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Mamas & Papas Atlas Range - 3pc

Atlas Range - 3pc

£699

5 out of 5 stars

1 review

Julian Bowen Marlborough 2 Door, 2 Drawer Solid Oak/Oak Veneer Combination Wardrobe

Marlborough 2 Door, 2 Drawer Solid Oak/Oak Veneer Combination Wardrobe

Current sale price is £729

(Save £120)

Regular price was £849

5 out of 5 stars

5 reviews

Mamas & Papas Atlas Set - 2PC

Atlas Set - 2PC

£499

5 out of 5 stars

1 review

Mamas & Papas Atlas Cot Bed & Dresser

Atlas Cot Bed & Dresser

Current sale price is £469

(Save £30)

Regular price was £499

5 out of 5 stars

2 reviews

Julian Bowen Berwick 120 cm Round Dining Table + 4 Burgess Chairs - Oak/Grey

Berwick 120 cm Round Dining Table + 4 Burgess Chairs - Oak/Grey

Current sale price is £539

(Save £140)

Regular price was £679

5 out of 5 stars

4 reviews

Mamas & Papas Harwell Wardrobe

Harwell Wardrobe

£520

5 out of 5 stars

1 review

The Very Collection Carina 2 + 3 Drawer Chest - Oak - FSC® Certified

The Very Collection

Carina 2 + 3 Drawer Chest - Oak - FSC® Certified

£299

5 out of 5 stars

6 reviews

Mamas & Papas Atlas Cot Bed, Dresser & Wardrobe

Atlas Cot Bed, Dresser & Wardrobe

Current sale price is £599

(Save £100)

Regular price was £699

5 out of 5 stars

5 reviews

The Very Collection Carina 1 Drawer Bedside Chest - Black - FSC® Certified

The Very Collection

Carina 1 Drawer Bedside Chest - Black - FSC® Certified

Current sale price is £95

(Save £14)

Regular price was £109

5 out of 5 stars

4 reviews

Julian Bowen Padstow 1 Drawer, 2 Door Wardrobe

Available in oak, black coloursAvailable in oak, black coloursAvailable in oak, black coloursAvailable in oak, black coloursAvailable in oak, black colours

Padstow 1 Drawer, 2 Door Wardrobe

Current sale price is £329

(Save £70)

Regular price was £399

5 out of 5 stars

1 review

The Very Collection Alisha Pair of Boucle Dining Chairs - Cream/Black - FSC® Certified

The Very Collection

Alisha Pair of Boucle Dining Chairs - Cream/Black - FSC® Certified

Current sale price is £199

(Save £30)

Regular price was £229

5 out of 5 stars

7 reviews

Julian Bowen Savoy 150 cm Folding Dining Table + 4 Chairs Set

Savoy 150 cm Folding Dining Table + 4 Chairs Set

£369

5 out of 5 stars

5 reviews

Julian Bowen Bali 2 Drawer Bedside

Bali 2 Drawer Bedside

£139

5 out of 5 stars

4 reviews

The Very Collection Alisha Pair of Boucle Dining Chairs - Cream/Brass - FSC® Certified

The Very Collection

Alisha Pair of Boucle Dining Chairs - Cream/Brass - FSC® Certified

£229

5 out of 5 stars

1 review

Julian Bowen Davenport Set of 2 Dining Chairs - Grey

Davenport Set of 2 Dining Chairs - Grey

Current sale price is £139

(Save £20)

Regular price was £159

5 out of 5 stars

2 reviews

Julian Bowen Luxe Set Of 2 Faux Leather Dining Chairs

Luxe Set Of 2 Faux Leather Dining Chairs

Current sale price is £225

(Save £44)

Regular price was £269

5 out of 5 stars

3 reviews

Julian Bowen Pair of Davenport Solid Wood Dining Chairs

Pair of Davenport Solid Wood Dining Chairs

Current sale price is £129

(Save £30)

Regular price was £159

5 out of 5 stars

4 reviews

GFW Orleans 2 Door, 1 Drawer TV Stand - fits up to 50 inch TV

Orleans 2 Door, 1 Drawer TV Stand - fits up to 50 inch TV

Current sale price is £119

(Save £40)

Regular price was £159

5 out of 5 stars

6 reviews

Vida Designs Brooklyn Coffee Table - Grey Oak

Brooklyn Coffee Table - Grey Oak

£89

5 out of 5 stars

4 reviews

GFW Galicia 180 cm Floating Wall TV Unit with LED Lights - fits up to 80 inch TV - Grey

Galicia 180 cm Floating Wall TV Unit with LED Lights - fits up to 80 inch TV - Grey

Current sale price is £119

(Save £40)

Regular price was £159

5 out of 5 stars

2 reviews

Julian Bowen Luxe Velvet Low Bench - Mustard

Luxe Velvet Low Bench - Mustard

Current sale price is £109

(Save £40)

Regular price was £149

5 out of 5 stars

1 review

GFW Lancaster 1 Door Small TV Cabinet - fits up to 43 inch TV) - Cream

Lancaster 1 Door Small TV Cabinet - fits up to 43 inch TV) - Cream

£109

5 out of 5 stars

1 review

Julian Bowen Luxe High Back Bench - Grey

Luxe High Back Bench - Grey

£369

5 out of 5 stars

1 review

Julian Bowen Berwick 180 cm Dining Table + 1 Luxe Low Bench + 4 Luxe Chairs - Oak/Blue

Berwick 180 cm Dining Table + 1 Luxe Low Bench + 4 Luxe Chairs - Oak/Blue

£1099

5 out of 5 stars

1 review

CuddleCo Clara 3 Piece Nursery Furniture Set- White & Ash

Clara 3 Piece Nursery Furniture Set- White & Ash

£899

5 out of 5 stars

2 reviews

Julian Bowen Mallory Ready Assembled Solid Oak/Oak Veneer Nest of 2 Tables - FSC® Certified

Mallory Ready Assembled Solid Oak/Oak Veneer Nest of 2 Tables - FSC® Certified

Current sale price is £159

(Save £40)

Regular price was £199

5 out of 5 stars

1 review

GFW Boston 2 Door, 3 Drawer Sideboard

Boston 2 Door, 3 Drawer Sideboard

£199

5 out of 5 stars

12 reviews

CosmoLiving by Cosmopolitan Westerleigh TV Stand - Black/Gold - Fits up to 65 Inch

CosmoLiving by Cosmopolitan

Westerleigh TV Stand - Black/Gold - Fits up to 65 Inch

Current sale price is £289

(Save £80)

Regular price was £369

5 out of 5 stars

2 reviews

Dorel Home Bradford 2 Door Metal Accent Cabinet - Taupe

Bradford 2 Door Metal Accent Cabinet - Taupe

Current sale price is £135

(Save £24)

Regular price was £159

5 out of 5 stars

1 review

Julian Bowen Pair Of Luxe Velvet Dining Chairs - Blue

Pair Of Luxe Velvet Dining Chairs - Blue

Current sale price is £219

(Save £50)

Regular price was £269

5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.