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undefined Hurricane 650W 1.4L Spot Washer

Hurricane 650W 1.4L Spot Washer

Current sale price is £69

(Save £5)

Regular price was £74

4.8 out of 5 stars

4 reviews

undefined Ryzen 7 7800X3D Processor

Ryzen 7 7800X3D Processor

Current sale price is £399

(Save £50)

Regular price was £449

4.7 out of 5 stars

13 reviews

undefined 20-Bar Espresso Coffee Maker with Steam Wand

20-Bar Espresso Coffee Maker with Steam Wand

£79

4.8 out of 5 stars

5 reviews

undefined McLaren F1® Team MCL38 Race Car Vehicle Set 77251

LEGO Speed Champions

McLaren F1® Team MCL38 Race Car Vehicle Set 77251

Current sale price is £16.99

(Save £6)

Regular price was £22.99

4.4 out of 5 stars

48 reviews

undefined Ferrari SF-24 F1 Race Car 77242

LEGO Speed Champions

Ferrari SF-24 F1 Race Car 77242

Current sale price is £16.99

(Save £6)

Regular price was £22.99

4.9 out of 5 stars

56 reviews

undefined Ryzen 7 5700x3D Am4 Retail

Ryzen 7 5700x3D Am4 Retail

£229

4.8 out of 5 stars

6 reviews

undefined Williams Racing FW46 F1 Race Car 77249

LEGO Speed Champions

Williams Racing FW46 F1 Race Car 77249

Current sale price is £17.99

(Save £5)

Regular price was £22.99

4.9 out of 5 stars

26 reviews

undefined Mercedes-AMG F1 W15 Race Car 77244

LEGO Speed Champions

Mercedes-AMG F1 W15 Race Car 77244

Current sale price is £16.99

(Save £6)

Regular price was £22.99

4.8 out of 5 stars

31 reviews

undefined Healthy Living 3.6 L Air Fryer

Healthy Living 3.6 L Air Fryer

£38

4.9 out of 5 stars

16 reviews

undefined MoneyGram Haas F1 Team VF-24 Race Car 77250

LEGO Speed Champions

MoneyGram Haas F1 Team VF-24 Race Car 77250

Current sale price is £18.99

(Save £4)

Regular price was £22.99

4.7 out of 5 stars

25 reviews

undefined Oracle Red Bull Racing RB20 F1 Race Car 77243

LEGO Speed Champions

Oracle Red Bull Racing RB20 F1 Race Car 77243

Current sale price is £16.99

(Save £6)

Regular price was £22.99

4.8 out of 5 stars

51 reviews

undefined Xl 9L Digital Double Drawer Air Fryer

Xl 9L Digital Double Drawer Air Fryer

Current sale price is £99

(Save £20)

Regular price was £119

4 out of 5 stars

87 reviews

undefined Photo Creator Kids Instant Print Unicorn Camera

Photo Creator Kids Instant Print Unicorn Camera

Current sale price is £49.99

(Save £5)

Regular price was £54.99

4.2 out of 5 stars

6 reviews

undefined 2L 750W Food Processor

2L 750W Food Processor

£59

4 out of 5 stars

17 reviews

undefined KICK Sauber F1 Team C44 Race Car 77247

LEGO Speed Champions

KICK Sauber F1 Team C44 Race Car 77247

Current sale price is £19.99

(Save £3)

Regular price was £22.99

4.8 out of 5 stars

25 reviews

undefined 20-Bar Digital Compact Espresso Coffee Maker

20-Bar Digital Compact Espresso Coffee Maker

£129

4.7 out of 5 stars

3 reviews

undefined Visa Cash App RB VCARB 01 F1 Race Car 77246

LEGO Speed Champions

Visa Cash App RB VCARB 01 F1 Race Car 77246

Current sale price is £19.99

(Save £3)

Regular price was £22.99

4.9 out of 5 stars

27 reviews

undefined 3000W 32 Litre Electric Oven With Hot Plates

3000W 32 Litre Electric Oven With Hot Plates

£119

4.5 out of 5 stars

10 reviews

undefined BWT Alpine F1 Team A524 Race Car 77248

LEGO Speed Champions

BWT Alpine F1 Team A524 Race Car 77248

Current sale price is £19.99

(Save £3)

Regular price was £22.99

4.9 out of 5 stars

23 reviews

undefined Omelette Maker

Omelette Maker

Current sale price is £15

(Save £4)

Regular price was £19

4.7 out of 5 stars

50 reviews

undefined 1.6L 1000W Soup Maker

1.6L 1000W Soup Maker

Current sale price is £49

Regular price was £50

4.3 out of 5 stars

41 reviews

undefined Halogen Air Fryer

Halogen Air Fryer

£39

4.2 out of 5 stars

82 reviews

undefined 23L BLACK 800W Microwave KOR8A07

23L BLACK 800W Microwave KOR8A07

£119

4.5 out of 5 stars

24 reviews

undefined 11L Split Draw Air fryer - 6L on the top / 5L on the bottom

11L Split Draw Air fryer - 6L on the top / 5L on the bottom

Current sale price is £129

(Save £20)

Regular price was £149

4.4 out of 5 stars

9 reviews

undefined BMW M4 GT3 & BMW M Hybrid V8 Race Cars 76922

LEGO Speed Champions

BMW M4 GT3 & BMW M Hybrid V8 Race Cars 76922

Current sale price is £35.99

(Save £9)

Regular price was £44.99

4.5 out of 5 stars

37 reviews

undefined Lamborghini Lambo V12 Vision GT Super Car 76923

LEGO Speed Champions

Lamborghini Lambo V12 Vision GT Super Car 76923

Current sale price is £15.99

(Save £5)

Regular price was £20.99

4.2 out of 5 stars

51 reviews

undefined 30L 900w Digital Microwave with Grill & Convection KOC9C5T

30L 900w Digital Microwave with Grill & Convection KOC9C5T

£179

4.7 out of 5 stars

14 reviews

undefined Ferrari F40 Supercar Toy 76934

LEGO Speed Champions

Ferrari F40 Supercar Toy 76934

Current sale price is £15.99

(Save £5)

Regular price was £20.99

4.7 out of 5 stars

46 reviews

undefined 8 Litre AI Smart Air Fryer

8 Litre AI Smart Air Fryer

£119

4.6 out of 5 stars

7 reviews

undefined Argyle Kettle- Black

Argyle Kettle- Black

£34

4.5 out of 5 stars

40 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.