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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

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Results: 1 - 30 (of 35)

HDE3211BBUK Electric Cooker with Ceramic Hob - Black

Current sale price is £359

HDE3211BWUK Double Oven Electric Cooker with Ceramic Hob - White

Current sale price is £349

HDG6GDCX 60cm Gas Double Cooker with Glass Lid - Stainless Steel

Current sale price is £569

IDE6VMB - Electric Double Cooker - Black

£399

Hi6 Max HDCEIT6C20B 80/50L Induction Freestanding 60cm Electric Cooker - Jet Black

Current sale price is £649

HDG6GDCW 60cm Gas Double Cooker with Glass Lid - White

Current sale price is £549

HDD6GDC2W 60cm Dual Fuel Double Cooker with Glass Lid - White

Current sale price is £569

HDG6GDCWX 60cm Gas Double Cooker with Glass Lid - Stainless Steel

Current sale price is £599

KDVF100X Freestanding 100cm Double Oven Range Cooker, Stainless Steel

Current sale price is £729

HDE6VDCASX - Electric Double Cooker with Multiflow Technology - Silver

£579

KDC653K 60CM Double Oven Electric Cooker, Black

Current sale price is From £479

HDE6IDC2SA - Electric Double Cooker - Dark Silver

£729

HTE5VCB - Electric Twin Cooker - Black

£399

KDC5422AS Twin Cavity Electric Cooker - Silver

Current sale price is From £379

IT60V9KMW/UK 60cm Wide Freestanding Twin Cavity Electric Cooker - White - A Rated

Current sale price is £439

HDG5GCB 50cm Gas Double Cooker - Black

Current sale price is £469

HTG5GCB 50cm Gas Twin Cooker - Black

Current sale price is £399

IDG6GS - Gas Double Cooker - Silver

£469

KA52NEW 50cm Wide Single Oven High Level Grill Gas Cooker - White

Current sale price is £409

HDE6VDW - Electric Double Cooker - White

£479

HDD6GDC2WX 60cm Dual Fuel Double Cooker with Glass Lid - Stainless Steel

Current sale price is £579

IDE6VMW - Electric Double Cooker - White

£399

KDVC100K Freestanding 100Cm Double Oven Range Cooker, Black

Current sale price is From £819

HDG5GCX 50cm Gas Double Cooker - Stainless Steel

Current sale price is £469

Hi6 Max HDCEC6C20W 80/50L Ceramic Freestanding 60cm Electric Cooker - White

Current sale price is £449

CK100G232K 100CM Cookmaster Gas range Cooker, Black

Current sale price is £1099

IDG6GW - Gas Double Cooker - White

£449

HTG5GCW 50cm Gas Twin Cooker - White

Current sale price is £399

CK90C230K 90cm Wide Cookmaster Electric Range Cooker - Black

Current sale price is From £1069

HDE5VDCB - Electric Double Cooker - Black

£489

Results: 1 - 30 (of 35)