige

£32

5 out of 5 stars

5 reviews

New Look Padded Tiered Midi Gilet - Cream

Padded Tiered Midi Gilet - Cream

Current sale price is £42.25

(Save £10.74)

Regular price was £52.99

5 out of 5 stars

2 reviews

The Very Collection Soft Touch Cowl Neck And Jogger Loungewear Set - Cream

The Very Collection

Soft Touch Cowl Neck And Jogger Loungewear Set - Cream

Current sale price is £22.25

(Save £5.75)

Regular price was £28

5 out of 5 stars

1 review

Vero Moda Faux Fur Cow Print Coat - Print

Faux Fur Cow Print Coat - Print

Current sale price is £80

(Save £20)

Regular price was £100

5 out of 5 stars

1 review

adidas Originals Womens Satin Tracksuit Top - Cream

adidas Originals

Womens Satin Tracksuit Top - Cream

Current sale price is £67.50

(Save £7.50)

Regular price was £75

5 out of 5 stars

2 reviews

River Island Mixed Curly Zip Faux Fur Jacket - Cream

Mixed Curly Zip Faux Fur Jacket - Cream

£110

5 out of 5 stars

2 reviews

Mint Velvet Neutral Faux Fur Jacket - Cream

Neutral Faux Fur Jacket - Cream

£180

5 out of 5 stars

1 review

The Very Collection Ruffle Detail Chiffon Blouse - Cream

The Very Collection

Ruffle Detail Chiffon Blouse - Cream

Current sale price is £15.75

(Save £19.25)

Regular price was £35

5 out of 5 stars

2 reviews

Quiz Stone Faux Fur Longline Coat

Stone Faux Fur Longline Coat

£80

5 out of 5 stars

2 reviews

New Look Off White Hooded Cropped Puffer Jacket

Off White Hooded Cropped Puffer Jacket

£38.99

5 out of 5 stars

2 reviews

The Very Collection Soft Touch Hoody And Wide Leg Loungewear Set - Blush

The Very Collection

Soft Touch Hoody And Wide Leg Loungewear Set - Blush

Current sale price is £24

(Save £6)

Regular price was £30

5 out of 5 stars

2 reviews

The Very Collection Cosy Yarn Crew Neck Relaxed Longline Stripe Jumper - Cream

The Very Collection

Cosy Yarn Crew Neck Relaxed Longline Stripe Jumper - Cream

Current sale price is £19.50

(Save £10.50)

Regular price was £30

5 out of 5 stars

3 reviews

New Look Argyle Pattern Crew Neck Cardigan - Cream

Argyle Pattern Crew Neck Cardigan - Cream

£36.99

5 out of 5 stars

1 review

Mint Velvet Neutral Ribbed Henley Top - Cream

Neutral Ribbed Henley Top - Cream

£69

5 out of 5 stars

1 review

New Look Cream Borg Collarless Gilet

Cream Borg Collarless Gilet

Current sale price is £27.25

(Save £9.74)

Regular price was £36.99

5 out of 5 stars

1 review

The Very Collection 3 Piece Vest, Cardigan And Wide Leg Loungewear Set - Cream

The Very Collection

3 Piece Vest, Cardigan And Wide Leg Loungewear Set - Cream

Current sale price is £22.25

(Save £9.75)

Regular price was £32

5 out of 5 stars

2 reviews

The Very Collection Long Sleeve High Neck Top - Beige

The Very Collection

Long Sleeve High Neck Top - Beige

£12

5 out of 5 stars

1 review

New Look Cable Knit Looped Fringe Jumper - Cream

Cable Knit Looped Fringe Jumper - Cream

Current sale price is £31.50

(Save £8.49)

Regular price was £39.99

5 out of 5 stars

1 review

Apricot Strawberry Open Cardigan - Cream

Strawberry Open Cardigan - Cream

£39

5 out of 5 stars

2 reviews

V by Very Crochet Long Sleeve Jumper - Cream

Crochet Long Sleeve Jumper - Cream

Current sale price is £25.50

(Save £6.50)

Regular price was £32

5 out of 5 stars

2 reviews

V by Very Ruffle Rib Bottom Blouse - Cream

Ruffle Rib Bottom Blouse - Cream

Current sale price is £18

(Save £12)

Regular price was £30

5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.